Horace Mann Educators Corporation (HMN): Price and Financial Metrics

HMN POWR Grades

• Stability is the dimension where HMN ranks best; there it ranks ahead of 85.97% of US stocks.
• The strongest trend for HMN is in Value, which has been heading down over the past 179 days.
• HMN ranks lowest in Sentiment; there it ranks in the 20th percentile.

HMN Stock Summary

• HORACE MANN EDUCATORS CORP's stock had its IPO on November 15, 1991, making it an older stock than 84.53% of US equities in our set.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.84 for HORACE MANN EDUCATORS CORP; that's greater than it is for 90.46% of US stocks.
• In terms of volatility of its share price, HMN is more volatile than just 7.61% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to HORACE MANN EDUCATORS CORP are TMP, PRK, NBHC, WSFS, and FNLC.
• HMN's SEC filings can be seen here. And to visit HORACE MANN EDUCATORS CORP's official web site, go to www.horacemann.com.

HMN Valuation Summary

• In comparison to the median Financial Services stock, HMN's price/earnings ratio is 131.9% higher, now standing at 26.9.
• Over the past 243 months, HMN's price/earnings ratio has gone down 383.2.

Below are key valuation metrics over time for HMN.

HMN Growth Metrics

Its 3 year net cashflow from operations growth rate is now at -37.45%.
• The 5 year net cashflow from operations growth rate now stands at -56.51%.
• The 5 year revenue growth rate now stands at 26.19%.

HMN's revenue has moved down $62,985,000 over the prior 33 months.

The table below shows HMN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,367.5	142.6	56.4
2022-06-30	1,354.1	168.3	58.8
2022-03-31	1,354.9	158.6	118
2021-12-31	1,330.1	204.9	142.8
2021-09-30	1,351.044	170.07	150.091
2021-06-30	1,358.524	210.805	170.265

HMN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HMN has a Quality Grade of C, ranking ahead of 32.37% of graded US stocks.
• HMN's asset turnover comes in at 0.1 -- ranking 109th of 133 Insurance stocks.
• RDN, NMIH, and ICCH are the stocks whose asset turnover ratios are most correlated with HMN.

The table below shows HMN's key quality metrics over time.