Community Trust Bancorp, Inc. (CTBI): Price and Financial Metrics

CTBI POWR Grades

• CTBI scores best on the Stability dimension, with a Stability rank ahead of 97.82% of US stocks.
• The strongest trend for CTBI is in Momentum, which has been heading up over the past 179 days.
• CTBI's current lowest rank is in the Growth metric (where it is better than 16.09% of US stocks).

CTBI Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.92 for Community Trust Bancorp Inc; that's greater than it is for 86.87% of US stocks.
• In terms of volatility of its share price, CTBI is more volatile than only 6.57% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for CTBI comes in at 14.71% -- higher than that of 88.4% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Community Trust Bancorp Inc are WSBF, GSBC, FUNC, CWBC, and SMBC.
• CTBI's SEC filings can be seen here. And to visit Community Trust Bancorp Inc's official web site, go to www.ctbi.com.

CTBI Valuation Summary

• In comparison to the median Financial Services stock, CTBI's price/sales ratio is 3.12% higher, now standing at 3.3.
• Over the past 243 months, CTBI's price/earnings ratio has gone down 2.6.
• CTBI's price/sales ratio has moved up 0.5 over the prior 243 months.

Below are key valuation metrics over time for CTBI.

CTBI Growth Metrics

Its 2 year price growth rate is now at -35.59%.
• Its 3 year net cashflow from operations growth rate is now at 102.66%.
• Its 4 year price growth rate is now at -9.22%.

Over the past 52 months, CTBI's revenue has gone up $52,312,000.

The table below shows CTBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	229.928	115.695	87.939
2021-09-30	227.566	102.123	84.517
2021-06-30	221.159	107.701	80.822
2021-03-31	212.764	80.361	76.543
2020-12-31	189.504	62.379	59.504
2020-09-30	184.522	63.558	59.686

CTBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CTBI has a Quality Grade of C, ranking ahead of 30.84% of graded US stocks.
• CTBI's asset turnover comes in at 0.042 -- ranking 148th of 428 Banking stocks.
• VBTX, PGC, and RIVE are the stocks whose asset turnover ratios are most correlated with CTBI.

The table below shows CTBI's key quality metrics over time.