Horace Mann Educators Corporation (HMN): Price and Financial Metrics

HMN POWR Grades

• HMN scores best on the Stability dimension, with a Stability rank ahead of 79.51% of US stocks.
• The strongest trend for HMN is in Growth, which has been heading down over the past 163 days.
• HMN's current lowest rank is in the Growth metric (where it is better than 5.85% of US stocks).

HMN Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.85 for Horace Mann Educators Corp; that's greater than it is for 86.47% of US stocks.
• The volatility of Horace Mann Educators Corp's share price is greater than that of merely 1.47% US stocks with at least 200 days of trading history.
• Horace Mann Educators Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 19.41%, greater than the shareholder yield of 89.57% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Horace Mann Educators Corp are EBTC, SAFT, VPG, NBHC, and FCAP.
• Visit HMN's SEC page to see the company's official filings. To visit the company's web site, go to www.horacemann.com.

HMN Valuation Summary

• HMN's price/sales ratio is 1.3; this is 8.33% higher than that of the median Financial Services stock.
• HMN's EV/EBIT ratio has moved down 228.9 over the prior 243 months.
• Over the past 243 months, HMN's price/sales ratio has gone up 0.3.

Below are key valuation metrics over time for HMN.

HMN Growth Metrics

The 3 year cash and equivalents growth rate now stands at -85.57%.
• Its year over year revenue growth rate is now at -6.89%.
• The 3 year price growth rate now stands at 20.33%.

HMN's revenue has moved up $63,076,000 over the prior 15 months.

The table below shows HMN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	1,351.044	170.07	150.091
2021-06-30	1,358.524	210.805	170.265
2021-03-31	1,326.353	314.363	154.143
2020-12-31	1,310.441	259.794	133.315
2020-09-30	1,290.63	188.161	118.525
2020-06-30	1,287.968	195.326	107.505

HMN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HMN has a Quality Grade of C, ranking ahead of 32.37% of graded US stocks.
• HMN's asset turnover comes in at 0.1 -- ranking 109th of 133 Insurance stocks.
• RDN, NMIH, and ICCH are the stocks whose asset turnover ratios are most correlated with HMN.

The table below shows HMN's key quality metrics over time.