Essent Group Ltd. (ESNT): Price and Financial Metrics

ESNT POWR Grades

• ESNT scores best on the Sentiment dimension, with a Sentiment rank ahead of 91.81% of US stocks.
• The strongest trend for ESNT is in Momentum, which has been heading up over the past 179 days.
• ESNT ranks lowest in Value; there it ranks in the 60th percentile.

ESNT Stock Summary

• With a price/earnings ratio of 6.83, Essent Group Ltd P/E ratio is greater than that of about only 12.91% of stocks in our set with positive earnings.
• Of note is the ratio of Essent Group Ltd's sales and general administrative expense to its total operating expenses; 85.61% of US stocks have a lower such ratio.
• In terms of volatility of its share price, ESNT is more volatile than only 8.69% of stocks we're observing.
• If you're looking for stocks that are quantitatively similar to Essent Group Ltd, a group of peers worth examining would be NAPA, IPI, NCSM, BYRN, and PRPO.
• Visit ESNT's SEC page to see the company's official filings. To visit the company's web site, go to www.essentgroup.com.

ESNT Valuation Summary

• In comparison to the median Financial Services stock, ESNT's price/sales ratio is 341.67% higher, now standing at 5.3.
• Over the past 95 months, ESNT's EV/EBIT ratio has gone down 32.3.
• ESNT's price/earnings ratio has moved down 27.4 over the prior 95 months.

Below are key valuation metrics over time for ESNT.

ESNT Growth Metrics

Its 4 year price growth rate is now at 34.83%.
• Its 2 year net cashflow from operations growth rate is now at 19.85%.
• Its 2 year cash and equivalents growth rate is now at -5.77%.

ESNT's revenue has moved up $652,765,000 over the prior 70 months.

The table below shows ESNT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,028.51	709.256	681.783
2021-09-30	1,018.793	697.592	624.398
2021-06-30	978.295	721.941	543.581
2021-03-31	971.111	752.571	399.166
2020-12-31	955.154	727.931	413.041
2020-09-30	936.717	713.775	436.397

ESNT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ESNT has a Quality Grade of C, ranking ahead of 65.61% of graded US stocks.
• ESNT's asset turnover comes in at 0.185 -- ranking 87th of 133 Insurance stocks.
• DGICA, AIG, and ITIC are the stocks whose asset turnover ratios are most correlated with ESNT.

The table below shows ESNT's key quality metrics over time.