Synchrony Financial (SYF): Price and Financial Metrics

SYF POWR Grades

• Quality is the dimension where SYF ranks best; there it ranks ahead of 85.32% of US stocks.
• The strongest trend for SYF is in Momentum, which has been heading up over the past 177 days.
• SYF's current lowest rank is in the Sentiment metric (where it is better than 21.26% of US stocks).

SYF Stock Summary

• SYNCHRONY FINANCIAL's market capitalization of $13,122,584,423 is ahead of 86.96% of US-listed equities.
• With a price/earnings ratio of 5.45, SYNCHRONY FINANCIAL P/E ratio is greater than that of about just 9.28% of stocks in our set with positive earnings.
• Price to trailing twelve month operating cash flow for SYF is currently 1.8, higher than only 5.66% of US stocks with positive operating cash flow.
• If you're looking for stocks that are quantitatively similar to SYNCHRONY FINANCIAL, a group of peers worth examining would be UNM, WHR, PRI, WRK, and STT.
• SYF's SEC filings can be seen here. And to visit SYNCHRONY FINANCIAL's official web site, go to www.synchrony.com.

SYF Valuation Summary

• In comparison to the median Financial Services stock, SYF's EV/EBIT ratio is 57.52% lower, now standing at 4.8.
• Over the past 111 months, SYF's price/earnings ratio has gone down 3.4.

Below are key valuation metrics over time for SYF.

SYF Growth Metrics

The year over year price growth rate now stands at -2.28%.
• Its 5 year net cashflow from operations growth rate is now at 16.47%.
• Its 3 year net income to common stockholders growth rate is now at 25.48%.

SYF's revenue has moved up $288,000,000 over the prior 34 months.

The table below shows SYF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	8,299	6,694	2,974
2022-09-30	8,576	6,851	3,210
2022-06-30	9,051	7,032	3,648
2022-03-31	9,491	6,656	4,087
2021-12-31	9,466	7,099	4,179
2021-09-30	9,241	7,181	4,104

SYF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SYF has a Quality Grade of B, ranking ahead of 90.42% of graded US stocks.
• SYF's asset turnover comes in at 0.098 -- ranking 48th of 428 Banking stocks.
• AXP, COF, and MRLN are the stocks whose asset turnover ratios are most correlated with SYF.

The table below shows SYF's key quality metrics over time.