Navient Corporation (NAVI): Price and Financial Metrics

NAVI POWR Grades

• Growth is the dimension where NAVI ranks best; there it ranks ahead of 91.16% of US stocks.
• NAVI's strongest trending metric is Growth; it's been moving up over the last 179 days.
• NAVI's current lowest rank is in the Momentum metric (where it is better than 20.31% of US stocks).

NAVI Stock Summary

• The ratio of debt to operating expenses for NAVIENT CORP is higher than it is for about 98.54% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 27.25 for NAVIENT CORP; that's greater than it is for 98.56% of US stocks.
• NAVIENT CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 373.56%, greater than the shareholder yield of 99.16% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to NAVIENT CORP, a group of peers worth examining would be VEL, BBDC, BKCC, CM, and TWO.
• NAVI's SEC filings can be seen here. And to visit NAVIENT CORP's official web site, go to www.navient.com.

NAVI Valuation Summary

• NAVI's price/earnings ratio is 4.1; this is 64.66% lower than that of the median Financial Services stock.
• Over the past 105 months, NAVI's EV/EBIT ratio has gone up 28.7.

Below are key valuation metrics over time for NAVI.

NAVI Growth Metrics

The year over year net cashflow from operations growth rate now stands at -41.94%.
• Its 4 year net income to common stockholders growth rate is now at -46.55%.
• The 4 year revenue growth rate now stands at -29.16%.

Over the past 33 months, NAVI's revenue has gone up $34,000,000.

The table below shows NAVI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,817	266	529
2022-06-30	1,927	399	597
2022-03-31	1,989	414	602
2021-12-31	2,199	702	717
2021-09-30	2,234	705	913
2021-06-30	2,261	725	947

NAVI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NAVI has a Quality Grade of C, ranking ahead of 74.08% of graded US stocks.
• NAVI's asset turnover comes in at 0.026 -- ranking 323rd of 443 Trading stocks.
• GROW, AIV, and GS are the stocks whose asset turnover ratios are most correlated with NAVI.

The table below shows NAVI's key quality metrics over time.