Nicolet Bankshares Inc. (NCBS): Price and Financial Metrics

NCBS POWR Grades

• Momentum is the dimension where NCBS ranks best; there it ranks ahead of 91.82% of US stocks.
• The strongest trend for NCBS is in Momentum, which has been heading up over the past 163 days.
• NCBS's current lowest rank is in the Value metric (where it is better than 17.28% of US stocks).

NCBS Stock Summary

• NCBS's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 88.03% of US stocks.
• With a year-over-year growth in debt of -64.46%, Nicolet Bankshares Inc's debt growth rate surpasses merely 5.84% of about US stocks.
• Nicolet Bankshares Inc's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 30.98%, greater than the shareholder yield of 93.23% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Nicolet Bankshares Inc, a group of peers worth examining would be NVEE, ZDGE, KBH, GDOT, and BDSI.
• Visit NCBS's SEC page to see the company's official filings. To visit the company's web site, go to www.nicoletbank.com.

NCBS Valuation Summary

• NCBS's price/sales ratio is 3.6; this is 12.5% higher than that of the median Financial Services stock.
• NCBS's price/sales ratio has moved up 1.3 over the prior 101 months.
• NCBS's price/sales ratio has moved up 1.3 over the prior 101 months.

Below are key valuation metrics over time for NCBS.

NCBS Growth Metrics

Its 3 year revenue growth rate is now at 156.58%.
• Its 5 year net income to common stockholders growth rate is now at 411.49%.
• Its 4 year revenue growth rate is now at 198.46%.

NCBS's revenue has moved up $30,397,000 over the prior 15 months.

The table below shows NCBS's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	198.793	66.889	62.334
2021-06-30	203.864	101.724	72.612
2021-03-31	194.083	104.947	67.806
2020-12-31	181.664	78.899	60.122
2020-09-30	175.545	85.904	54.43
2020-06-30	168.396	59.213	49.858

NCBS's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• NCBS has a Quality Grade of C, ranking ahead of 48.37% of graded US stocks.
• NCBS's asset turnover comes in at 0.04 -- ranking 172nd of 428 Banking stocks.
• HTBK, NTRS, and GBCI are the stocks whose asset turnover ratios are most correlated with NCBS.

The table below shows NCBS's key quality metrics over time.