First Mid Bancshares, Inc. (FMBH): Price and Financial Metrics

FMBH POWR Grades

• Stability is the dimension where FMBH ranks best; there it ranks ahead of 86.56% of US stocks.
• FMBH's strongest trending metric is Quality; it's been moving down over the last 179 days.
• FMBH ranks lowest in Quality; there it ranks in the 30th percentile.

FMBH Stock Summary

• FMBH's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 91.2% of US stocks.
• With a year-over-year growth in debt of 115.2%, FIRST MID BANCSHARES INC's debt growth rate surpasses 89.41% of about US stocks.
• FIRST MID BANCSHARES INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -97.68%, greater than the shareholder yield of only 5.78% of stocks in our set.
• Stocks that are quantitatively similar to FMBH, based on their financial statements, market capitalization, and price volatility, are CZWI, CIVB, CAC, NWFL, and FNWB.
• Visit FMBH's SEC page to see the company's official filings. To visit the company's web site, go to www.firstmid.com.

FMBH Valuation Summary

• FMBH's EV/EBIT ratio is 13.4; this is 24.07% higher than that of the median Financial Services stock.
• Over the past 243 months, FMBH's price/sales ratio has gone down 0.7.

Below are key valuation metrics over time for FMBH.

FMBH Growth Metrics

Its 5 year price growth rate is now at -25.48%.
• The 4 year net income to common stockholders growth rate now stands at 93.83%.
• Its 4 year net cashflow from operations growth rate is now at 81.98%.

FMBH's revenue has moved up $127,805,000 over the prior 52 months.

The table below shows FMBH's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	248.689	77.177	69.147
2022-06-30	244.535	88.343	69.534
2022-03-31	241.648	72.176	63.997
2021-12-31	222.367	69.596	51.49
2021-09-30	213.104	77.156	48.225
2021-06-30	194.564	39.676	41.464

FMBH's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• FMBH has a Quality Grade of C, ranking ahead of 38.91% of graded US stocks.
• FMBH's asset turnover comes in at 0.037 -- ranking 237th of 430 Banking stocks.
• FCAP, SNFCA, and AUBN are the stocks whose asset turnover ratios are most correlated with FMBH.

The table below shows FMBH's key quality metrics over time.