HomeStreet, Inc. (HMST): Price and Financial Metrics

HMST POWR Grades

• Value is the dimension where HMST ranks best; there it ranks ahead of 89.75% of US stocks.
• The strongest trend for HMST is in Quality, which has been heading down over the past 177 days.
• HMST ranks lowest in Growth; there it ranks in the 5th percentile.

HMST Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 15.03 for HOMESTREET INC; that's greater than it is for 96.38% of US stocks.
• With a year-over-year growth in debt of 642.64%, HOMESTREET INC's debt growth rate surpasses 97.33% of about US stocks.
• HOMESTREET INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -285.13%, greater than the shareholder yield of only 2.27% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to HOMESTREET INC, a group of peers worth examining would be FFNW, FMAO, LGIH, JCSE, and ZION.
• Visit HMST's SEC page to see the company's official filings. To visit the company's web site, go to www.homestreet.com.

HMST Valuation Summary

• HMST's price/sales ratio is 1.2; this is 20% higher than that of the median Financial Services stock.
• Over the past 135 months, HMST's price/sales ratio has gone down 0.3.

Below are key valuation metrics over time for HMST.

HMST Growth Metrics

Its 3 year price growth rate is now at 37.97%.
• Its year over year cash and equivalents growth rate is now at 6.89%.
• Its year over year price growth rate is now at -10.85%.

HMST's revenue has moved down $55,193,000 over the prior 15 months.

The table below shows HMST's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	320.217	200.016	87.471
2022-06-30	330.659	262.991	94.274
2022-03-31	347.786	299.105	105.71
2021-12-31	362.032	173.035	115.422
2021-09-30	370.353	197.26	113.588
2021-06-30	375.41	174.944	112.767

HMST's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HMST has a Quality Grade of C, ranking ahead of 56.86% of graded US stocks.
• HMST's asset turnover comes in at 0.052 -- ranking 83rd of 430 Banking stocks.
• PNBK, HAFC, and UBCP are the stocks whose asset turnover ratios are most correlated with HMST.

The table below shows HMST's key quality metrics over time.