Cullen/Frost Bankers, Inc. (CFR): Price and Financial Metrics

CFR POWR Grades

• Momentum is the dimension where CFR ranks best; there it ranks ahead of 89.62% of US stocks.
• CFR's strongest trending metric is Sentiment; it's been moving up over the last 179 days.
• CFR ranks lowest in Value; there it ranks in the 2nd percentile.

CFR Stock Summary

• CFR has a market capitalization of $9,339,758,537 -- more than approximately 80.53% of US stocks.
• CFR's went public 32.03 years ago, making it older than 84.38% of listed US stocks we're tracking.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.86 for Cullen/Frost Bankers Inc; that's greater than it is for 93.24% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to Cullen/Frost Bankers Inc are CBSH, ZION, WTFC, GBCI, and WBS.
• Visit CFR's SEC page to see the company's official filings. To visit the company's web site, go to www.frostbank.com.

CFR Valuation Summary

• CFR's EV/EBIT ratio is -11.9; this is 238.37% lower than that of the median Financial Services stock.
• CFR's EV/EBIT ratio has moved down 20.3 over the prior 243 months.
• CFR's EV/EBIT ratio has moved down 20.3 over the prior 243 months.

Below are key valuation metrics over time for CFR.

CFR Growth Metrics

Its year over year net income to common stockholders growth rate is now at 5.97%.
• The 2 year cash and equivalents growth rate now stands at -10.37%.
• Its 2 year net cashflow from operations growth rate is now at 19.02%.

CFR's revenue has moved up $223,889,000 over the prior 52 months.

The table below shows CFR's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,371.532	648.293	435.922
2021-09-30	1,341.595	601.758	424.84
2021-06-30	1,309.006	665.873	413.589
2021-03-31	1,252.04	495.08	390.262
2020-12-31	1,200.225	524.243	323.621
2020-09-30	1,218.396	523.992	337.016

CFR's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFR has a Quality Grade of C, ranking ahead of 29.21% of graded US stocks.
• CFR's asset turnover comes in at 0.03 -- ranking 377th of 430 Banking stocks.
• GCBC, BAC, and UBFO are the stocks whose asset turnover ratios are most correlated with CFR.

The table below shows CFR's key quality metrics over time.