Cullen/Frost Bankers, Inc. (CFR): Price and Financial Metrics

CFR POWR Grades

• CFR scores best on the Momentum dimension, with a Momentum rank ahead of 92.69% of US stocks.
• The strongest trend for CFR is in Stability, which has been heading up over the past 177 days.
• CFR's current lowest rank is in the Value metric (where it is better than 1.53% of US stocks).

CFR Stock Summary

• With a one year PEG ratio of 372.26, CULLEN/FROST BANKERS INC is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 93.47% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.67 for CULLEN/FROST BANKERS INC; that's greater than it is for 95.36% of US stocks.
• In terms of volatility of its share price, CFR is more volatile than just 11.95% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to CULLEN/FROST BANKERS INC are CBSH, SNV, FBP, CCNE, and ZION.
• Visit CFR's SEC page to see the company's official filings. To visit the company's web site, go to www.frostbank.com.

CFR Valuation Summary

• CFR's price/earnings ratio is 20.8; this is 100% higher than that of the median Financial Services stock.
• CFR's price/sales ratio has moved up 2.5 over the prior 243 months.

Below are key valuation metrics over time for CFR.

CFR Growth Metrics

The 4 year net cashflow from operations growth rate now stands at 98.85%.
• The 3 year net income to common stockholders growth rate now stands at -8.18%.
• Its 5 year cash and equivalents growth rate is now at 5.01%.

CFR's revenue has moved up $173,631,000 over the prior 15 months.

The table below shows CFR's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	1,425.671	594.757	420.537
2022-03-31	1,387.939	761.353	419.491
2021-12-31	1,371.532	648.293	435.922
2021-09-30	1,341.595	601.758	424.84
2021-06-30	1,309.006	665.873	413.589
2021-03-31	1,252.04	495.08	390.262

CFR's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFR has a Quality Grade of C, ranking ahead of 29.21% of graded US stocks.
• CFR's asset turnover comes in at 0.03 -- ranking 377th of 430 Banking stocks.
• GCBC, BAC, and UBFO are the stocks whose asset turnover ratios are most correlated with CFR.

The table below shows CFR's key quality metrics over time.