Citizens & Northern Corp (CZNC): Price and Financial Metrics
GET POWR RATINGS... FREE!
CZNC POWR Grades
- CZNC scores best on the Stability dimension, with a Stability rank ahead of 98.56% of US stocks.
- CZNC's strongest trending metric is Sentiment; it's been moving up over the last 177 days.
- CZNC's current lowest rank is in the Value metric (where it is better than 10.92% of US stocks).
CZNC Stock Summary
- Equity multiplier, or assets relative to shareholders' equity, comes in at 9.38 for CITIZENS & NORTHERN CORP; that's greater than it is for 89.06% of US stocks.
- With a year-over-year growth in debt of 134.39%, CITIZENS & NORTHERN CORP's debt growth rate surpasses 90.58% of about US stocks.
- In terms of volatility of its share price, CZNC is more volatile than just 1.12% of stocks we're observing.
- Stocks with similar financial metrics, market capitalization, and price volatility to CITIZENS & NORTHERN CORP are UVSP, CAC, EBMT, WSBC, and FSBW.
- CZNC's SEC filings can be seen here. And to visit CITIZENS & NORTHERN CORP's official web site, go to www.cnbankpa.com.
CZNC Valuation Summary
- In comparison to the median Financial Services stock, CZNC's price/sales ratio is 230% higher, now standing at 3.3.
- Over the past 243 months, CZNC's EV/EBIT ratio has gone down 7.4.
Below are key valuation metrics over time for CZNC.
Stock | Date | P/S | P/B | P/E | EV/EBIT |
---|---|---|---|---|---|
CZNC | 2023-03-17 | 3.3 | 1.3 | 12.5 | 14.2 |
CZNC | 2023-03-16 | 3.4 | 1.4 | 12.9 | 14.6 |
CZNC | 2023-03-15 | 3.3 | 1.4 | 12.7 | 11.5 |
CZNC | 2023-03-14 | 3.4 | 1.4 | 12.8 | 11.6 |
CZNC | 2023-03-13 | 3.3 | 1.4 | 12.6 | 11.4 |
CZNC | 2023-03-10 | 3.3 | 1.4 | 12.5 | 11.4 |
CZNC Growth Metrics
- Its year over year price growth rate is now at -4.61%.
- The year over year cash and equivalents growth rate now stands at -44.8%.
- Its 5 year cash and equivalents growth rate is now at 0.41%.

The table below shows CZNC's growth in key financial areas (numbers in millions of US dollars).
Date | Revenue | Operating Cash Flow | Net Income to Common Stock |
---|---|---|---|
2022-09-30 | 99.169 | 36.25 | 26.147 |
2022-06-30 | 100.724 | 33.45 | 29.091 |
2022-03-31 | 98.817 | 34.779 | 28.662 |
2021-12-31 | 100.159 | 34.844 | 30.554 |
2021-09-30 | 101 | 35.319 | 30.016 |
2021-06-30 | 101.025 | 34.438 | 25.465 |
CZNC's Quality Factors
The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.- CZNC has a Quality Grade of C, ranking ahead of 45.25% of graded US stocks.
- CZNC's asset turnover comes in at 0.044 -- ranking 116th of 430 Banking stocks.
- NICK, FMAO, and MCB are the stocks whose asset turnover ratios are most correlated with CZNC.
The table below shows CZNC's key quality metrics over time.
Period | Asset Turnover | Gross Margin | ROIC |
---|---|---|---|
2021-06-30 | 0.044 | 1 | 0.014 |
2021-03-31 | 0.045 | 1 | 0.014 |
2020-12-31 | 0.044 | 1 | 0.012 |
2020-09-30 | 0.044 | 1 | 0.012 |
2020-06-30 | 0.045 | 1 | 0.015 |
2020-03-31 | 0.045 | 1 | 0.013 |
CZNC Price Target
For more insight on analysts targets of CZNC, see our CZNC price target page. And for a list of of all stocks sorted by upside potential based on analyst target price, see our Top Price Target page.
Average Price Target | $28.00 | Average Broker Recommendation | 1.5 (Moderate Buy) |
CZNC Stock Price Chart Interactive Chart >
CZNC Price/Volume Stats
Current price | $21.08 | 52-week high | $25.77 |
Prev. close | $21.20 | 52-week low | $20.06 |
Day low | $21.02 | Volume | 22,600 |
Day high | $21.22 | Avg. volume | 21,730 |
50-day MA | $22.39 | Dividend yield | 5.3% |
200-day MA | $23.65 | Market Cap | 328.07M |
Citizens & Northern Corp (CZNC) Company Bio
Citizens & Northern Corporation provides a range of banking and mortgage services to individual and corporate customers in North Central Pennsylvania and Southern New York. The company was founded in 1864 and is based in Wellsboro, Pennsylvania.
Latest CZNC News From Around the Web
Below are the latest news stories about CITIZENS & NORTHERN CORP that investors may wish to consider to help them evaluate CZNC as an investment opportunity.
Citizens & Northern's (NASDAQ:CZNC) Dividend Will Be $0.28The board of Citizens & Northern Corporation ( NASDAQ:CZNC ) has announced that it will pay a dividend on the 14th of... |
Citizens & Northern (NASDAQ:CZNC) shareholders have earned a 1.0% CAGR over the last three yearsIn order to justify the effort of selecting individual stocks, it's worth striving to beat the returns from a market... |
12 52-Week Low Dividend Stocks To ConsiderIn this article, we will take a look at the 12 52-week low dividend stocks to consider. You can skip this part and go to 5 52-Week Low Dividend Stocks To Consider. Dividend investing came into limelight in 2022 after the stock market began to fall amid rising inflation, interest rate hikes, and an uncertain […] |
Citizens & Northern Third Quarter 2022 Earnings: EPS: US$0.29 (vs US$0.47 in 3Q 2021)Citizens & Northern ( NASDAQ:CZNC ) Third Quarter 2022 Results Key Financial Results Revenue: US$22.8m (down 6.4% from... |
Citizens & Northern (NASDAQ:CZNC) Will Pay A Dividend Of $0.28Citizens & Northern Corporation ( NASDAQ:CZNC ) has announced that it will pay a dividend of $0.28 per share on the... |
CZNC Price Returns
1-mo | -6.31% |
3-mo | -6.67% |
6-mo | -10.75% |
1-year | -10.92% |
3-year | 28.29% |
5-year | 15.72% |
YTD | -6.67% |
2022 | -8.40% |
2021 | 37.98% |
2020 | -25.78% |
2019 | 11.88% |
2018 | 14.92% |
CZNC Dividends
Ex-Dividend Date | Type | Payout Amount | Change | ||||||
---|---|---|---|---|---|---|---|---|---|
Loading, please wait... |
Continue Researching CZNC
Here are a few links from around the web to help you further your research on Citizens & Northern Corp's stock as an investment opportunity:Citizens & Northern Corp (CZNC) Stock Price | Nasdaq
Citizens & Northern Corp (CZNC) Stock Quote, History and News - Yahoo Finance
Citizens & Northern Corp (CZNC) Stock Price and Basic Information | MarketWatch
Loading social stream, please wait...