Nicholas Financial, Inc. (NICK): Price and Financial Metrics


Nicholas Financial, Inc. (NICK): $11.00

0.02 (+0.18%)

POWR Rating

Component Grades

Growth

S

Value

I

Momentum

G

Stability

N

Sentiment

U

Quality

P

NICK Stock Summary

  • NICK has a higher market value than only 18.68% of US stocks; more precisely, its current market capitalization is $138,348,000.
  • With a year-over-year growth in debt of -26.9%, Nicholas Financial Inc's debt growth rate surpasses merely 18.45% of about US stocks.
  • Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for NICK comes in at 26.16% -- higher than that of 90.81% of stocks in our set.
  • If you're looking for stocks that are quantitatively similar to Nicholas Financial Inc, a group of peers worth examining would be SATS, AKO.B, AGO, NMM, and FAMI.
  • NICK's SEC filings can be seen here. And to visit Nicholas Financial Inc's official web site, go to www.nicholasfinancial.com.

NICK Valuation Summary

  • In comparison to the median Financial Services stock, NICK's price/earnings ratio is 36.36% higher, now standing at 16.5.
  • NICK's price/sales ratio has moved up 1.6 over the prior 243 months.
  • NICK's EV/EBIT ratio has moved up 4.7 over the prior 243 months.

Below are key valuation metrics over time for NICK.

Stock Date P/S P/B P/E EV/EBIT
NICK 2019-03-11 1.6 1.1 68.6 20.0
NICK 2018-03-01 1.3 1.1 -40.4 26.4
NICK 2016-11-02 1.2 1.1 9.7 11.3
NICK 2014-04-04 2.1 1.4 10.3 8.6
NICK 2008-11-24 0.5 0.3 3.8 7.8
NICK 2002-01-02 1.0 1.2 5.1 7.0

NICK Growth Metrics

  • The year over year price growth rate now stands at 46.33%.
  • Its 2 year revenue growth rate is now at -26%.
  • Its year over year net cashflow from operations growth rate is now at 39.47%.
NICK's revenue has moved down $7,576,000 over the prior 15 months.

The table below shows NICK's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2021-03-31 56.02 14.623 8.351
2020-12-31 57.63 13.662 8.778
2020-09-30 58.129 16.002 5.304
2020-06-30 59.605 12.166 4.305
2020-03-31 62.095 10.485 3.466
2019-12-31 63.596 6.69 -3.575

NICK Stock Price Chart Interactive Chart >

Price chart for NICK

NICK Price/Volume Stats

Current price $11.00 52-week high $11.85
Prev. close $10.98 52-week low $6.94
Day low $10.66 Volume 989
Day high $11.01 Avg. volume 9,314
50-day MA $11.03 Dividend yield N/A
200-day MA $9.69 Market Cap 138.60M

Nicholas Financial, Inc. (NICK) Company Bio


Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2020, the company operated 43 branch offices located in Florida, Georgia, Ohio, Illinois, Indiana, Kentucky, Missouri, North Carolina, Alabama, South Carolina, Tennessee, Michigan, Kansas, Pennsylvania, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.

NICK Price Forecast Based on DCF Valuation

Current PriceDCF Fair Value Target: Forecasted Gain:
$11.00$3.69 -64%

The table below illustrates the output of a discounted cash flow forecast using a variety of scenarios for Nicholas Financial Inc. To summarize, we found that Nicholas Financial Inc ranked in the 28th percentile in terms of potential gain offered. We should note, though, that the most conservative analysis suggests this stock will yield negative results -- and thus may be a potential short opportunity. The most interesting components of our discounted cash flow analysis for Nicholas Financial Inc ended up being:

  • The stock's equity weight, or the proportion of capital from equity relative to debt, is 57. Notably, its equity weight is greater than only 24.32% of US equities in the Financial Services sector yielding a positive free cash flow.
  • Nicholas Financial Inc's effective tax rate, as measured by taxes paid relative to net income, is at 0 -- greater than only 0% of US stocks with positive free cash flow.


Terminal Growth Rate in Free Cash FlowReturn Relative to Current Share Price
0%-65%
1%-64%
2%-64%
3%-64%
4%-63%
5%-63%

Want more companies with a valuation profile/forecast similar to that of Nicholas Financial Inc? See BEN, ATAX, ARGO, GBLI, and FDS.


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Latest NICK News From Around the Web

Below are the latest news stories about Nicholas Financial Inc that investors may wish to consider to help them evaluate NICK as an investment opportunity.

Nicholas Financial''s Boise, Idaho Grand Opening

CLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK ) an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer announced today a grand opening celebration for our newest branch office in the Boise, Idaho market, located at 950 Fairview, Suite 170, Meridian, ID on June 15, 2021. The open house begins at 3:00 PM MDT, the official ribbon cutting ceremony will commence at 4:00 PM MDT and the celebration will continue until 5:00 PM Full story available on Benzinga.com

Benzinga | June 11, 2021

Nicholas Financials Boise, Idaho Grand Opening

CLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer announced today a grand opening celebration for our newest branch office in the Boise, Idaho market, located at 950 Fairview, Suite 170, Meridian, ID on June 15, 2021. The open house begins at 3:00 PM MDT, the official ribbon cutting ceremony will commence at 4:00 PM MDT and the celebration will continue until 5:00 PM MDT. Please contact the local office at 208-314-5769 for more information regarding the event.

Intrado Digital Media | June 11, 2021

Nicholas Financial’s Boise, Idaho Grand Opening

CLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our newest branch office in the Boise, Idaho market, located at 950 Fairview, Suite 170, Meridian, ID on June 15, 2021. The open house begins at 3:00 PM MDT, the official ribbon cutting ceremony will commence at 4:00 PM MDT and the celebrati

Yahoo | June 11, 2021

Here's Why We Think Nicholas Financial (NASDAQ:NICK) Is Well Worth Watching

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

Yahoo | June 3, 2021

Nicholas Financial: Fiscal Q4 Earnings Snapshot

CLEARWATER, Fla. (AP) _ Nicholas Financial Inc. (NICK) on Wednesday reported fiscal fourth-quarter net income of $1.9 million. The Clearwater, Florida-based company said it had profit of 24 cents per share. The specialized consumer finance company posted revenue of $13.3 million in the period. For the year, the company reported profit of $8.4 million, or []

CityNews Toronto | June 2, 2021

Read More 'NICK' Stories Here

NICK Price Returns

1-mo -2.48%
3-mo 5.67%
6-mo 19.83%
1-year N/A
3-year 20.61%
5-year 3.00%
YTD 31.26%
2020 1.70%
2019 -20.77%
2018 18.18%
2017 -25.99%
2016 2.06%

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