Essent Group Ltd. (ESNT): Price and Financial Metrics

ESNT POWR Grades

• Sentiment is the dimension where ESNT ranks best; there it ranks ahead of 90.7% of US stocks.
• The strongest trend for ESNT is in Growth, which has been heading down over the past 177 days.
• ESNT's current lowest rank is in the Growth metric (where it is better than 25.47% of US stocks).

ESNT Stock Summary

• ESNT's current price/earnings ratio is 4.23, which is higher than just 10.18% of US stocks with positive earnings.
• Of note is the ratio of ESSENT GROUP LTD's sales and general administrative expense to its total operating expenses; 86.6% of US stocks have a lower such ratio.
• In terms of volatility of its share price, ESNT is more volatile than just 12.58% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to ESSENT GROUP LTD are URG, TTEK, KE, HIMS, and DCO.
• Visit ESNT's SEC page to see the company's official filings. To visit the company's web site, go to www.essentgroup.com.

ESNT Valuation Summary

• ESNT's EV/EBIT ratio is 3.9; this is 59.79% lower than that of the median Financial Services stock.
• ESNT's price/sales ratio has moved down 12.6 over the prior 108 months.

Below are key valuation metrics over time for ESNT.

ESNT Growth Metrics

Its 5 year net income to common stockholders growth rate is now at 182.54%.
• The 2 year revenue growth rate now stands at 17.02%.
• Its 5 year net cashflow from operations growth rate is now at 132.88%.

ESNT's revenue has moved up $217,543,000 over the prior 33 months.

The table below shows ESNT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	1,049.472	613.359	892.276
2022-03-31	1,048.324	702.114	820.302
2021-12-31	1,028.51	709.256	681.783
2021-09-30	1,018.793	697.592	624.398
2021-06-30	978.295	721.941	543.581
2021-03-31	971.111	752.571	399.166

ESNT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ESNT has a Quality Grade of C, ranking ahead of 65.61% of graded US stocks.
• ESNT's asset turnover comes in at 0.185 -- ranking 87th of 133 Insurance stocks.
• DGICA, AIG, and ITIC are the stocks whose asset turnover ratios are most correlated with ESNT.

The table below shows ESNT's key quality metrics over time.