Community Trust Bancorp, Inc. (CTBI): Price and Financial Metrics

CTBI POWR Grades

• CTBI scores best on the Stability dimension, with a Stability rank ahead of 97.76% of US stocks.
• CTBI's strongest trending metric is Momentum; it's been moving up over the last 52 weeks.
• CTBI ranks lowest in Quality; there it ranks in the 36th percentile.

CTBI Stock Summary

• CTBI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.51% of US stocks.
• In terms of volatility of its share price, CTBI is more volatile than only 10.49% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for CTBI comes in at 13.18% -- higher than that of 85.76% of stocks in our set.
• Stocks that are quantitatively similar to CTBI, based on their financial statements, market capitalization, and price volatility, are GSBC, WSBF, FUNC, ACNB, and TRST.
• CTBI's SEC filings can be seen here. And to visit Community Trust Bancorp Inc's official web site, go to www.ctbi.com.

CTBI Valuation Summary

• In comparison to the median Financial Services stock, CTBI's price/sales ratio is 3.12% higher, now standing at 3.3.
• Over the past 243 months, CTBI's price/earnings ratio has gone down 2.6.
• CTBI's price/sales ratio has moved up 0.5 over the prior 243 months.

Below are key valuation metrics over time for CTBI.

CTBI Growth Metrics

• Its year over year price growth rate is now at 41.77%.
• The 2 year net cashflow from operations growth rate now stands at 141.75%.
• The 4 year revenue growth rate now stands at 3.59%.

Over the past 67 months, CTBI's revenue has gone up $50,753,000.

The table below shows CTBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	221.159	107.701	80.822
2021-03-31	212.764	80.361	76.543
2020-12-31	189.504	62.379	59.504
2020-09-30	184.522	63.558	59.686
2020-06-30	182.019	86.444	57.508
2020-03-31	177.345	85.092	56.18

CTBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CTBI has a Quality Grade of C, ranking ahead of 30.84% of graded US stocks.
• CTBI's asset turnover comes in at 0.042 -- ranking 148th of 428 Banking stocks.
• VBTX, PGC, and RIVE are the stocks whose asset turnover ratios are most correlated with CTBI.

The table below shows CTBI's key quality metrics over time.