Flagstar Bancorp, Inc. (FBC): Price and Financial Metrics

FBC POWR Grades

• FBC scores best on the Value dimension, with a Value rank ahead of 93.41% of US stocks.
• FBC's strongest trending metric is Growth; it's been moving down over the last 48 weeks.
• FBC ranks lowest in Sentiment; there it ranks in the 23rd percentile.

FBC Stock Summary

• FBC's current price/earnings ratio is 3.93, which is higher than just 3.39% of US stocks with positive earnings.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.65 for Flagstar Bancorp Inc; that's greater than it is for 95.36% of US stocks.
• Flagstar Bancorp Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 57.42%, greater than the shareholder yield of 96.28% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Flagstar Bancorp Inc, a group of peers worth examining would be MPB, HBNC, MBIN, SMMF, and CARV.
• Visit FBC's SEC page to see the company's official filings. To visit the company's web site, go to www.flagstar.com.

FBC Valuation Summary

• In comparison to the median Financial Services stock, FBC's price/sales ratio is 62.5% lower, now standing at 1.2.
• Over the past 243 months, FBC's price/sales ratio has gone down 0.8.
• Over the past 243 months, FBC's price/sales ratio has gone down 0.8.

Below are key valuation metrics over time for FBC.

FBC Growth Metrics

• The 5 year price growth rate now stands at 12.99%.
• Its 5 year net income to common stockholders growth rate is now at 68.17%.
• Its 3 year cash and equivalents growth rate is now at -46.13%.

FBC's revenue has moved up $1,344,000,000 over the prior 52 months.

The table below shows FBC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	2,145	-3,978	672
2021-03-31	2,110	-6,834	641
2020-12-31	1,861	-8,029	538
2020-09-30	1,649	-7,374	442
2020-06-30	1,365	-11,771	283
2020-03-31	1,210	-13,882	228

FBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FBC has a Quality Grade of B, ranking ahead of 79.97% of graded US stocks.
• FBC's asset turnover comes in at 0.073 -- ranking 60th of 437 Banking stocks.
• C, ELVT, and ENVA are the stocks whose asset turnover ratios are most correlated with FBC.

The table below shows FBC's key quality metrics over time.