First Internet Bancorp (INBK): Price and Financial Metrics

INBK POWR Grades

• Momentum is the dimension where INBK ranks best; there it ranks ahead of 92.69% of US stocks.
• INBK's strongest trending metric is Quality; it's been moving down over the last 177 days.
• INBK ranks lowest in Quality; there it ranks in the 35th percentile.

INBK Stock Summary

• INBK's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 423.35 -- higher than 94.29% of US-listed equities with positive expected earnings growth.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.26 for FIRST INTERNET BANCORP; that's greater than it is for 93.49% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for INBK comes in at 29.94% -- higher than that of 93.85% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to FIRST INTERNET BANCORP, a group of peers worth examining would be FBIZ, FNWB, TCBI, KRNY, and OBNK.
• Visit INBK's SEC page to see the company's official filings. To visit the company's web site, go to www.firstinternetbancorp.com.

INBK Valuation Summary

• In comparison to the median Financial Services stock, INBK's price/earnings ratio is 29.81% lower, now standing at 7.3.
• INBK's price/earnings ratio has moved up 5.5 over the prior 165 months.

Below are key valuation metrics over time for INBK.

INBK Growth Metrics

Its 4 year price growth rate is now at -40.71%.
• The 5 year cash and equivalents growth rate now stands at 417.9%.
• The 4 year net income to common stockholders growth rate now stands at 140.2%.

INBK's revenue has moved up $51,326,000 over the prior 33 months.

The table below shows INBK's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	120.786	65.349	45.322
2022-03-31	122.525	56.493	48.873
2021-12-31	118.37	54.84	48.114
2021-09-30	115.591	91.034	46.727
2021-06-30	113.048	68.772	43.048
2021-03-31	99.408	70.036	33.884

INBK's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• INBK has a Quality Grade of D, ranking ahead of 24.09% of graded US stocks.
• INBK's asset turnover comes in at 0.027 -- ranking 408th of 430 Banking stocks.
• EQBK, ISBC, and NYCB are the stocks whose asset turnover ratios are most correlated with INBK.

The table below shows INBK's key quality metrics over time.