Heritage Commerce Corp (HTBK): Price and Financial Metrics

HTBK POWR Grades

• Momentum is the dimension where HTBK ranks best; there it ranks ahead of 93.67% of US stocks.
• HTBK's strongest trending metric is Growth; it's been moving up over the last 168 days.
• HTBK ranks lowest in Value; there it ranks in the 15th percentile.

HTBK Stock Summary

• The capital turnover (annual revenue relative to shareholder's equity) for HTBK is 0.26 -- better than just 20.9% of US stocks.
• HTBK's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 88.49% of US stocks.
• In terms of volatility of its share price, HTBK is more volatile than merely 6.76% of stocks we're observing.
• Stocks with similar financial metrics, market capitalization, and price volatility to Heritage Commerce Corp are AMNB, BFC, FBMS, AUB, and FVCB.
• HTBK's SEC filings can be seen here. And to visit Heritage Commerce Corp's official web site, go to www.heritagecommercecorp.com.

HTBK Valuation Summary

• In comparison to the median Financial Services stock, HTBK's price/earnings ratio is 45.45% higher, now standing at 16.
• HTBK's price/sales ratio has moved up 2.7 over the prior 243 months.
• HTBK's price/sales ratio has moved up 2.7 over the prior 243 months.

Below are key valuation metrics over time for HTBK.

HTBK Growth Metrics

The 3 year cash and equivalents growth rate now stands at 64.16%.
• Its 5 year cash and equivalents growth rate is now at 209.78%.
• Its 5 year net income to common stockholders growth rate is now at 81.6%.

Over the past 67 months, HTBK's revenue has gone up $64,075,000.

The table below shows HTBK's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	155.022	62.261	45.358
2021-06-30	150.481	53.334	42.837
2021-03-31	148.847	58.62	44.642
2020-12-31	138.579	58.086	35.299
2020-09-30	139.369	52.289	29.361
2020-06-30	136.625	58.606	29.441

HTBK's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• HTBK has a Quality Grade of D, ranking ahead of 24.45% of graded US stocks.
• HTBK's asset turnover comes in at 0.031 -- ranking 356th of 430 Banking stocks.
• NTRS, ACNB, and IBTX are the stocks whose asset turnover ratios are most correlated with HTBK.

The table below shows HTBK's key quality metrics over time.