FlexShopper, Inc. (FPAY): Price and Financial Metrics

FPAY POWR Grades

• Value is the dimension where FPAY ranks best; there it ranks ahead of 44.45% of US stocks.
• FPAY's strongest trending metric is Sentiment; it's been moving down over the last 61 days.
• FPAY ranks lowest in Momentum; there it ranks in the 5th percentile.

FPAY Stock Summary

• Of note is the ratio of FLEXSHOPPER INC's sales and general administrative expense to its total operating expenses; just 0.53% of US stocks have a lower such ratio.
• FPAY's price/sales ratio is 0.19; that's higher than the P/S ratio of merely 4.87% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FPAY comes in at -219.52% -- higher than that of only 2.68% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to FLEXSHOPPER INC are NOMD, OBE, ENLC, MDU, and OGE.
• FPAY's SEC filings can be seen here. And to visit FLEXSHOPPER INC's official web site, go to www.flexshopper.com.

FPAY Valuation Summary

• FPAY's price/sales ratio is 0.2; this is 83.33% lower than that of the median Industrials stock.
• Over the past 154 months, FPAY's price/sales ratio has gone down 4.9.

Below are key valuation metrics over time for FPAY.

FPAY Growth Metrics

The 3 year net income to common stockholders growth rate now stands at 82.99%.
• The 4 year price growth rate now stands at -73.33%.
• The 5 year net income to common stockholders growth rate now stands at 77.53%.

FPAY's revenue has moved up $31,714,416 over the prior 37 months.

The table below shows FPAY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	122.7384	-39.96132	3.922063
2022-06-30	127.4579	-30.89304	11.89852
2022-03-31	121.5983	-18.63369	-1.548502
2021-12-31	125.4268	-11.25603	0.833675
2021-09-30	122.4747	-8.602849	-0.218518
2021-06-30	116.1839	-11.03685	-1.625176

FPAY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FPAY has a Quality Grade of D, ranking ahead of 22.61% of graded US stocks.
• FPAY's asset turnover comes in at 1.886 -- ranking 39th of 561 Business Services stocks.
• EGAN, CRTO, and EXEL are the stocks whose asset turnover ratios are most correlated with FPAY.

The table below shows FPAY's key quality metrics over time.