FlexShopper, Inc. (FPAY): Price and Financial Metrics

FPAY POWR Grades

• FPAY scores best on the Value dimension, with a Value rank ahead of 50.95% of US stocks.
• FPAY's strongest trending metric is Sentiment; it's been moving down over the last 72 days.
• FPAY's current lowest rank is in the Quality metric (where it is better than 6.17% of US stocks).

FPAY Stock Summary

• Of note is the ratio of FLEXSHOPPER INC's sales and general administrative expense to its total operating expenses; just 0.4% of US stocks have a lower such ratio.
• With a price/sales ratio of 0.13, FLEXSHOPPER INC has a higher such ratio than just 3.44% of stocks in our set.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for FPAY comes in at -311.49% -- higher than that of only 2.03% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to FLEXSHOPPER INC are ENLC, PLAY, JRVR, ADV, and FAF.
• FPAY's SEC filings can be seen here. And to visit FLEXSHOPPER INC's official web site, go to www.flexshopper.com.

FPAY Valuation Summary

• In comparison to the median Industrials stock, FPAY's price/sales ratio is 81.82% lower, now standing at 0.2.
• FPAY's price/sales ratio has moved down 4.9 over the prior 158 months.

Below are key valuation metrics over time for FPAY.

FPAY Growth Metrics

The year over year price growth rate now stands at -64.49%.
• The 2 year net cashflow from operations growth rate now stands at -3453.06%.
• Its 3 year revenue growth rate is now at 38.96%.

Over the past 15 months, FPAY's revenue has gone up $6,554,576.

The table below shows FPAY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	122.7384	-39.96132	3.922063
2022-06-30	127.4579	-30.89304	11.89852
2022-03-31	121.5983	-18.63369	-1.548502
2021-12-31	125.4268	-11.25603	0.833675
2021-09-30	122.4747	-8.602849	-0.218518
2021-06-30	116.1839	-11.03685	-1.625176

FPAY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FPAY has a Quality Grade of D, ranking ahead of 22.61% of graded US stocks.
• FPAY's asset turnover comes in at 1.886 -- ranking 39th of 561 Business Services stocks.
• EGAN, CRTO, and EXEL are the stocks whose asset turnover ratios are most correlated with FPAY.

The table below shows FPAY's key quality metrics over time.