Navient Corporation (NAVI): Price and Financial Metrics

NAVI POWR Grades

• Value is the dimension where NAVI ranks best; there it ranks ahead of 85.4% of US stocks.
• NAVI's strongest trending metric is Stability; it's been moving up over the last 179 days.
• NAVI ranks lowest in Momentum; there it ranks in the 21st percentile.

NAVI Stock Summary

• The ratio of debt to operating expenses for NAVIENT CORP is higher than it is for about 98.49% of US stocks.
• NAVI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 98.76% of US stocks.
• NAVIENT CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 348.57%, greater than the shareholder yield of 99% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to NAVIENT CORP are VEL, TWO, BBDC, CM, and BRSP.
• NAVI's SEC filings can be seen here. And to visit NAVIENT CORP's official web site, go to www.navient.com.

NAVI Valuation Summary

• In comparison to the median Financial Services stock, NAVI's EV/EBIT ratio is 826.8% higher, now standing at 89.9.
• NAVI's EV/EBIT ratio has moved up 22.1 over the prior 103 months.

Below are key valuation metrics over time for NAVI.

NAVI Growth Metrics

The 4 year net income to common stockholders growth rate now stands at -46.55%.
• Its 3 year net income to common stockholders growth rate is now at 51.64%.
• The 2 year net income to common stockholders growth rate now stands at 65.38%.

NAVI's revenue has moved down $224,000,000 over the prior 15 months.

The table below shows NAVI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	1,927	399	597
2022-03-31	1,989	414	602
2021-12-31	2,199	702	717
2021-09-30	2,234	705	913
2021-06-30	2,261	725	947
2021-03-31	2,151	713	887

NAVI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NAVI has a Quality Grade of C, ranking ahead of 74.08% of graded US stocks.
• NAVI's asset turnover comes in at 0.026 -- ranking 323rd of 443 Trading stocks.
• GROW, AIV, and GS are the stocks whose asset turnover ratios are most correlated with NAVI.

The table below shows NAVI's key quality metrics over time.