International Bancshares Corporation (IBOC): Price and Financial Metrics

IBOC POWR Grades

• Growth is the dimension where IBOC ranks best; there it ranks ahead of 72.07% of US stocks.
• IBOC's strongest trending metric is Growth; it's been moving down over the last 177 days.
• IBOC ranks lowest in Value; there it ranks in the 32nd percentile.

IBOC Stock Summary

• With a year-over-year growth in debt of -48.2%, INTERNATIONAL BANCSHARES CORP's debt growth rate surpasses just 5.88% of about US stocks.
• In terms of volatility of its share price, IBOC is more volatile than merely 6.72% of stocks we're observing.
• INTERNATIONAL BANCSHARES CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 23.47%, greater than the shareholder yield of 92.32% of stocks in our set.
• Stocks that are quantitatively similar to IBOC, based on their financial statements, market capitalization, and price volatility, are BIMI, NKSH, CCNE, TCS, and KNX.
• Visit IBOC's SEC page to see the company's official filings. To visit the company's web site, go to www.ibc.com.

IBOC Valuation Summary

• IBOC's price/sales ratio is 3.5; this is 52.17% higher than that of the median Financial Services stock.
• IBOC's price/sales ratio has moved down 1.5 over the prior 243 months.

Below are key valuation metrics over time for IBOC.

IBOC Growth Metrics

Its year over year revenue growth rate is now at 18.81%.
• The 5 year price growth rate now stands at -26.2%.
• Its year over year net income to common stockholders growth rate is now at 40.05%.

IBOC's revenue has moved up $93,742,000 over the prior 52 months.

The table below shows IBOC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	653.108	387.941	300.232
2022-09-30	588.38	355.74	251.346
2022-06-30	546.004	293.065	222.589
2022-03-31	591.666	275.273	256.644
2021-12-31	585.643	291.681	253.922
2021-09-30	575.373	314.734	245.625

IBOC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• IBOC has a Quality Grade of C, ranking ahead of 43.46% of graded US stocks.
• IBOC's asset turnover comes in at 0.039 -- ranking 190th of 431 Banking stocks.
• RVSB, MTB, and CFR are the stocks whose asset turnover ratios are most correlated with IBOC.

The table below shows IBOC's key quality metrics over time.