Discover Financial Services (DFS): Price and Financial Metrics

DFS POWR Grades

• DFS scores best on the Stability dimension, with a Stability rank ahead of 58.79% of US stocks.
• The strongest trend for DFS is in Stability, which has been heading down over the past 177 days.
• DFS's current lowest rank is in the Momentum metric (where it is better than 25.58% of US stocks).

DFS Stock Summary

• DFS has a higher market value than 91.84% of US stocks; more precisely, its current market capitalization is $24,872,247,958.
• Of note is the ratio of DISCOVER FINANCIAL SERVICES's sales and general administrative expense to its total operating expenses; 86.6% of US stocks have a lower such ratio.
• DFS's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.31% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to DISCOVER FINANCIAL SERVICES are MTB, CCEP, HBAN, K, and AIG.
• DFS's SEC filings can be seen here. And to visit DISCOVER FINANCIAL SERVICES's official web site, go to www.discover.com.

DFS Valuation Summary

• DFS's price/earnings ratio is 5.8; this is 44.23% lower than that of the median Financial Services stock.
• DFS's price/sales ratio has moved down 0.8 over the prior 186 months.

Below are key valuation metrics over time for DFS.

DFS Growth Metrics

Its year over year price growth rate is now at 0.49%.
• The 3 year net cashflow from operations growth rate now stands at -0.68%.
• Its year over year revenue growth rate is now at 42.62%.

Over the past 33 months, DFS's revenue has gone up $2,561,000,000.

The table below shows DFS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	10,688	6,309	4,427
2022-03-31	11,457	6,245	5,010
2021-12-31	11,869	6,019	5,351
2021-09-30	11,489	6,310	5,084
2021-06-30	10,861	5,985	4,780
2021-03-31	8,033	6,024	2,723

DFS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• DFS has a Quality Grade of C, ranking ahead of 62.91% of graded US stocks.
• DFS's asset turnover comes in at 0.103 -- ranking 47th of 430 Banking stocks.
• MRLN, FNMA, and SFST are the stocks whose asset turnover ratios are most correlated with DFS.

The table below shows DFS's key quality metrics over time.