Norwood Financial Corp. (NWFL): Price and Financial Metrics

Norwood Financial Corp. (NWFL): $29.83

0.80 (+2.76%)

POWR Rating

Component Grades








NWFL Price/Volume Stats

Current price $29.83 52-week high $34.75
Prev. close $29.03 52-week low $23.00
Day low $28.37 Volume 16,300
Day high $29.83 Avg. volume 20,737
50-day MA $26.51 Dividend yield 4%
200-day MA $28.23 Market Cap 240.70M

NWFL Stock Price Chart Interactive Chart >


  • NWFL scores best on the Stability dimension, with a Stability rank ahead of 88.13% of US stocks.
  • NWFL's strongest trending metric is Quality; it's been moving up over the last 177 days.
  • NWFL's current lowest rank is in the Growth metric (where it is better than 13.95% of US stocks).

NWFL Stock Summary

  • Equity multiplier, or assets relative to shareholders' equity, comes in at 12.43 for NORWOOD FINANCIAL CORP; that's greater than it is for 93.82% of US stocks.
  • With a year-over-year growth in debt of 236.33%, NORWOOD FINANCIAL CORP's debt growth rate surpasses 95.92% of about US stocks.
  • NORWOOD FINANCIAL CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -67.27%, greater than the shareholder yield of merely 6.91% of stocks in our set.
  • If you're looking for stocks that are quantitatively similar to NORWOOD FINANCIAL CORP, a group of peers worth examining would be SFST, WNEB, EBMT, CIVB, and PWOD.
  • Visit NWFL's SEC page to see the company's official filings. To visit the company's web site, go to

NWFL Valuation Summary

  • In comparison to the median Financial Services stock, NWFL's EV/EBIT ratio is 25% higher, now standing at 14.
  • NWFL's price/earnings ratio has moved down 6 over the prior 243 months.

Below are key valuation metrics over time for NWFL.

Stock Date P/S P/B P/E EV/EBIT
NWFL 2023-11-28 3.1 1.4 9.4 14.0
NWFL 2023-11-27 3.1 1.3 9.4 13.9
NWFL 2023-11-24 3.1 1.4 9.6 14.1
NWFL 2023-11-22 3.1 1.4 9.6 14.1
NWFL 2023-11-21 3.1 1.4 9.5 14.0
NWFL 2023-11-20 3.1 1.3 9.4 13.9

NWFL Growth Metrics

    Its 2 year price growth rate is now at 10.12%.
  • The 2 year net cashflow from operations growth rate now stands at 65.97%.
  • Its 3 year net cashflow from operations growth rate is now at 58.97%.
NWFL's revenue has moved up $34,874,000 over the prior 49 months.

The table below shows NWFL's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-09-30 76.637 30.58 28.73
2022-06-30 74.656 29.83 27.602
2022-03-31 72.313 31.046 26.502
2021-12-31 69.438 29.198 24.915
2021-09-30 68.047 27.779 23.791
2021-06-30 65.232 28.077 21.809

NWFL's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • NWFL has a Quality Grade of C, ranking ahead of 30.04% of graded US stocks.
  • NWFL's asset turnover comes in at 0.034 -- ranking 313th of 437 Banking stocks.
  • PBCT, THFF, and MBWM are the stocks whose asset turnover ratios are most correlated with NWFL.

The table below shows NWFL's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.034 1 0.015
2021-03-31 0.033 1 0.013
2020-12-31 0.034 1 0.012
2020-09-30 0.033 1 0.011
2020-06-30 0.034 1 0.011
2020-03-31 0.036 1 0.013

Norwood Financial Corp. (NWFL) Company Bio

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in Pennsylvania. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

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Latest NWFL News From Around the Web

Below are the latest news stories about NORWOOD FINANCIAL CORP that investors may wish to consider to help them evaluate NWFL as an investment opportunity.

Dividend Champions List Ranked By Yield: Top 30

In this article, we discuss top 30 dividend champions according to dividend yields. You can skip our detailed analysis of dividend stocks and their performance over the years, and go directly to read Dividend Champions List Ranked By Yield: Top 10. Dividend champions are companies that have increased their dividends for 25 years or more. […]

Yahoo | November 19, 2023

Norwood Financial Corp (NWFL) Announces Q3 2023 Earnings

Decrease in Earnings and Net Interest Income Amid Rising Interest Rates

Yahoo | October 26, 2023

Norwood Financial Corp Announces Third Quarter Earnings

HONESDALE, Pa., Oct. 24, 2023 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, announced earnings for the three months ended September 30, 2023 of $4,119,000, which represents a decrease of $3,990,000, from the $8,109,000 earned in the same three-month period of 2022. The decrease in earnings was due to a $3.1 million decrease in net interest income, an $882,000 increase in the provi

Yahoo | October 24, 2023

Norwood Financial's (NASDAQ:NWFL) Dividend Will Be $0.29

The board of Norwood Financial Corp. ( NASDAQ:NWFL ) has announced that it will pay a dividend on the 1st of November...

Yahoo | September 22, 2023

Norwood Financial Corp Announces Cash Dividend

HONESDALE, Pa., Sept. 18, 2023 (GLOBE NEWSWIRE) -- James O. Donnelly, President and Chief Executive Officer of Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors declared a $.29 per share cash dividend, which is payable November 1, 2023, to shareholders of record as of October 13, 2023. The $.29 per share equals the per share dividend declared in the second quarter of 2023, and represents a 3.6% increase over the cash dividen

Yahoo | September 18, 2023

Read More 'NWFL' Stories Here

NWFL Price Returns

1-mo 2.51%
3-mo 14.87%
6-mo 3.62%
1-year -3.41%
3-year 28.34%
5-year 6.53%
YTD -7.16%
2022 34.10%
2021 3.36%
2020 -30.30%
2019 21.46%
2018 2.67%

NWFL Dividends

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