Discover Financial Services (DFS): Price and Financial Metrics

DFS POWR Grades

• Stability is the dimension where DFS ranks best; there it ranks ahead of 60.45% of US stocks.
• DFS's strongest trending metric is Quality; it's been moving down over the last 179 days.
• DFS's current lowest rank is in the Momentum metric (where it is better than 20.31% of US stocks).

DFS Stock Summary

• DISCOVER FINANCIAL SERVICES's market capitalization of $29,194,172,990 is ahead of 92.21% of US-listed equities.
• Of note is the ratio of DISCOVER FINANCIAL SERVICES's sales and general administrative expense to its total operating expenses; 86.94% of US stocks have a lower such ratio.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.27 for DISCOVER FINANCIAL SERVICES; that's greater than it is for 87.21% of US stocks.
• If you're looking for stocks that are quantitatively similar to DISCOVER FINANCIAL SERVICES, a group of peers worth examining would be MTB, CCEP, GPC, COF, and VOD.
• DFS's SEC filings can be seen here. And to visit DISCOVER FINANCIAL SERVICES's official web site, go to www.discover.com.

DFS Valuation Summary

• In comparison to the median Financial Services stock, DFS's price/sales ratio is 107.69% higher, now standing at 2.7.
• DFS's EV/EBIT ratio has moved down 6.6 over the prior 188 months.

Below are key valuation metrics over time for DFS.

DFS Growth Metrics

Its year over year net income to common stockholders growth rate is now at 83.99%.
• Its 4 year price growth rate is now at -39.87%.
• Its 2 year cash and equivalents growth rate is now at -13.99%.

DFS's revenue has moved down $59,000,000 over the prior 15 months.

The table below shows DFS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	10,802	6,307	4,339
2022-06-30	10,688	6,309	4,427
2022-03-31	11,457	6,245	5,010
2021-12-31	11,869	6,019	5,351
2021-09-30	11,489	6,310	5,084
2021-06-30	10,861	5,985	4,780

DFS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• DFS has a Quality Grade of C, ranking ahead of 62.91% of graded US stocks.
• DFS's asset turnover comes in at 0.103 -- ranking 47th of 430 Banking stocks.
• MRLN, FNMA, and SFST are the stocks whose asset turnover ratios are most correlated with DFS.

The table below shows DFS's key quality metrics over time.