Cullen/Frost Bankers, Inc. (CFR): Price and Financial Metrics

CFR POWR Grades

• Stability is the dimension where CFR ranks best; there it ranks ahead of 79.64% of US stocks.
• The strongest trend for CFR is in Growth, which has been heading up over the past 52 weeks.
• CFR's current lowest rank is in the Value metric (where it is better than 7.11% of US stocks).

CFR Stock Summary

• Cullen/Frost Bankers Inc's stock had its IPO on March 26, 1990, making it an older stock than 84.08% of US equities in our set.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.18 for Cullen/Frost Bankers Inc; that's greater than it is for 91.77% of US stocks.
• With a year-over-year growth in debt of 35.87%, Cullen/Frost Bankers Inc's debt growth rate surpasses 83.11% of about US stocks.
• If you're looking for stocks that are quantitatively similar to Cullen/Frost Bankers Inc, a group of peers worth examining would be CBSH, GBCI, ZION, OSBC, and FIBK.
• CFR's SEC filings can be seen here. And to visit Cullen/Frost Bankers Inc's official web site, go to www.frostbank.com.

CFR Valuation Summary

• CFR's EV/EBIT ratio is -11.9; this is 238.37% lower than that of the median Financial Services stock.
• CFR's EV/EBIT ratio has moved down 20.3 over the prior 243 months.
• CFR's EV/EBIT ratio has moved down 20.3 over the prior 243 months.

Below are key valuation metrics over time for CFR.

CFR Growth Metrics

• The 3 year net cashflow from operations growth rate now stands at 6.19%.
• Its 4 year net cashflow from operations growth rate is now at 57.19%.
• Its 4 year price growth rate is now at 15.09%.

Over the past 49 months, CFR's revenue has gone up $179,633,000.

The table below shows CFR's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	1,309.006	665.873	413.589
2021-03-31	1,252.04	495.08	390.262
2020-12-31	1,200.225	524.243	323.621
2020-09-30	1,218.396	523.992	337.016
2020-06-30	1,245.904	549.135	351.78
2020-03-31	1,284.136	736.886	368.279

CFR's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFR has a Quality Grade of C, ranking ahead of 36.41% of graded US stocks.
• CFR's asset turnover comes in at 0.03 -- ranking 378th of 433 Banking stocks.
• PLBC, CBU, and OVLY are the stocks whose asset turnover ratios are most correlated with CFR.

The table below shows CFR's key quality metrics over time.