Midland States Bancorp, Inc. (MSBI): Price and Financial Metrics

MSBI POWR Grades

• MSBI scores best on the Stability dimension, with a Stability rank ahead of 85.49% of US stocks.
• The strongest trend for MSBI is in Growth, which has been heading down over the past 177 days.
• MSBI's current lowest rank is in the Quality metric (where it is better than 21.23% of US stocks).

MSBI Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.19 for MIDLAND STATES BANCORP INC; that's greater than it is for 93.16% of US stocks.
• The volatility of MIDLAND STATES BANCORP INC's share price is greater than that of just 2.62% US stocks with at least 200 days of trading history.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for MSBI comes in at 20.14% -- higher than that of 92.67% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to MIDLAND STATES BANCORP INC are FMBH, SBFG, FNCB, OBNK, and FSFG.
• MSBI's SEC filings can be seen here. And to visit MIDLAND STATES BANCORP INC's official web site, go to www.midlandsb.com.

MSBI Valuation Summary

• MSBI's price/earnings ratio is 6.6; this is 42.11% lower than that of the median Financial Services stock.
• MSBI's price/sales ratio has moved down 0.3 over the prior 81 months.

Below are key valuation metrics over time for MSBI.

MSBI Growth Metrics

The year over year revenue growth rate now stands at 19.14%.
• The 5 year cash and equivalents growth rate now stands at 106.05%.
• Its 5 year price growth rate is now at -54.08%.

Over the past 33 months, MSBI's revenue has gone up $39,900,000.

The table below shows MSBI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	288.012	239.417	89.26
2022-06-30	281.859	272.262	85.287
2022-03-31	279.335	215.14	83.528
2021-12-31	274.181	334.438	81.317
2021-09-30	254.464	394.38	66.543
2021-06-30	245.67	691.808	47.081

MSBI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• MSBI has a Quality Grade of C, ranking ahead of 45.44% of graded US stocks.
• MSBI's asset turnover comes in at 0.036 -- ranking 258th of 430 Banking stocks.
• WBS, NTRS, and EMCF are the stocks whose asset turnover ratios are most correlated with MSBI.

The table below shows MSBI's key quality metrics over time.