Horace Mann Educators Corporation (HMN): Price and Financial Metrics

HMN POWR Grades

• HMN scores best on the Momentum dimension, with a Momentum rank ahead of 78.33% of US stocks.
• The strongest trend for HMN is in Momentum, which has been heading up over the past 179 days.
• HMN's current lowest rank is in the Growth metric (where it is better than 32.31% of US stocks).

HMN Stock Summary

• HMN's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.98% of US stocks.
• The volatility of Horace Mann Educators Corp's share price is greater than that of only 2.53% US stocks with at least 200 days of trading history.
• Horace Mann Educators Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 20.49%, greater than the shareholder yield of 91.61% of stocks in our set.
• Stocks that are quantitatively similar to HMN, based on their financial statements, market capitalization, and price volatility, are VPG, ARC, KWR, ALG, and ORRF.
• Visit HMN's SEC page to see the company's official filings. To visit the company's web site, go to www.horacemann.com.

HMN Valuation Summary

• HMN's price/sales ratio is 1.3; this is 8.33% higher than that of the median Financial Services stock.
• HMN's EV/EBIT ratio has moved down 228.9 over the prior 243 months.
• Over the past 243 months, HMN's price/sales ratio has gone up 0.3.

Below are key valuation metrics over time for HMN.

HMN Growth Metrics

Its 3 year revenue growth rate is now at 11.81%.
• The 3 year cash and equivalents growth rate now stands at -85.57%.
• The 4 year price growth rate now stands at 7.27%.

Over the past 34 months, HMN's revenue has gone up $120,777,000.

The table below shows HMN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,330.1	204.9	142.8
2021-09-30	1,351.044	170.07	150.091
2021-06-30	1,358.524	210.805	170.265
2021-03-31	1,326.353	314.363	154.143
2020-12-31	1,310.441	259.794	133.315
2020-09-30	1,290.63	188.161	118.525

HMN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HMN has a Quality Grade of C, ranking ahead of 32.37% of graded US stocks.
• HMN's asset turnover comes in at 0.1 -- ranking 109th of 133 Insurance stocks.
• RDN, NMIH, and ICCH are the stocks whose asset turnover ratios are most correlated with HMN.

The table below shows HMN's key quality metrics over time.