Heartland Financial USA, Inc. (HTLF): Price and Financial Metrics

Heartland Financial USA, Inc. (HTLF): $29.08

0.35 (-1.19%)

POWR Rating

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Industry: Southwest Regional Banks




#8 of 25

in industry

HTLF Price/Volume Stats

Current price $29.08 52-week high $51.60
Prev. close $29.43 52-week low $26.10
Day low $28.87 Volume 15,263
Day high $29.51 Avg. volume 189,991
50-day MA $31.31 Dividend yield 4.08%
200-day MA $36.52 Market Cap 1.24B

HTLF Stock Price Chart Interactive Chart >


  • HTLF scores best on the Value dimension, with a Value rank ahead of 86.52% of US stocks.
  • The strongest trend for HTLF is in Growth, which has been heading down over the past 177 days.
  • HTLF's current lowest rank is in the Growth metric (where it is better than 26.35% of US stocks).

HTLF Stock Summary

  • With a price/earnings ratio of 5.87, HEARTLAND FINANCIAL USA INC P/E ratio is greater than that of about just 10.72% of stocks in our set with positive earnings.
  • The price/operating cash flow metric for HEARTLAND FINANCIAL USA INC is higher than only 12.47% of stocks in our set with a positive cash flow.
  • Equity multiplier, or assets relative to shareholders' equity, comes in at 11.35 for HEARTLAND FINANCIAL USA INC; that's greater than it is for 91.89% of US stocks.
  • If you're looking for stocks that are quantitatively similar to HEARTLAND FINANCIAL USA INC, a group of peers worth examining would be SRCE, CBFV, UCBI, SMBK, and MCBC.
  • Visit HTLF's SEC page to see the company's official filings. To visit the company's web site, go to www.htlf.com.

HTLF Valuation Summary

  • HTLF's price/earnings ratio is 6.2; this is 34.74% lower than that of the median Financial Services stock.
  • HTLF's price/sales ratio has moved down 1.3 over the prior 243 months.

Below are key valuation metrics over time for HTLF.

Stock Date P/S P/B P/E EV/EBIT
HTLF 2023-09-15 1.8 0.7 6.2 4.8
HTLF 2023-09-14 1.8 0.7 6.3 4.8
HTLF 2023-09-13 1.8 0.7 6.2 4.8
HTLF 2023-09-12 1.8 0.7 6.3 4.9
HTLF 2023-09-11 1.8 0.7 6.3 4.8
HTLF 2023-09-08 1.9 0.7 6.4 4.9

HTLF Growth Metrics

    Its 3 year net cashflow from operations growth rate is now at 57.63%.
  • Its 5 year net income to common stockholders growth rate is now at 75.91%.
  • Its year over year price growth rate is now at -13.81%.
Over the past 70 months, HTLF's revenue has gone up $319,495,000.

The table below shows HTLF's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-12-31 711.13 388.008 204.13
2022-09-30 694.559 406.326 193.056
2022-06-30 694.795 360.943 192.416
2022-03-31 702.503 343.26 202.148
2021-12-31 707.07 326.037 211.873
2021-09-30 679.957 340.175 202.1

HTLF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • HTLF has a Quality Grade of D, ranking ahead of 23.87% of graded US stocks.
  • HTLF's asset turnover comes in at 0.037 -- ranking 236th of 428 Banking stocks.
  • BANR, EWBC, and BUSE are the stocks whose asset turnover ratios are most correlated with HTLF.

The table below shows HTLF's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.037 1 0.015
2021-03-31 0.036 1 0.013
2020-12-31 0.035 1 0.011
2020-09-30 0.037 1 0.012
2020-06-30 0.038 1 0.011
2020-03-31 0.041 1 0.014

HTLF Price Target

For more insight on analysts targets of HTLF, see our HTLF price target page. And for a list of of all stocks sorted by upside potential based on analyst target price, see our Top Price Target page.

Average Price Target $58.50 Average Broker Recommendation 1.7 (Moderate Buy)

Heartland Financial USA, Inc. (HTLF) Company Bio

Heartland Financial provides banking services to individuals and businesses in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, and Missouri. The company was founded in 1981 and is based in Dubuque, Iowa.

HTLF Latest News Stream

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Latest HTLF News From Around the Web

Below are the latest news stories about HEARTLAND FINANCIAL USA INC that investors may wish to consider to help them evaluate HTLF as an investment opportunity.

Following a 26% decline over last year, recent gains may please Heartland Financial USA, Inc. (NASDAQ:HTLF) institutional owners

Key Insights Significantly high institutional ownership implies Heartland Financial USA's stock price is sensitive to...

Yahoo | September 2, 2023

CEO explains $20B bank's HQ move to Denver

In Denver and surrounding areas, he said the community should expect to see more from the regional bank.

Yahoo | August 31, 2023

Bank of Blue Valley names former UMB executive to lead commercial lending

Bank of Blue Valley continues building out a new leadership team, this time hiring a 16-year banker as head of commercial banking.

Yahoo | August 8, 2023

Should You Buy Heartland Financial USA, Inc. (NASDAQ:HTLF) For Its Upcoming Dividend?

Heartland Financial USA, Inc. ( NASDAQ:HTLF ) stock is about to trade ex-dividend in three days. The ex-dividend date...

Yahoo | August 6, 2023

Q2 2023 Heartland Financial USA Inc Earnings Call

Q2 2023 Heartland Financial USA Inc Earnings Call

Yahoo | August 1, 2023

Read More 'HTLF' Stories Here

HTLF Price Returns

1-mo -9.18%
3-mo N/A
6-mo -19.07%
1-year -30.74%
3-year -1.13%
5-year -44.40%
YTD -35.95%
2022 -5.72%
2021 27.85%
2020 -16.98%
2019 14.87%
2018 -17.18%

HTLF Dividends

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