Home Bancorp, Inc. (HBCP): Price and Financial Metrics

HBCP POWR Grades

• Stability is the dimension where HBCP ranks best; there it ranks ahead of 88.31% of US stocks.
• The strongest trend for HBCP is in Value, which has been heading down over the past 179 days.
• HBCP ranks lowest in Quality; there it ranks in the 24th percentile.

HBCP Stock Summary

• HBCP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.04% of US stocks.
• With a year-over-year growth in debt of 163.73%, HOME BANCORP INC's debt growth rate surpasses 91.65% of about US stocks.
• In terms of volatility of its share price, HBCP is more volatile than only 17.95% of stocks we're observing.
• Stocks that are quantitatively similar to HBCP, based on their financial statements, market capitalization, and price volatility, are CASH, HFWA, NBHC, RNST, and HWC.
• HBCP's SEC filings can be seen here. And to visit HOME BANCORP INC's official web site, go to www.home24bank.com.

HBCP Valuation Summary

• HBCP's price/sales ratio is 2.7; this is 125% higher than that of the median Financial Services stock.
• Over the past 174 months, HBCP's price/sales ratio has gone down 2.5.

Below are key valuation metrics over time for HBCP.

HBCP Growth Metrics

The 5 year net income to common stockholders growth rate now stands at 24.24%.
• Its year over year price growth rate is now at -4.78%.
• Its year over year net cashflow from operations growth rate is now at -11.92%.

Over the past 67 months, HBCP's revenue has gone up $49,183,480.

The table below shows HBCP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	120.605	48.468	33.534
2022-06-30	121.752	43.64	38.159
2022-03-31	120.245	46.059	41.094
2021-12-31	127.421	55.715	48.621
2021-09-30	125.838	74.843	49.968
2021-06-30	118.002	67.931	43.691

HBCP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HBCP has a Quality Grade of C, ranking ahead of 60.19% of graded US stocks.
• HBCP's asset turnover comes in at 0.044 -- ranking 116th of 430 Banking stocks.
• CFG, HWC, and WSBC are the stocks whose asset turnover ratios are most correlated with HBCP.

The table below shows HBCP's key quality metrics over time.