International Bancshares Corporation (IBOC): Price and Financial Metrics

IBOC POWR Grades

• IBOC scores best on the Momentum dimension, with a Momentum rank ahead of 92.69% of US stocks.
• The strongest trend for IBOC is in Stability, which has been heading up over the past 177 days.
• IBOC ranks lowest in Growth; there it ranks in the 6th percentile.

IBOC Stock Summary

• IBOC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 85.69% of US stocks.
• Revenue growth over the past 12 months for INTERNATIONAL BANCSHARES CORP comes in at -2.43%, a number that bests only 19.46% of the US stocks we're tracking.
• In terms of volatility of its share price, IBOC is more volatile than just 1.61% of stocks we're observing.
• If you're looking for stocks that are quantitatively similar to INTERNATIONAL BANCSHARES CORP, a group of peers worth examining would be RGA, BSRR, FIBK, CNFR, and HRTG.
• Visit IBOC's SEC page to see the company's official filings. To visit the company's web site, go to www.ibc.com.

IBOC Valuation Summary

• IBOC's EV/EBIT ratio is 1.3; this is 86.6% lower than that of the median Financial Services stock.
• IBOC's EV/EBIT ratio has moved down 19.9 over the prior 243 months.

Below are key valuation metrics over time for IBOC.

IBOC Growth Metrics

The year over year net cashflow from operations growth rate now stands at -19.98%.
• The year over year cash and equivalents growth rate now stands at 75.23%.
• The 2 year price growth rate now stands at 51.95%.

IBOC's revenue has moved down $27,380,000 over the prior 33 months.

The table below shows IBOC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	546.004	293.065	222.589
2022-03-31	591.666	275.273	256.644
2021-12-31	585.643	291.681	253.922
2021-09-30	575.373	314.734	245.625
2021-06-30	559.615	334.619	233.768
2021-03-31	498.006	344.017	183.251

IBOC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• IBOC has a Quality Grade of C, ranking ahead of 43.46% of graded US stocks.
• IBOC's asset turnover comes in at 0.039 -- ranking 190th of 431 Banking stocks.
• RVSB, MTB, and CFR are the stocks whose asset turnover ratios are most correlated with IBOC.

The table below shows IBOC's key quality metrics over time.