Navient Corporation (NAVI): Price and Financial Metrics

NAVI POWR Grades

• Value is the dimension where NAVI ranks best; there it ranks ahead of 86.07% of US stocks.
• The strongest trend for NAVI is in Momentum, which has been heading down over the past 179 days.
• NAVI's current lowest rank is in the Growth metric (where it is better than 1.32% of US stocks).

NAVI Stock Summary

• For NAVI, its debt to operating expenses ratio is greater than that reported by 98.46% of US equities we're observing.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 30.79 for Navient Corp; that's greater than it is for 98.91% of US stocks.
• Navient Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 277.79%, greater than the shareholder yield of 99.08% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Navient Corp, a group of peers worth examining would be BBDC, BLX, MFA, CHMI, and TWO.
• Visit NAVI's SEC page to see the company's official filings. To visit the company's web site, go to www.navient.com.

NAVI Valuation Summary

• NAVI's EV/EBIT ratio is 65.6; this is 662.79% higher than that of the median Financial Services stock.
• Over the past 89 months, NAVI's EV/EBIT ratio has gone down 2.2.
• NAVI's price/earnings ratio has moved down 1.2 over the prior 89 months.

Below are key valuation metrics over time for NAVI.

NAVI Growth Metrics

Its 3 year net income to common stockholders growth rate is now at -55.19%.
• Its 4 year price growth rate is now at -47.89%.
• Its 2 year net cashflow from operations growth rate is now at 17.69%.

Over the past 34 months, NAVI's revenue has gone up $652,000,000.

The table below shows NAVI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	2,199	702	717
2021-09-30	2,234	705	913
2021-06-30	2,261	725	947
2021-03-31	2,151	713	887
2020-12-31	1,527	987	412
2020-09-30	1,481	1,004	398

NAVI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NAVI has a Quality Grade of C, ranking ahead of 74.08% of graded US stocks.
• NAVI's asset turnover comes in at 0.026 -- ranking 323rd of 443 Trading stocks.
• GROW, AIV, and GS are the stocks whose asset turnover ratios are most correlated with NAVI.

The table below shows NAVI's key quality metrics over time.