Southside Bancshares, Inc. (SBSI): Price and Financial Metrics

SBSI POWR Grades

• Stability is the dimension where SBSI ranks best; there it ranks ahead of 67.2% of US stocks.
• The strongest trend for SBSI is in Quality, which has been heading down over the past 179 days.
• SBSI ranks lowest in Sentiment; there it ranks in the 11th percentile.

SBSI Stock Summary

• SBSI's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 504.63 -- higher than 95.1% of US-listed equities with positive expected earnings growth.
• With a year-over-year growth in debt of 442.22%, SOUTHSIDE BANCSHARES INC's debt growth rate surpasses 96.47% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SBSI comes in at -96.8% -- higher than that of only 5.85% of stocks in our set.
• Stocks that are quantitatively similar to SBSI, based on their financial statements, market capitalization, and price volatility, are VLY, DCOM, BRKL, BOKF, and GBCI.
• Visit SBSI's SEC page to see the company's official filings. To visit the company's web site, go to www.southside.com.

SBSI Valuation Summary

• SBSI's EV/EBIT ratio is 13.7; this is 26.85% higher than that of the median Financial Services stock.
• SBSI's price/sales ratio has moved up 0.6 over the prior 243 months.

Below are key valuation metrics over time for SBSI.

SBSI Growth Metrics

Its 5 year net income to common stockholders growth rate is now at 17.45%.
• Its 3 year cash and equivalents growth rate is now at -30.69%.
• The 4 year net income to common stockholders growth rate now stands at 17.45%.

Over the past 34 months, SBSI's revenue has gone up $59,514,000.

The table below shows SBSI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	249.957	226.517	105.02
2022-09-30	249.268	235.818	106.039
2022-06-30	251.024	203.918	108.394
2022-03-31	245.119	179.066	104.306
2021-12-31	255.857	156.104	113.401
2021-09-30	256.176	168.919	114.286

SBSI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SBSI has a Quality Grade of C, ranking ahead of 42.25% of graded US stocks.
• SBSI's asset turnover comes in at 0.036 -- ranking 258th of 430 Banking stocks.
• TBK, MRLN, and CNNB are the stocks whose asset turnover ratios are most correlated with SBSI.

The table below shows SBSI's key quality metrics over time.