Community Bank System, Inc. (CBU): Price and Financial Metrics

CBU POWR Grades

• CBU scores best on the Momentum dimension, with a Momentum rank ahead of 92.64% of US stocks.
• CBU's strongest trending metric is Quality; it's been moving up over the last 26 weeks.
• CBU ranks lowest in Value; there it ranks in the 2nd percentile.

CBU Stock Summary

• CBU's went public 36.96 years ago, making it older than 93.52% of listed US stocks we're tracking.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.8 for COMMUNITY BANK SYSTEM INC; that's greater than it is for 88.46% of US stocks.
• The volatility of COMMUNITY BANK SYSTEM INC's share price is greater than that of only 3.05% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to CBU, based on their financial statements, market capitalization, and price volatility, are NWBI, RNST, PRK, UCBI, and CTBI.
• Visit CBU's SEC page to see the company's official filings. To visit the company's web site, go to cbna.com.

CBU Valuation Summary

• In comparison to the median Financial Services stock, CBU's price/sales ratio is 315.38% higher, now standing at 5.4.
• CBU's price/sales ratio has moved up 2.6 over the prior 243 months.

Below are key valuation metrics over time for CBU.

CBU Growth Metrics

The 3 year net cashflow from operations growth rate now stands at -1.25%.
• Its year over year revenue growth rate is now at 5.55%.
• Its 3 year revenue growth rate is now at 12.67%.

Over the past 52 months, CBU's revenue has gone up $99,987,000.

The table below shows CBU's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	648.936	192.558	179.115
2022-06-30	636.218	213.384	175.76
2022-03-31	630.921	192.674	183.899
2021-12-31	629.486	202.546	189.694
2021-09-30	625.705	207.27	192.615
2021-06-30	618.52	172.205	190.088

CBU's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CBU has a Quality Grade of C, ranking ahead of 36.34% of graded US stocks.
• CBU's asset turnover comes in at 0.043 -- ranking 130th of 430 Banking stocks.
• FIBK, OVLY, and PLBC are the stocks whose asset turnover ratios are most correlated with CBU.

The table below shows CBU's key quality metrics over time.