Home Bancorp, Inc. (HBCP): Price and Financial Metrics

HBCP POWR Grades

• Stability is the dimension where HBCP ranks best; there it ranks ahead of 91.53% of US stocks.
• HBCP's strongest trending metric is Stability; it's been moving down over the last 179 days.
• HBCP's current lowest rank is in the Growth metric (where it is better than 2.38% of US stocks).

HBCP Stock Summary

• With a price/earnings ratio of 7.14, Home Bancorp Inc P/E ratio is greater than that of about only 13.93% of stocks in our set with positive earnings.
• HBCP's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.5% of US stocks.
• In terms of volatility of its share price, HBCP is more volatile than only 15.52% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to Home Bancorp Inc are BMRC, MEDS, ESE, WNEB, and IZEA.
• HBCP's SEC filings can be seen here. And to visit Home Bancorp Inc's official web site, go to www.home24bank.com.

HBCP Valuation Summary

• HBCP's price/sales ratio is 2.7; this is 125% higher than that of the median Financial Services stock.
• HBCP's price/sales ratio has moved down 2.5 over the prior 157 months.
• Over the past 157 months, HBCP's price/sales ratio has gone down 2.5.

Below are key valuation metrics over time for HBCP.

HBCP Growth Metrics

Its 5 year net cashflow from operations growth rate is now at 17.43%.
• Its 3 year revenue growth rate is now at 56.2%.
• Its 4 year cash and equivalents growth rate is now at 185.45%.

Over the past 70 months, HBCP's revenue has gone up $62,770,674.

The table below shows HBCP's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	127.421	55.715	48.621
2021-09-30	125.838	74.843	49.968
2021-06-30	118.002	67.931	43.691
2021-03-31	106.222	52.29	34.788
2020-12-31	93.788	49.03	24.765
2020-09-30	88.583	31.011	19.786

HBCP's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HBCP has a Quality Grade of C, ranking ahead of 60.19% of graded US stocks.
• HBCP's asset turnover comes in at 0.044 -- ranking 116th of 430 Banking stocks.
• CFG, HWC, and WSBC are the stocks whose asset turnover ratios are most correlated with HBCP.

The table below shows HBCP's key quality metrics over time.