Chemung Financial Corp (CHMG): Price and Financial Metrics

CHMG POWR Grades

• CHMG scores best on the Stability dimension, with a Stability rank ahead of 97.68% of US stocks.
• The strongest trend for CHMG is in Sentiment, which has been heading down over the past 160 days.
• CHMG's current lowest rank is in the Quality metric (where it is better than 18.76% of US stocks).

CHMG Stock Summary

• Of note is the ratio of CHEMUNG FINANCIAL CORP's sales and general administrative expense to its total operating expenses; 85.26% of US stocks have a lower such ratio.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 13.61 for CHEMUNG FINANCIAL CORP; that's greater than it is for 95.91% of US stocks.
• The volatility of CHEMUNG FINANCIAL CORP's share price is greater than that of only 1.56% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to CHMG, based on their financial statements, market capitalization, and price volatility, are VBFC, NRIM, FCAP, TMP, and FNLC.
• CHMG's SEC filings can be seen here. And to visit CHEMUNG FINANCIAL CORP's official web site, go to www.chemungcanal.com.

CHMG Valuation Summary

• CHMG's price/earnings ratio is 8.1; this is 28.95% lower than that of the median Financial Services stock.
• Over the past 243 months, CHMG's price/sales ratio has gone down 0.5.

Below are key valuation metrics over time for CHMG.

CHMG Growth Metrics

Its 2 year price growth rate is now at 77.97%.
• Its year over year price growth rate is now at 5.86%.
• The 5 year cash and equivalents growth rate now stands at 14.94%.

Over the past 49 months, CHMG's revenue has gone up $19,799,000.

The table below shows CHMG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	93.569	41.568	27.798
2022-06-30	93.244	35.935	27.991
2022-03-31	91.261	33.24	26.762
2021-12-31	89.442	35.461	26.425
2021-09-30	88.954	35.25	25.204
2021-06-30	87.037	31.742	24.269

CHMG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CHMG has a Quality Grade of C, ranking ahead of 30.52% of graded US stocks.
• CHMG's asset turnover comes in at 0.038 -- ranking 214th of 435 Banking stocks.
• ATAX, GFED, and BFIN are the stocks whose asset turnover ratios are most correlated with CHMG.

The table below shows CHMG's key quality metrics over time.