Horace Mann Educators Corporation (HMN): Price and Financial Metrics

HMN POWR Grades

• HMN scores best on the Momentum dimension, with a Momentum rank ahead of 94.58% of US stocks.
• The strongest trend for HMN is in Stability, which has been heading down over the past 179 days.
• HMN's current lowest rank is in the Value metric (where it is better than 34.15% of US stocks).

HMN Stock Summary

• HMN's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.25% of US stocks.
• Over the past twelve months, HMN has reported earnings growth of -95.05%, putting it ahead of merely 14.72% of US stocks in our set.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for HMN comes in at 32.75% -- higher than that of 94.35% of stocks in our set.
• Stocks that are quantitatively similar to HMN, based on their financial statements, market capitalization, and price volatility, are RUSHA, DLX, IBP, LCUT, and FCAP.
• Visit HMN's SEC page to see the company's official filings. To visit the company's web site, go to www.horacemann.com.

HMN Valuation Summary

• HMN's EV/EBIT ratio is 399; this is 3430.97% higher than that of the median Financial Services stock.
• Over the past 243 months, HMN's EV/EBIT ratio has gone up 377.5.

Below are key valuation metrics over time for HMN.

HMN Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 288.75%.
• The 4 year revenue growth rate now stands at 24.42%.
• Its 5 year cash and equivalents growth rate is now at 525.62%.

Over the past 49 months, HMN's revenue has gone up $151,443,000.

The table below shows HMN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,367.5	142.6	56.4
2022-06-30	1,354.1	168.3	58.8
2022-03-31	1,354.9	158.6	118
2021-12-31	1,330.1	204.9	142.8
2021-09-30	1,351.044	170.07	150.091
2021-06-30	1,358.524	210.805	170.265

HMN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HMN has a Quality Grade of C, ranking ahead of 32.37% of graded US stocks.
• HMN's asset turnover comes in at 0.1 -- ranking 109th of 133 Insurance stocks.
• RDN, NMIH, and ICCH are the stocks whose asset turnover ratios are most correlated with HMN.

The table below shows HMN's key quality metrics over time.