Bar Harbor Bankshares, Inc. (BHB): Price and Financial Metrics

BHB POWR Grades

• BHB scores best on the Sentiment dimension, with a Sentiment rank ahead of 90.25% of US stocks.
• The strongest trend for BHB is in Growth, which has been heading down over the past 177 days.
• BHB ranks lowest in Quality; there it ranks in the 23rd percentile.

BHB Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.86 for BAR HARBOR BANKSHARES; that's greater than it is for 89.31% of US stocks.
• With a year-over-year growth in debt of 158.71%, BAR HARBOR BANKSHARES's debt growth rate surpasses 92.99% of about US stocks.
• BAR HARBOR BANKSHARES's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -73.63%, greater than the shareholder yield of just 7.89% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to BAR HARBOR BANKSHARES are OCFC, SASR, LBAI, SFST, and MYFW.
• BHB's SEC filings can be seen here. And to visit BAR HARBOR BANKSHARES's official web site, go to www.barharbor.bank.

BHB Valuation Summary

• BHB's EV/EBIT ratio is 11.8; this is 4.42% higher than that of the median Financial Services stock.
• Over the past 243 months, BHB's EV/EBIT ratio has gone down 21.2.

Below are key valuation metrics over time for BHB.

BHB Growth Metrics

Its 2 year revenue growth rate is now at 14.38%.
• The year over year cash and equivalents growth rate now stands at -50.32%.
• The 5 year cash and equivalents growth rate now stands at 103.81%.

Over the past 15 months, BHB's revenue has gone up $1,575,000.

The table below shows BHB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	140.45	70.233	40.811
2022-06-30	140.129	67.102	40.409
2022-03-31	138.207	60.523	38.931
2021-12-31	139.136	60.478	39.299
2021-09-30	143.014	36.949	38.173
2021-06-30	138.875	33.776	35.547

BHB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• BHB has a Quality Grade of C, ranking ahead of 51.49% of graded US stocks.
• BHB's asset turnover comes in at 0.037 -- ranking 237th of 430 Banking stocks.
• BCTF, WSBF, and RBNC are the stocks whose asset turnover ratios are most correlated with BHB.

The table below shows BHB's key quality metrics over time.