LendingClub Corporation (LC): Price and Financial Metrics

LC POWR Grades

• Value is the dimension where LC ranks best; there it ranks ahead of 62.4% of US stocks.
• The strongest trend for LC is in Growth, which has been heading down over the past 177 days.
• LC ranks lowest in Growth; there it ranks in the 1st percentile.

LC Stock Summary

• The ratio of debt to operating expenses for LENDINGCLUB CORP is higher than it is for about merely 8.11% of US stocks.
• With a year-over-year growth in debt of -86.28%, LENDINGCLUB CORP's debt growth rate surpasses only 1.94% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for LC comes in at 32.12% -- higher than that of 93.71% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to LENDINGCLUB CORP, a group of peers worth examining would be PLBY, BFI, SPNT, CGC, and CBRL.
• LC's SEC filings can be seen here. And to visit LENDINGCLUB CORP's official web site, go to www.lendingclub.com.

LC Valuation Summary

• LC's price/sales ratio is 0.6; this is 40% lower than that of the median Financial Services stock.
• LC's price/earnings ratio has moved up 786.1 over the prior 109 months.

Below are key valuation metrics over time for LC.

LC Growth Metrics

Its 4 year price growth rate is now at -79.51%.
• The 3 year net income to common stockholders growth rate now stands at 190.98%.
• Its 5 year revenue growth rate is now at 48.92%.

LC's revenue has moved up $517,470,000 over the prior 52 months.

The table below shows LC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	1,187.216	375.568	289.685
2022-09-30	1,186.751	463.8	295.202
2022-06-30	1,128.004	439.204	279.189
2022-03-31	1,002.327	331.908	106.5
2021-12-31	818.63	239.869	18.58
2021-09-30	632.301	171.361	-37.183

LC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• LC has a Quality Grade of C, ranking ahead of 58.7% of graded US stocks.
• LC's asset turnover comes in at 0.145 -- ranking 39th of 430 Banking stocks.
• OPOF, IROQ, and RM are the stocks whose asset turnover ratios are most correlated with LC.

The table below shows LC's key quality metrics over time.