Community Trust Bancorp, Inc. (CTBI): Price and Financial Metrics

CTBI POWR Grades

• CTBI scores best on the Sentiment dimension, with a Sentiment rank ahead of 86.34% of US stocks.
• CTBI's strongest trending metric is Stability; it's been moving up over the last 177 days.
• CTBI ranks lowest in Growth; there it ranks in the 25th percentile.

CTBI Stock Summary

• CTBI's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 249.45 -- higher than 87.91% of US-listed equities with positive expected earnings growth.
• CTBI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.84% of US stocks.
• In terms of volatility of its share price, CTBI is more volatile than only 10.45% of stocks we're observing.
• Stocks that are quantitatively similar to CTBI, based on their financial statements, market capitalization, and price volatility, are QCRH, UBSI, GSBC, TCBI, and RBB.
• CTBI's SEC filings can be seen here. And to visit COMMUNITY TRUST BANCORP INC's official web site, go to www.ctbi.com.

CTBI Valuation Summary

• CTBI's price/sales ratio is 3.2; this is 39.13% higher than that of the median Financial Services stock.
• Over the past 243 months, CTBI's price/sales ratio has gone down 0.7.

Below are key valuation metrics over time for CTBI.

CTBI Growth Metrics

Its 2 year cash and equivalents growth rate is now at -14.64%.
• The 4 year cash and equivalents growth rate now stands at -5.09%.
• Its 3 year cash and equivalents growth rate is now at -35.21%.

CTBI's revenue has moved up $30,147,000 over the prior 33 months.

The table below shows CTBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	220.397	106.175	78.619
2022-06-30	221.161	91.933	80.389
2022-03-31	225.732	111.339	84.049
2021-12-31	229.928	115.695	87.939
2021-09-30	227.566	102.123	84.517
2021-06-30	221.159	107.701	80.822

CTBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CTBI has a Quality Grade of C, ranking ahead of 30.84% of graded US stocks.
• CTBI's asset turnover comes in at 0.042 -- ranking 148th of 428 Banking stocks.
• VBTX, PGC, and RIVE are the stocks whose asset turnover ratios are most correlated with CTBI.

The table below shows CTBI's key quality metrics over time.