HarborOne Bancorp, Inc. (HONE): Price and Financial Metrics

HONE POWR Grades

• Stability is the dimension where HONE ranks best; there it ranks ahead of 69.52% of US stocks.
• The strongest trend for HONE is in Growth, which has been heading down over the past 179 days.
• HONE's current lowest rank is in the Growth metric (where it is better than 14.32% of US stocks).

HONE Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.41 for HARBORONE BANCORP INC; that's greater than it is for 86.79% of US stocks.
• With a year-over-year growth in debt of 595.25%, HARBORONE BANCORP INC's debt growth rate surpasses 97.27% of about US stocks.
• HARBORONE BANCORP INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -116.46%, greater than the shareholder yield of only 4.87% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to HARBORONE BANCORP INC, a group of peers worth examining would be HFWA, WNEB, WBS, HTBK, and OPBK.
• HONE's SEC filings can be seen here. And to visit HARBORONE BANCORP INC's official web site, go to www.harborone.com.

HONE Valuation Summary

• HONE's price/sales ratio is 2; this is 122.22% higher than that of the median Financial Services stock.
• HONE's price/sales ratio has moved down 2.8 over the prior 84 months.

Below are key valuation metrics over time for HONE.

HONE Growth Metrics

Its 3 year cash and equivalents growth rate is now at 37.59%.
• Its year over year net cashflow from operations growth rate is now at 1462%.
• Its year over year net income to common stockholders growth rate is now at -13.57%.

HONE's revenue has moved up $80,435,000 over the prior 67 months.

The table below shows HONE's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	208.239	110.365	48.602
2022-06-30	211.77	123.111	47.103
2022-03-31	221.537	227.836	51.392
2021-12-31	239.314	224.295	58.517
2021-09-30	247.052	165.818	63.527
2021-06-30	252.788	117.508	63.161

HONE's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HONE has a Quality Grade of C, ranking ahead of 53.97% of graded US stocks.
• HONE's asset turnover comes in at 0.056 -- ranking 73rd of 428 Banking stocks.
• RBNC, CACC, and SNFCA are the stocks whose asset turnover ratios are most correlated with HONE.

The table below shows HONE's key quality metrics over time.