Community Bank System, Inc. (CBU): Price and Financial Metrics

CBU POWR Grades

• Stability is the dimension where CBU ranks best; there it ranks ahead of 93.52% of US stocks.
• The strongest trend for CBU is in Momentum, which has been heading up over the past 179 days.
• CBU ranks lowest in Value; there it ranks in the 3rd percentile.

CBU Stock Summary

• CBU's went public 36.27 years ago, making it older than 92.84% of listed US stocks we're tracking.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.35 for Community Bank System Inc; that's greater than it is for 85.73% of US stocks.
• The volatility of Community Bank System Inc's share price is greater than that of only 2.2% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to Community Bank System Inc are ABCB, NBTB, UCBI, NWBI, and UBSI.
• CBU's SEC filings can be seen here. And to visit Community Bank System Inc's official web site, go to cbna.com.

CBU Valuation Summary

• CBU's price/earnings ratio is 21; this is 90.91% higher than that of the median Financial Services stock.
• CBU's price/sales ratio has moved up 3 over the prior 243 months.
• CBU's price/sales ratio has moved up 3 over the prior 243 months.

Below are key valuation metrics over time for CBU.

CBU Growth Metrics

Its 2 year price growth rate is now at -5.38%.
• Its 4 year net cashflow from operations growth rate is now at 62.51%.
• Its 3 year revenue growth rate is now at 47.04%.

CBU's revenue has moved up $53,604,000 over the prior 15 months.

The table below shows CBU's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	629.486	202.546	189.694
2021-09-30	625.705	207.27	192.615
2021-06-30	618.52	172.205	190.088
2021-03-31	597.732	214.599	177.392
2020-12-31	582.61	179.483	164.676
2020-09-30	575.882	198.753	161.075

CBU's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CBU has a Quality Grade of C, ranking ahead of 36.34% of graded US stocks.
• CBU's asset turnover comes in at 0.043 -- ranking 130th of 430 Banking stocks.
• FIBK, OVLY, and PLBC are the stocks whose asset turnover ratios are most correlated with CBU.

The table below shows CBU's key quality metrics over time.