Chemung Financial Corp (CHMG): Price and Financial Metrics

CHMG Stock Summary

• CHMG's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 94.73% of US stocks.
• With a year-over-year growth in debt of 129.84%, Chemung Financial Corp's debt growth rate surpasses 91.94% of about US stocks.
• In terms of volatility of its share price, CHMG is more volatile than only 0.69% of stocks we're observing.
• If you're looking for stocks that are quantitatively similar to Chemung Financial Corp, a group of peers worth examining would be NRIM, VBFC, UFCS, WSFS, and SAMG.
• CHMG's SEC filings can be seen here. And to visit Chemung Financial Corp's official web site, go to www.chemungcanal.com.

CHMG Valuation Summary

• In comparison to the median Financial Services stock, CHMG's EV/EBIT ratio is 36.05% lower, now standing at 5.5.
• CHMG's EV/EBIT ratio has moved down 9.9 over the prior 243 months.
• Over the past 243 months, CHMG's price/sales ratio has gone down 0.5.

Below are key valuation metrics over time for CHMG.

CHMG Growth Metrics

The 3 year net cashflow from operations growth rate now stands at 69.92%.
• Its 4 year net cashflow from operations growth rate is now at 54.27%.
• The 4 year cash and equivalents growth rate now stands at 158.61%.

Over the past 15 months, CHMG's revenue has gone up $11,714,000.

The table below shows CHMG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	89.442	35.461	26.425
2021-09-30	88.954	35.25	25.204
2021-06-30	87.037	31.742	24.269
2021-03-31	84.727	30.57	23.301
2020-12-31	79.804	28.659	19.262
2020-09-30	77.728	24.584	18.233

CHMG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CHMG has a Quality Grade of C, ranking ahead of 30.52% of graded US stocks.
• CHMG's asset turnover comes in at 0.038 -- ranking 214th of 435 Banking stocks.
• ATAX, GFED, and BFIN are the stocks whose asset turnover ratios are most correlated with CHMG.

The table below shows CHMG's key quality metrics over time.