Chemung Financial Corp (CHMG): Price and Financial Metrics

CHMG POWR Grades

• Stability is the dimension where CHMG ranks best; there it ranks ahead of 98.73% of US stocks.
• The strongest trend for CHMG is in Quality, which has been heading up over the past 47 days.
• CHMG's current lowest rank is in the Quality metric (where it is better than 33.81% of US stocks).

CHMG Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.55 for CHEMUNG FINANCIAL CORP; that's greater than it is for 95.2% of US stocks.
• With a year-over-year growth in debt of 405.96%, CHEMUNG FINANCIAL CORP's debt growth rate surpasses 95.4% of about US stocks.
• The volatility of CHEMUNG FINANCIAL CORP's share price is greater than that of only 0.38% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to CHMG, based on their financial statements, market capitalization, and price volatility, are VBFC, NRIM, TMP, PFBX, and FNLC.
• CHMG's SEC filings can be seen here. And to visit CHEMUNG FINANCIAL CORP's official web site, go to www.chemungcanal.com.

CHMG Valuation Summary

• CHMG's price/sales ratio is 2.1; this is 90.91% higher than that of the median Financial Services stock.
• Over the past 243 months, CHMG's price/sales ratio has gone down 0.8.

Below are key valuation metrics over time for CHMG.

CHMG Growth Metrics

The 5 year price growth rate now stands at -10.96%.
• Its year over year cash and equivalents growth rate is now at -58.29%.
• Its 3 year revenue growth rate is now at 14.46%.

Over the past 52 months, CHMG's revenue has gone up $22,423,000.

The table below shows CHMG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	93.244	35.935	27.991
2022-03-31	91.261	33.24	26.762
2021-12-31	89.442	35.461	26.425
2021-09-30	88.954	35.25	25.204
2021-06-30	87.037	31.742	24.269
2021-03-31	84.727	30.57	23.301

CHMG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CHMG has a Quality Grade of C, ranking ahead of 30.52% of graded US stocks.
• CHMG's asset turnover comes in at 0.038 -- ranking 214th of 435 Banking stocks.
• ATAX, GFED, and BFIN are the stocks whose asset turnover ratios are most correlated with CHMG.

The table below shows CHMG's key quality metrics over time.