Credit Acceptance Corporation (CACC): Price and Financial Metrics

CACC POWR Grades

• Quality is the dimension where CACC ranks best; there it ranks ahead of 96.09% of US stocks.
• The strongest trend for CACC is in Momentum, which has been heading up over the past 47 weeks.
• CACC's current lowest rank is in the Growth metric (where it is better than 16.98% of US stocks).

CACC Stock Summary

• CACC has a higher market value than 80.23% of US stocks; more precisely, its current market capitalization is $9,610,104,382.
• The ratio of debt to operating expenses for Credit Acceptance Corp is higher than it is for about 91.66% of US stocks.
• In terms of twelve month growth in earnings before interest and taxes, Credit Acceptance Corp is reporting a growth rate of 108.39%; that's higher than 81.6% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to Credit Acceptance Corp are IEP, BUR, ESEA, SBS, and GPK.
• Visit CACC's SEC page to see the company's official filings. To visit the company's web site, go to www.creditacceptance.com.

CACC Valuation Summary

• In comparison to the median Financial Services stock, CACC's price/earnings ratio is 8.18% lower, now standing at 10.1.
• CACC's EV/EBIT ratio has moved down 4.4 over the prior 243 months.
• CACC's price/sales ratio has moved up 2 over the prior 243 months.

Below are key valuation metrics over time for CACC.

CACC Growth Metrics

• Its 5 year cash and equivalents growth rate is now at 39.62%.
• Its 2 year price growth rate is now at 17.14%.
• Its 3 year net income to common stockholders growth rate is now at 104.33%.

CACC's revenue has moved up $1,004,000,000 over the prior 70 months.

The table below shows CACC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	1,796.6	1,147.4	899.1
2021-03-31	1,731.2	1,079.1	706.9
2020-12-31	1,669.3	985.2	421
2020-09-30	1,607.8	987.3	416.6
2020-06-30	1,560	918	339.9
2020-03-31	1,524.3	813.9	407.9

CACC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CACC has a Quality Grade of A, ranking ahead of 96.09% of graded US stocks.
• CACC's asset turnover comes in at 0.236 -- ranking 31st of 436 Banking stocks.
• SNFCA, WVFC, and RBNC are the stocks whose asset turnover ratios are most correlated with CACC.

The table below shows CACC's key quality metrics over time.