Nicholas Financial, Inc. (NICK): Price and Financial Metrics
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NICK Stock Summary
- NICK has a higher market value than only 18.68% of US stocks; more precisely, its current market capitalization is $138,348,000.
- With a year-over-year growth in debt of -26.9%, Nicholas Financial Inc's debt growth rate surpasses merely 18.45% of about US stocks.
- Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for NICK comes in at 26.16% -- higher than that of 90.81% of stocks in our set.
- If you're looking for stocks that are quantitatively similar to Nicholas Financial Inc, a group of peers worth examining would be SATS, AKO.B, AGO, NMM, and FAMI.
- NICK's SEC filings can be seen here. And to visit Nicholas Financial Inc's official web site, go to www.nicholasfinancial.com.
NICK Valuation Summary
- In comparison to the median Financial Services stock, NICK's price/earnings ratio is 36.36% higher, now standing at 16.5.
- NICK's price/sales ratio has moved up 1.6 over the prior 243 months.
- NICK's EV/EBIT ratio has moved up 4.7 over the prior 243 months.
Below are key valuation metrics over time for NICK.
| Stock | Date | P/S | P/B | P/E | EV/EBIT |
|---|---|---|---|---|---|
| NICK | 2019-03-11 | 1.6 | 1.1 | 68.6 | 20.0 |
| NICK | 2018-03-01 | 1.3 | 1.1 | -40.4 | 26.4 |
| NICK | 2016-11-02 | 1.2 | 1.1 | 9.7 | 11.3 |
| NICK | 2014-04-04 | 2.1 | 1.4 | 10.3 | 8.6 |
| NICK | 2008-11-24 | 0.5 | 0.3 | 3.8 | 7.8 |
| NICK | 2002-01-02 | 1.0 | 1.2 | 5.1 | 7.0 |
NICK Growth Metrics
- The year over year price growth rate now stands at 46.33%.
- Its 2 year revenue growth rate is now at -26%.
- Its year over year net cashflow from operations growth rate is now at 39.47%.
The table below shows NICK's growth in key financial areas (numbers in millions of US dollars).
| Date | Revenue | Operating Cash Flow | Net Income to Common Stock |
|---|---|---|---|
| 2021-03-31 | 56.02 | 14.623 | 8.351 |
| 2020-12-31 | 57.63 | 13.662 | 8.778 |
| 2020-09-30 | 58.129 | 16.002 | 5.304 |
| 2020-06-30 | 59.605 | 12.166 | 4.305 |
| 2020-03-31 | 62.095 | 10.485 | 3.466 |
| 2019-12-31 | 63.596 | 6.69 | -3.575 |
NICK Stock Price Chart Interactive Chart >
NICK Price/Volume Stats
| Current price | $11.00 | 52-week high | $11.85 |
| Prev. close | $10.98 | 52-week low | $6.94 |
| Day low | $10.66 | Volume | 989 |
| Day high | $11.01 | Avg. volume | 9,314 |
| 50-day MA | $11.03 | Dividend yield | N/A |
| 200-day MA | $9.69 | Market Cap | 138.60M |
Nicholas Financial, Inc. (NICK) Company Bio
Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2020, the company operated 43 branch offices located in Florida, Georgia, Ohio, Illinois, Indiana, Kentucky, Missouri, North Carolina, Alabama, South Carolina, Tennessee, Michigan, Kansas, Pennsylvania, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.
NICK Price Forecast Based on DCF Valuation
| Current Price | DCF Fair Value Target: | Forecasted Gain: |
| $11.00 | $3.69 | -64% |
The table below illustrates the output of a discounted cash flow forecast using a variety of scenarios for Nicholas Financial Inc. To summarize, we found that Nicholas Financial Inc ranked in the 28th percentile in terms of potential gain offered. We should note, though, that the most conservative analysis suggests this stock will yield negative results -- and thus may be a potential short opportunity. The most interesting components of our discounted cash flow analysis for Nicholas Financial Inc ended up being:
- The stock's equity weight, or the proportion of capital from equity relative to debt, is 57. Notably, its equity weight is greater than only 24.32% of US equities in the Financial Services sector yielding a positive free cash flow.
- Nicholas Financial Inc's effective tax rate, as measured by taxes paid relative to net income, is at 0 -- greater than only 0% of US stocks with positive free cash flow.
| Terminal Growth Rate in Free Cash Flow | Return Relative to Current Share Price |
| 0% | -65% |
| 1% | -64% |
| 2% | -64% |
| 3% | -64% |
| 4% | -63% |
| 5% | -63% |
Want more companies with a valuation profile/forecast similar to that of Nicholas Financial Inc? See BEN, ATAX, ARGO, GBLI, and FDS.
Latest NICK News From Around the Web
Below are the latest news stories about Nicholas Financial Inc that investors may wish to consider to help them evaluate NICK as an investment opportunity.
Nicholas Financial''s Boise, Idaho Grand OpeningCLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK ) an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer announced today a grand opening celebration for our newest branch office in the Boise, Idaho market, located at 950 Fairview, Suite 170, Meridian, ID on June 15, 2021. The open house begins at 3:00 PM MDT, the official ribbon cutting ceremony will commence at 4:00 PM MDT and the celebration will continue until 5:00 PM Full story available on Benzinga.com |
Nicholas Financials Boise, Idaho Grand OpeningCLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer announced today a grand opening celebration for our newest branch office in the Boise, Idaho market, located at 950 Fairview, Suite 170, Meridian, ID on June 15, 2021. The open house begins at 3:00 PM MDT, the official ribbon cutting ceremony will commence at 4:00 PM MDT and the celebration will continue until 5:00 PM MDT. Please contact the local office at 208-314-5769 for more information regarding the event. |
Nicholas Financial’s Boise, Idaho Grand OpeningCLEARWATER, Fl, June 11, 2021 (GLOBE NEWSWIRE) -- Nicholas Financial, Inc. (NASDAQ: NICK) – an industry leading branch-based subprime auto lender focused on servicing the needs of the local independent dealer – announced today a grand opening celebration for our newest branch office in the Boise, Idaho market, located at 950 Fairview, Suite 170, Meridian, ID on June 15, 2021. The open house begins at 3:00 PM MDT, the official ribbon cutting ceremony will commence at 4:00 PM MDT and the celebrati |
Here's Why We Think Nicholas Financial (NASDAQ:NICK) Is Well Worth WatchingSome have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling... |
Nicholas Financial: Fiscal Q4 Earnings SnapshotCLEARWATER, Fla. (AP) _ Nicholas Financial Inc. (NICK) on Wednesday reported fiscal fourth-quarter net income of $1.9 million. The Clearwater, Florida-based company said it had profit of 24 cents per share. The specialized consumer finance company posted revenue of $13.3 million in the period. For the year, the company reported profit of $8.4 million, or [] |
NICK Price Returns
| 1-mo | -2.48% |
| 3-mo | 5.67% |
| 6-mo | 19.83% |
| 1-year | N/A |
| 3-year | 20.61% |
| 5-year | 3.00% |
| YTD | 31.26% |
| 2020 | 1.70% |
| 2019 | -20.77% |
| 2018 | 18.18% |
| 2017 | -25.99% |
| 2016 | 2.06% |
Continue Researching NICK
Want to do more research on Nicholas Financial Inc's stock and its price? Try the links below:Nicholas Financial Inc (NICK) Stock Price | Nasdaq
Nicholas Financial Inc (NICK) Stock Quote, History and News - Yahoo Finance
Nicholas Financial Inc (NICK) Stock Price and Basic Information | MarketWatch
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