Live Oak Bancshares, Inc. (LOB): Price and Financial Metrics

Live Oak Bancshares, Inc. (LOB): $41.51

0.29 (+0.70%)

POWR Rating

Component Grades

Momentum

C

Stability

C

Sentiment

Quality

D

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Industry: Southeast Regional Banks

Industry

F

Ranked

#19 of 27

in industry

LOB Price/Volume Stats

Current price $41.51 52-week high $47.22
Prev. close $41.22 52-week low $19.53
Day low $41.15 Volume 171,782
Day high $41.66 Avg. volume 171,457
50-day MA $39.35 Dividend yield 0.3%
200-day MA $34.49 Market Cap 1.86B

LOB Stock Price Chart Interactive Chart >

LOB POWR Grades

  • Growth is the dimension where LOB ranks best; there it ranks ahead of 92.63% of US stocks.
  • The strongest trend for LOB is in Growth, which has been heading up over the past 26 weeks.
  • LOB's current lowest rank is in the Value metric (where it is better than 1.84% of US stocks).

LOB Stock Summary

  • LOB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 94.22% of US stocks.
  • With a year-over-year growth in debt of -27.43%, LIVE OAK BANCSHARES INC's debt growth rate surpasses merely 11.79% of about US stocks.
  • As for revenue growth, note that LOB's revenue has grown -30.44% over the past 12 months; that beats the revenue growth of merely 8.89% of US companies in our set.
  • If you're looking for stocks that are quantitatively similar to LIVE OAK BANCSHARES INC, a group of peers worth examining would be CASS, HCI, AX, FBIZ, and HWC.
  • Visit LOB's SEC page to see the company's official filings. To visit the company's web site, go to www.liveoakbank.com.

LOB Valuation Summary

  • LOB's EV/EBIT ratio is 21.8; this is 82.43% higher than that of the median Financial Services stock.
  • LOB's price/sales ratio has moved down 3.6 over the prior 102 months.

Below are key valuation metrics over time for LOB.

Stock Date P/S P/B P/E EV/EBIT
LOB 2023-12-22 5.1 2.3 32.8 21.8
LOB 2023-12-21 5.1 2.3 32.6 21.6
LOB 2023-12-20 5.0 2.2 32.1 21.1
LOB 2023-12-19 5.3 2.4 34.0 22.9
LOB 2023-12-18 5.2 2.3 33.4 22.3
LOB 2023-12-15 5.2 2.3 33.2 22.2

LOB Growth Metrics

    The year over year net cashflow from operations growth rate now stands at 134.25%.
  • Its 3 year price growth rate is now at 169.55%.
  • Its 4 year net income to common stockholders growth rate is now at -46.95%.
Over the past 15 months, LOB's revenue has gone up $125,781,000.

The table below shows LOB's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-12-31 524.55 124.485 176.208
2022-09-30 546.724 127.714 204.563
2022-06-30 517.975 76.985 195.534
2022-03-31 448.506 75.387 162.077
2021-12-31 441.775 -119.717 166.995
2021-09-30 398.769 -129.953 166.436

LOB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • LOB has a Quality Grade of C, ranking ahead of 29% of graded US stocks.
  • LOB's asset turnover comes in at 0.049 -- ranking 96th of 428 Banking stocks.
  • BBDC, HMST, and FSBW are the stocks whose asset turnover ratios are most correlated with LOB.

The table below shows LOB's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-09-30 0.049 1 0.020
2021-06-30 0.048 1 0.020
2021-03-31 0.038 1 0.012
2020-12-31 0.033 1 0.006
2020-09-30 0.035 1 0.007
2020-06-30 0.033 1 0.001

LOB Price Target

For more insight on analysts targets of LOB, see our LOB price target page. And for a list of of all stocks sorted by upside potential based on analyst target price, see our Top Price Target page.

Average Price Target $74.00 Average Broker Recommendation 1.6 (Moderate Buy)

Live Oak Bancshares, Inc. (LOB) Company Bio


Live Oak Bancshares provides various commercial banking products and services in North Carolina. The company was founded in 2008 and is based in Wilmington, North Carolina.


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Latest LOB News From Around the Web

Below are the latest news stories about LIVE OAK BANCSHARES INC that investors may wish to consider to help them evaluate LOB as an investment opportunity.

Live Oak Bancshares (LOB) Moves 10.9% Higher: Will This Strength Last?

Live Oak Bancshares (LOB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

Yahoo | December 15, 2023

Live Oak Bank Tops SBA’s 100 Most Active 7(a) Lenders

WILMINGTON, N.C., Nov. 20, 2023 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the most active SBA 7(a) lender by dollar amount by the U.S. Small Business Administration for the sixth year in a row. The results were posted to the SBA website and display the country’s top SBA 7(a) lenders by dollar amount and loan volume for the administration’s 2023 fiscal year, which ended September 30. “The SBA 7(a) program has been the cornerstone in delivering capital to American small business owners for

Yahoo | November 20, 2023

Live Oak Bancshares Announces Executive Appointments, Including Walter J. Phifer Named as Chief Financial Officer

WILMINGTON, N.C., Nov. 14, 2023 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced today that its Board of Directors has made several organizational appointments including naming a new Chief Financial Officer and President of Live Oak Bancshares. In a natural evolution of his position as general partner and co-founder of Canapi Ventures, Neil L. Underwood has announced that he is stepping down as President of Live Oak Bancshares. William C. (BJ) Losch III, who has been serving as both President o

Yahoo | November 14, 2023

Live Oak Bancshares (LOB) Upgraded to Buy: What Does It Mean for the Stock?

Live Oak Bancshares (LOB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Yahoo | October 26, 2023

Live Oak Bancshares, Inc. Reports Third Quarter 2023 Results

WILMINGTON, N.C., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2023 net income of $39.8 million, or $0.88 per diluted share. “The success of our quarter shows that Live Oak Bank remains on a path of sustainable and sound growth to fulfill our mission to be America’s small business bank,” said Live Oak Chairman and CEO James S. (Chip) Mahan III. “Our products continue to be delivered with a focus on high-touc

Yahoo | October 25, 2023

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LOB Price Returns

1-mo 4.96%
3-mo -8.70%
6-mo 43.63%
1-year 71.00%
3-year -37.63%
5-year 190.10%
YTD -8.70%
2023 51.27%
2022 -65.30%
2021 84.27%
2020 151.15%
2019 29.26%

LOB Dividends

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Continue Researching LOB

Here are a few links from around the web to help you further your research on Live Oak Bancshares Inc's stock as an investment opportunity:

Live Oak Bancshares Inc (LOB) Stock Price | Nasdaq
Live Oak Bancshares Inc (LOB) Stock Quote, History and News - Yahoo Finance
Live Oak Bancshares Inc (LOB) Stock Price and Basic Information | MarketWatch

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