Credit Acceptance Corporation (CACC): Price and Financial Metrics

CACC POWR Grades

• CACC scores best on the Quality dimension, with a Quality rank ahead of 97.97% of US stocks.
• The strongest trend for CACC is in Stability, which has been heading up over the past 179 days.
• CACC's current lowest rank is in the Sentiment metric (where it is better than 39.29% of US stocks).

CACC Stock Summary

• With a price/earnings ratio of 8.15, Credit Acceptance Corp P/E ratio is greater than that of about only 17.49% of stocks in our set with positive earnings.
• The ratio of debt to operating expenses for Credit Acceptance Corp is higher than it is for about 91.59% of US stocks.
• Credit Acceptance Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 18.6%, greater than the shareholder yield of 90.72% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Credit Acceptance Corp are DIN, SLGN, POST, CCK, and TGNA.
• Visit CACC's SEC page to see the company's official filings. To visit the company's web site, go to www.creditacceptance.com.

CACC Valuation Summary

• In comparison to the median Financial Services stock, CACC's price/earnings ratio is 8.18% lower, now standing at 10.1.
• CACC's EV/EBIT ratio has moved down 4.4 over the prior 243 months.
• CACC's price/sales ratio has moved up 2 over the prior 243 months.

Below are key valuation metrics over time for CACC.

CACC Growth Metrics

The 5 year price growth rate now stands at 96.54%.
• The 4 year net income to common stockholders growth rate now stands at 34.8%.
• The 5 year cash and equivalents growth rate now stands at 84.75%.

CACC's revenue has moved up $777,100,000 over the prior 52 months.

The table below shows CACC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,856	1,069.4	958.3
2021-09-30	1,840.2	1,140.5	907
2021-06-30	1,796.6	1,147.4	899.1
2021-03-31	1,731.2	1,079.1	706.9
2020-12-31	1,669.3	985.2	421
2020-09-30	1,607.8	987.3	416.6

CACC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CACC has a Quality Grade of A, ranking ahead of 96.17% of graded US stocks.
• CACC's asset turnover comes in at 0.236 -- ranking 31st of 430 Banking stocks.
• SNFCA, RBNC, and HONE are the stocks whose asset turnover ratios are most correlated with CACC.

The table below shows CACC's key quality metrics over time.