Credit Acceptance Corporation (CACC): Price and Financial Metrics

CACC POWR Grades

• Quality is the dimension where CACC ranks best; there it ranks ahead of 99.06% of US stocks.
• The strongest trend for CACC is in Quality, which has been heading up over the past 177 days.
• CACC ranks lowest in Growth; there it ranks in the 23rd percentile.

CACC Stock Summary

• CREDIT ACCEPTANCE CORP's stock had its IPO on June 5, 1992, making it an older stock than 82.05% of US equities in our set.
• The ratio of debt to operating expenses for CREDIT ACCEPTANCE CORP is higher than it is for about 83.96% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for CACC comes in at 14.48% -- higher than that of 89.51% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to CREDIT ACCEPTANCE CORP are DBRG, LBTYA, BYD, NNBR, and CSSE.
• Visit CACC's SEC page to see the company's official filings. To visit the company's web site, go to www.creditacceptance.com.

CACC Valuation Summary

• CACC's EV/EBIT ratio is 10; this is 9.91% lower than that of the median Financial Services stock.
• Over the past 243 months, CACC's price/earnings ratio has gone up 1.

Below are key valuation metrics over time for CACC.

CACC Growth Metrics

The year over year net income to common stockholders growth rate now stands at 37.29%.
• Its 2 year net cashflow from operations growth rate is now at 37.65%.
• Its 4 year revenue growth rate is now at 51.81%.

Over the past 33 months, CACC's revenue has gone up $347,600,000.

The table below shows CACC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,836.6	1,083	626.1
2022-06-30	1,846.4	1,026.5	789.3
2022-03-31	1,860.7	1,120.3	970.5
2021-12-31	1,856	1,069.4	958.3
2021-09-30	1,840.2	1,140.5	907
2021-06-30	1,796.6	1,147.4	899.1

CACC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CACC has a Quality Grade of A, ranking ahead of 96.17% of graded US stocks.
• CACC's asset turnover comes in at 0.236 -- ranking 31st of 430 Banking stocks.
• SNFCA, RBNC, and HONE are the stocks whose asset turnover ratios are most correlated with CACC.

The table below shows CACC's key quality metrics over time.