HMN's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.62% of US stocks.
The volatility of Horace Mann Educators Corp's share price is greater than that of only 8.05% US stocks with at least 200 days of trading history.
Horace Mann Educators Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 15.36%, greater than the shareholder yield of 85.8% of stocks in our set.
Stocks that are quantitatively similar to HMN, based on their financial statements, market capitalization, and price volatility, are HRTG, ARGO, GLRE, SIGI, and FMAO.
HMN's SEC filings can be seen here. And to visit Horace Mann Educators Corp's official web site, go to www.horacemann.com.
Horace Mann Educators Corporation (HMN) Company Bio
Horace Mann Educators Corporation provides auto and homeowners insurance, retirement annuities, life insurance and other financial solutions to K-12 teachers, administrators, and other employees of public schools and their families. The company was founded in 1945 and is based in Springfield, Illinois.
HMN Price Forecast Based on DCF Valuation
DCF Fair Value Target:
The table below illustrates the output of a discounted cash flow forecast using a variety of scenarios for Horace Mann Educators Corp. To summarize, we found that Horace Mann Educators Corp ranked in the 47th percentile in terms of potential gain offered. Moreover, under all the scenarios we modelled, the output consistently forecasted positive returns. The most interesting components of our discounted cash flow analysis for Horace Mann Educators Corp ended up being:
The company's debt burden, as measured by earnings divided by interest payments, is 8.4 -- which is good for besting 64.57% of its peer stocks (US stocks in the Financial Services sector with positive cash flow).
The company's compound free cash flow growth rate over the past 5.44 years comes in at -0.02%; that's greater than merely 22.47% of US stocks we're applying DCF forecasting to.
Horace Mann Educators Corp's weighted average cost of capital (WACC) is 8%; for context, that number is higher than only 16.99% of tickers in our DCF set.
Terminal Growth Rate in Free Cash Flow
Return Relative to Current Share Price
Want more companies with a valuation profile/forecast similar to that of Horace Mann Educators Corp? See SLF, WLTW, BRK.B, PZN, and TIPT.
Horace Mann Educators ([[HMN]] +0.3%) affirmed its FY20 EPS guidance of $2.80 to $3.00, despite full-year catastrophe loss assumption has risen to 13 to 14 points ($85-$90M) on the Property & Casualty combined ratio amid anticipated losses from catastrophe events through mid-September."Despite the pandemic's sweeping effects on everyone's work and home lives,...