Credit Acceptance Corporation (CACC): Price and Financial Metrics

CACC POWR Grades

• CACC scores best on the Quality dimension, with a Quality rank ahead of 96.34% of US stocks.
• CACC's strongest trending metric is Growth; it's been moving up over the last 169 days.
• CACC ranks lowest in Sentiment; there it ranks in the 23rd percentile.

CACC Stock Summary

• With a price/earnings ratio of 8.45, Credit Acceptance Corp P/E ratio is greater than that of about only 19.21% of stocks in our set with positive earnings.
• The ratio of debt to operating expenses for Credit Acceptance Corp is higher than it is for about 90.44% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for CACC comes in at 16.66% -- higher than that of 88.25% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Credit Acceptance Corp, a group of peers worth examining would be CCO, JOE, SQM, BERY, and SJW.
• CACC's SEC filings can be seen here. And to visit Credit Acceptance Corp's official web site, go to www.creditacceptance.com.

CACC Valuation Summary

• In comparison to the median Financial Services stock, CACC's price/earnings ratio is 8.18% lower, now standing at 10.1.
• CACC's EV/EBIT ratio has moved down 4.4 over the prior 243 months.
• CACC's price/sales ratio has moved up 2 over the prior 243 months.

Below are key valuation metrics over time for CACC.

CACC Growth Metrics

Its year over year net income to common stockholders growth rate is now at 73.3%.
• The 3 year revenue growth rate now stands at 56.46%.
• Its 3 year net income to common stockholders growth rate is now at 104.33%.

Over the past 67 months, CACC's revenue has gone up $981,200,000.

The table below shows CACC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	1,840.2	1,140.5	907
2021-06-30	1,796.6	1,147.4	899.1
2021-03-31	1,731.2	1,079.1	706.9
2020-12-31	1,669.3	985.2	421
2020-09-30	1,607.8	987.3	416.6
2020-06-30	1,560	918	339.9

CACC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CACC has a Quality Grade of A, ranking ahead of 96.17% of graded US stocks.
• CACC's asset turnover comes in at 0.236 -- ranking 31st of 430 Banking stocks.
• SNFCA, RBNC, and HONE are the stocks whose asset turnover ratios are most correlated with CACC.

The table below shows CACC's key quality metrics over time.