Horace Mann Educators Corporation (HMN) Company Bio
Horace Mann Educators Corporation provides auto and homeowners insurance, retirement annuities, life insurance and other financial solutions to K-12 teachers, administrators, and other employees of public schools and their families. The company was founded in 1945 and is based in Springfield, Illinois.
HMN Price Forecast Based on DCF Valuation
DCF Fair Value Target:
The table below illustrates the output of a discounted cash flow forecast using a variety of scenarios for Horace Mann Educators Corp. To summarize, we found that Horace Mann Educators Corp ranked in the 42th percentile in terms of potential gain offered. We should note, though, that the most conservative analysis suggests this stock will yield negative results -- and thus may be a potential short opportunity. The most interesting components of our discounted cash flow analysis for Horace Mann Educators Corp ended up being:
The company's compound free cash flow growth rate over the past 5.5 years comes in at -0.04%; that's greater than merely 19.55% of US stocks we're applying DCF forecasting to.
HMN's estimated cost of debt, based largely on its market capitalization and its interest coverage ratio, is 3%; for context, that number is higher than just 17.37% of tickers in our DCF set.
The weighted average cost of capital for the company is 8. This value is greater than just 23.81% stocks in the Financial Services sector that generate free cash flow.
Terminal Growth Rate in Free Cash Flow
Return Relative to Current Share Price
Want more companies with a valuation profile/forecast similar to that of Horace Mann Educators Corp? See DFIN, FSAM, PFBX, AMRK, and AON.
Horace Mann Educators Corporation (NYSE:HMN) is hosting a free Virtual Speaker Series for Educators, giving them a chance to take a break from being presenters and listen to inspirational messages from an all-star lineup. The virtual sessions in January and February will feature a financial editor from NBC’s "TODAY" show, an inspirational educator and a retired Air Force pilot.