Elevate Credit, Inc. (ELVT): Price and Financial Metrics

ELVT POWR Grades

• Quality is the dimension where ELVT ranks best; there it ranks ahead of 87.67% of US stocks.
• ELVT's strongest trending metric is Momentum; it's been moving down over the last 179 days.
• ELVT's current lowest rank is in the Sentiment metric (where it is better than 26.07% of US stocks).

ELVT Stock Summary

• Price to trailing twelve month operating cash flow for ELVT is currently 0.62, higher than only 2.63% of US stocks with positive operating cash flow.
• With a price/sales ratio of 0.23, Elevate Credit Inc has a higher such ratio than merely 3.31% of stocks in our set.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for ELVT comes in at -40.89% -- higher than that of only 10.49% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Elevate Credit Inc are FRHC, CNK, CLW, WOW, and LIND.
• ELVT's SEC filings can be seen here. And to visit Elevate Credit Inc's official web site, go to www.elevate.com.

ELVT Valuation Summary

• In comparison to the median Financial Services stock, ELVT's price/earnings ratio is 60% lower, now standing at 4.4.
• ELVT's price/sales ratio has moved down 0.2 over the prior 53 months.
• Over the past 53 months, ELVT's price/earnings ratio has gone up 18.1.

Below are key valuation metrics over time for ELVT.

ELVT Growth Metrics

The 5 year net income to common stockholders growth rate now stands at 162.19%.
• Its 3 year revenue growth rate is now at 34.84%.
• The 2 year cash and equivalents growth rate now stands at 15.83%.

ELVT's revenue has moved down $163,804,000 over the prior 61 months.

The table below shows ELVT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	416.637	156.159	-33.598
2021-09-30	377.832	143.924	-5.465
2021-06-30	359.161	145.457	26.621
2021-03-31	392.612	166.53	38.219
2020-12-31	465.346	211.349	20.592
2020-09-30	576.53	280.23	33.012

ELVT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ELVT has a Quality Grade of A, ranking ahead of 95.28% of graded US stocks.
• ELVT's asset turnover comes in at 0.581 -- ranking 11th of 428 Banking stocks.
• ENVA, RNDB, and C are the stocks whose asset turnover ratios are most correlated with ELVT.

The table below shows ELVT's key quality metrics over time.