Bar Harbor Bankshares, Inc. (BHB): Price and Financial Metrics

BHB POWR Grades

• Stability is the dimension where BHB ranks best; there it ranks ahead of 83.77% of US stocks.
• BHB's strongest trending metric is Growth; it's been moving down over the last 177 days.
• BHB ranks lowest in Quality; there it ranks in the 18th percentile.

BHB Stock Summary

• BHB's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 162.34 -- higher than 85.46% of US-listed equities with positive expected earnings growth.
• BHB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 89.7% of US stocks.
• In terms of volatility of its share price, BHB is more volatile than just 18.22% of stocks we're observing.
• Stocks that are quantitatively similar to BHB, based on their financial statements, market capitalization, and price volatility, are SFBC, CADE, SSBK, SBFG, and MBCN.
• Visit BHB's SEC page to see the company's official filings. To visit the company's web site, go to www.barharbor.bank.

BHB Valuation Summary

• In comparison to the median Financial Services stock, BHB's EV/EBIT ratio is 11.71% higher, now standing at 12.4.
• Over the past 243 months, BHB's price/earnings ratio has gone down 6.7.

Below are key valuation metrics over time for BHB.

BHB Growth Metrics

Its 4 year net cashflow from operations growth rate is now at 140.67%.
• Its 4 year revenue growth rate is now at 74.94%.
• Its 3 year net cashflow from operations growth rate is now at 82.67%.

BHB's revenue has moved up $23,313,000 over the prior 52 months.

The table below shows BHB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	140.45	70.233	40.811
2022-06-30	140.129	67.102	40.409
2022-03-31	138.207	60.523	38.931
2021-12-31	139.136	60.478	39.299
2021-09-30	143.014	36.949	38.173
2021-06-30	138.875	33.776	35.547

BHB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• BHB has a Quality Grade of C, ranking ahead of 51.49% of graded US stocks.
• BHB's asset turnover comes in at 0.037 -- ranking 237th of 430 Banking stocks.
• BCTF, WSBF, and RBNC are the stocks whose asset turnover ratios are most correlated with BHB.

The table below shows BHB's key quality metrics over time.