Below please find a table outlining a discounted cash flow forecast for NICK, in which we model out valuation assuming a variety of terminal growth rates. To summarize, we found that Nicholas Financial Inc ranked in the 47th percentile in terms of potential gain offered. We should note, though, that all scenearios modelled for this stock suggest it is overvalued. The most interesting components of our discounted cash flow analysis for Nicholas Financial Inc ended up being:
The company's compound free cash flow growth rate over the past 5.76 years comes in at -0.06%; that's greater than only 17.04% of US stocks we're applying DCF forecasting to.
The company has produced more trailing twelve month cash flow than merely 9.25% of its sector Financial Services.
19% of the company's capital comes from equity, which is greater than only 5.95% of stocks in our cash flow based forecasting set.
Terminal Growth Rate in Free Cash Flow
Return Relative to Current Share Price
Want more companies with a valuation profile/forecast similar to that of Nicholas Financial Inc? See SG, OFS, FCFS, SLF, and CME.
* Income year-over-year before income taxes for the three months ended June 30, 2020 increased by 133.2% compared to prior year first quarter * Pre-tax yield for the three months ended June 30, 2020 increased to 3.5% compared to 1.4% during the prior year first quarter. * Originations year-over-year on new Contracts purchased for the three months ended June 30, 2020 decreased by 11.9% compared to prior year first quarter * Originations year-over-year on Direct Loans for the three months ended June 30, 2020 increased by 18.0% compared to prior year first quarter * Accounts 60+ days delinquent decreased to 2.5%, excluding Chapter 13 bankruptcy accounts, compared to 3.0% as of the prior year first quarter * Net Portfolio Yield for the three months ended June 30, 2020 increased to 17...
An excerpt from the Hidden Value Stocks June 2020 Issue, featuring an interview with Andrew Oskoui, the portfolio manager and founder of Blue Tower Asset Management. Interview One – Andrew Oskoui: Blue Tower Asset Management Andrew Oskoui, CFA, is the portfolio manager and founder of Blue Tower Asset Management. Blue Tower combines quantitative and value philosophies by […]