Southside Bancshares, Inc. (SBSI): Price and Financial Metrics

SBSI POWR Grades

• Stability is the dimension where SBSI ranks best; there it ranks ahead of 93.01% of US stocks.
• SBSI's strongest trending metric is Stability; it's been moving up over the last 179 days.
• SBSI's current lowest rank is in the Value metric (where it is better than 14.6% of US stocks).

SBSI Stock Summary

• With a year-over-year growth in debt of -62.04%, SOUTHSIDE BANCSHARES INC's debt growth rate surpasses only 4.53% of about US stocks.
• In terms of volatility of its share price, SBSI is more volatile than only 5.87% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SBSI comes in at 61.88% -- higher than that of 96.91% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to SOUTHSIDE BANCSHARES INC, a group of peers worth examining would be RNST, HTLF, PROV, UVSP, and UCBI.
• Visit SBSI's SEC page to see the company's official filings. To visit the company's web site, go to www.southside.com.

SBSI Valuation Summary

• SBSI's price/sales ratio is 4.7; this is 67.86% higher than that of the median Financial Services stock.
• SBSI's EV/EBIT ratio has moved down 21.5 over the prior 243 months.

Below are key valuation metrics over time for SBSI.

SBSI Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 35.99%.
• Its 4 year net income to common stockholders growth rate is now at 20.66%.
• Its 3 year net cashflow from operations growth rate is now at 76.92%.

Over the past 33 months, SBSI's revenue has gone up $44,987,000.

The table below shows SBSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	251.024	203.918	108.394
2022-03-31	245.119	179.066	104.306
2021-12-31	255.857	156.104	113.401
2021-09-30	256.176	168.919	114.286
2021-06-30	252.603	153.27	112.054
2021-03-31	251.919	154.834	112.291

SBSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SBSI has a Quality Grade of C, ranking ahead of 42.25% of graded US stocks.
• SBSI's asset turnover comes in at 0.036 -- ranking 258th of 430 Banking stocks.
• TBK, MRLN, and CNNB are the stocks whose asset turnover ratios are most correlated with SBSI.

The table below shows SBSI's key quality metrics over time.