Home Bancorp, Inc. (HBCP): Price and Financial Metrics

HBCP POWR Grades

• HBCP scores best on the Stability dimension, with a Stability rank ahead of 97.49% of US stocks.
• HBCP's strongest trending metric is Momentum; it's been moving up over the last 52 weeks.
• HBCP ranks lowest in Growth; there it ranks in the 25th percentile.

HBCP Stock Summary

• With a price/earnings ratio of 7.72, Home Bancorp Inc P/E ratio is greater than that of about just 12.63% of stocks in our set with positive earnings.
• HBCP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.76% of US stocks.
• In terms of twelve month growth in earnings before interest and taxes, Home Bancorp Inc is reporting a growth rate of 150.78%; that's higher than 85.79% of US stocks.
• Stocks that are quantitatively similar to HBCP, based on their financial statements, market capitalization, and price volatility, are PRK, CATC, ESSA, IROQ, and FDBC.
• HBCP's SEC filings can be seen here. And to visit Home Bancorp Inc's official web site, go to www.home24bank.com.

HBCP Valuation Summary

• HBCP's price/sales ratio is 2.7; this is 125% higher than that of the median Financial Services stock.
• HBCP's price/sales ratio has moved down 2.5 over the prior 157 months.
• Over the past 157 months, HBCP's price/sales ratio has gone down 2.5.

Below are key valuation metrics over time for HBCP.

HBCP Growth Metrics

• The 5 year net cashflow from operations growth rate now stands at 11.7%.
• Its 4 year price growth rate is now at -20.14%.
• The 5 year cash and equivalents growth rate now stands at 115.59%.

HBCP's revenue has moved up $56,759,114 over the prior 67 months.

The table below shows HBCP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	118.002	67.931	43.691
2021-03-31	106.222	52.29	34.788
2020-12-31	93.788	49.03	24.765
2020-09-30	88.583	31.011	19.786
2020-06-30	86.286	33.699	17.86
2020-03-31	91.324	40.397	21.947

HBCP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HBCP has a Quality Grade of C, ranking ahead of 58.37% of graded US stocks.
• HBCP's asset turnover comes in at 0.044 -- ranking 117th of 433 Banking stocks.
• CFG, HWC, and WSBC are the stocks whose asset turnover ratios are most correlated with HBCP.

The table below shows HBCP's key quality metrics over time.