Cullen/Frost Bankers, Inc. (CFR): Price and Financial Metrics

CFR POWR Grades

• Growth is the dimension where CFR ranks best; there it ranks ahead of 93.61% of US stocks.
• CFR's strongest trending metric is Stability; it's been moving down over the last 177 days.
• CFR's current lowest rank is in the Value metric (where it is better than 1.57% of US stocks).

CFR Stock Summary

• CULLEN/FROST BANKERS INC's market capitalization of $8,497,718,835 is ahead of 82% of US-listed equities.
• CULLEN/FROST BANKERS INC's stock had its IPO on March 26, 1990, making it an older stock than 85.87% of US equities in our set.
• CFR's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 96.37% of US stocks.
• Stocks that are quantitatively similar to CFR, based on their financial statements, market capitalization, and price volatility, are CBSH, ZION, UMPQ, FBP, and CPF.
• Visit CFR's SEC page to see the company's official filings. To visit the company's web site, go to www.frostbank.com.

CFR Valuation Summary

• In comparison to the median Financial Services stock, CFR's EV/EBIT ratio is 140.54% lower, now standing at -4.5.
• CFR's price/earnings ratio has moved up 2.5 over the prior 243 months.

Below are key valuation metrics over time for CFR.

CFR Growth Metrics

The 2 year net cashflow from operations growth rate now stands at 3.32%.
• Its 4 year net cashflow from operations growth rate is now at 68.47%.
• Its 4 year revenue growth rate is now at 16.61%.

Over the past 67 months, CFR's revenue has gone up $440,467,000.

The table below shows CFR's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,541.728	635.592	482.322
2022-06-30	1,425.671	594.757	420.537
2022-03-31	1,387.939	761.353	419.491
2021-12-31	1,371.532	648.293	435.922
2021-09-30	1,341.595	601.758	424.84
2021-06-30	1,309.006	665.873	413.589

CFR's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFR has a Quality Grade of C, ranking ahead of 29.21% of graded US stocks.
• CFR's asset turnover comes in at 0.03 -- ranking 377th of 430 Banking stocks.
• GCBC, BAC, and UBFO are the stocks whose asset turnover ratios are most correlated with CFR.

The table below shows CFR's key quality metrics over time.