Community Trust Bancorp, Inc. (CTBI): Price and Financial Metrics

CTBI POWR Grades

• CTBI scores best on the Stability dimension, with a Stability rank ahead of 89.37% of US stocks.
• The strongest trend for CTBI is in Quality, which has been heading down over the past 179 days.
• CTBI's current lowest rank is in the Value metric (where it is better than 29.5% of US stocks).

CTBI Stock Summary

• CTBI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.59% of US stocks.
• In terms of volatility of its share price, CTBI is more volatile than just 5.38% of stocks we're observing.
• COMMUNITY TRUST BANCORP INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 12.22%, greater than the shareholder yield of 85.61% of stocks in our set.
• Stocks that are quantitatively similar to CTBI, based on their financial statements, market capitalization, and price volatility, are NWBI, FUNC, FCF, WSFS, and LSBK.
• CTBI's SEC filings can be seen here. And to visit COMMUNITY TRUST BANCORP INC's official web site, go to www.ctbi.com.

CTBI Valuation Summary

• In comparison to the median Financial Services stock, CTBI's EV/EBIT ratio is 21.1% lower, now standing at 8.6.
• CTBI's price/sales ratio has moved up 0.1 over the prior 243 months.

Below are key valuation metrics over time for CTBI.

CTBI Growth Metrics

Its 2 year cash and equivalents growth rate is now at -14.64%.
• The 4 year cash and equivalents growth rate now stands at -5.09%.
• Its 3 year cash and equivalents growth rate is now at -35.21%.

CTBI's revenue has moved up $30,147,000 over the prior 33 months.

The table below shows CTBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	220.397	106.175	78.619
2022-06-30	221.161	91.933	80.389
2022-03-31	225.732	111.339	84.049
2021-12-31	229.928	115.695	87.939
2021-09-30	227.566	102.123	84.517
2021-06-30	221.159	107.701	80.822

CTBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CTBI has a Quality Grade of C, ranking ahead of 30.84% of graded US stocks.
• CTBI's asset turnover comes in at 0.042 -- ranking 148th of 428 Banking stocks.
• VBTX, PGC, and RIVE are the stocks whose asset turnover ratios are most correlated with CTBI.

The table below shows CTBI's key quality metrics over time.