International Bancshares Corporation (IBOC): Price and Financial Metrics

IBOC POWR Grades

• Growth is the dimension where IBOC ranks best; there it ranks ahead of 90.25% of US stocks.
• The strongest trend for IBOC is in Growth, which has been heading up over the past 177 days.
• IBOC ranks lowest in Value; there it ranks in the 27th percentile.

IBOC Stock Summary

• IBOC's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 602.79 -- higher than 95.57% of US-listed equities with positive expected earnings growth.
• For IBOC, its debt to operating expenses ratio is greater than that reported by 79.03% of US equities we're observing.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.59 for INTERNATIONAL BANCSHARES CORP; that's greater than it is for 86.01% of US stocks.
• If you're looking for stocks that are quantitatively similar to INTERNATIONAL BANCSHARES CORP, a group of peers worth examining would be MPB, TCBK, STBA, FBNC, and BANF.
• IBOC's SEC filings can be seen here. And to visit INTERNATIONAL BANCSHARES CORP's official web site, go to www.ibc.com.

IBOC Valuation Summary

• IBOC's price/sales ratio is 4.7; this is 62.07% higher than that of the median Financial Services stock.
• Over the past 243 months, IBOC's price/sales ratio has gone up 0.8.

Below are key valuation metrics over time for IBOC.

IBOC Growth Metrics

The 4 year revenue growth rate now stands at 12.27%.
• Its 3 year net income to common stockholders growth rate is now at 19.69%.
• Its 4 year cash and equivalents growth rate is now at 19.11%.

Over the past 15 months, IBOC's revenue has gone up $28,765,000.

The table below shows IBOC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	588.38	355.74	251.346
2022-06-30	546.004	293.065	222.589
2022-03-31	591.666	275.273	256.644
2021-12-31	585.643	291.681	253.922
2021-09-30	575.373	314.734	245.625
2021-06-30	559.615	334.619	233.768

IBOC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• IBOC has a Quality Grade of C, ranking ahead of 43.46% of graded US stocks.
• IBOC's asset turnover comes in at 0.039 -- ranking 190th of 431 Banking stocks.
• RVSB, MTB, and CFR are the stocks whose asset turnover ratios are most correlated with IBOC.

The table below shows IBOC's key quality metrics over time.