Chemung Financial Corp (CHMG): Price and Financial Metrics

CHMG POWR Grades

• Stability is the dimension where CHMG ranks best; there it ranks ahead of 89.91% of US stocks.
• CHMG's strongest trending metric is Growth; it's been moving down over the last 177 days.
• CHMG's current lowest rank is in the Growth metric (where it is better than 21.24% of US stocks).

CHMG Stock Summary

• CHMG's current price/earnings ratio is 6.79, which is higher than just 15.2% of US stocks with positive earnings.
• Of note is the ratio of CHEMUNG FINANCIAL CORP's sales and general administrative expense to its total operating expenses; 82.09% of US stocks have a lower such ratio.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 15.56 for CHEMUNG FINANCIAL CORP; that's greater than it is for 96.22% of US stocks.
• Stocks that are quantitatively similar to CHMG, based on their financial statements, market capitalization, and price volatility, are FNLC, PRK, FUNC, FFNW, and LFVN.
• Visit CHMG's SEC page to see the company's official filings. To visit the company's web site, go to www.chemungcanal.com.

CHMG Valuation Summary

• In comparison to the median Financial Services stock, CHMG's price/sales ratio is 13.04% lower, now standing at 2.
• Over the past 243 months, CHMG's price/earnings ratio has gone down 13.1.

Below are key valuation metrics over time for CHMG.

CHMG Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 36.16%.
• The 4 year net cashflow from operations growth rate now stands at 11.53%.
• The 4 year price growth rate now stands at -33.68%.

Over the past 33 months, CHMG's revenue has gone up $18,830,000.

The table below shows CHMG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	93.569	41.568	27.798
2022-06-30	93.244	35.935	27.991
2022-03-31	91.261	33.24	26.762
2021-12-31	89.442	35.461	26.425
2021-09-30	88.954	35.25	25.204
2021-06-30	87.037	31.742	24.269

CHMG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CHMG has a Quality Grade of C, ranking ahead of 30.52% of graded US stocks.
• CHMG's asset turnover comes in at 0.038 -- ranking 214th of 435 Banking stocks.
• ATAX, GFED, and BFIN are the stocks whose asset turnover ratios are most correlated with CHMG.

The table below shows CHMG's key quality metrics over time.