OptimumBank Holdings, Inc. (OPHC): Price and Financial Metrics

OptimumBank Holdings, Inc. (OPHC): $3.90

0.03 (+0.78%)

POWR Rating

Component Grades













OPHC Stock Summary

  • OPHC has a market capitalization of $19,932,837 -- more than approximately only 3.14% of US stocks.
  • With a price/earnings ratio of 3.17, OptimumBank Holdings Inc P/E ratio is greater than that of about only 2.31% of stocks in our set with positive earnings.
  • In terms of twelve month growth in earnings before interest and taxes, OptimumBank Holdings Inc is reporting a growth rate of -492.45%; that's higher than merely 4.18% of US stocks.
  • If you're looking for stocks that are quantitatively similar to OptimumBank Holdings Inc, a group of peers worth examining would be BUSE, FVCB, BFC, BHB, and FBMS.
  • OPHC's SEC filings can be seen here. And to visit OptimumBank Holdings Inc's official web site, go to www.optimumbank.com.

OPHC Valuation Summary

  • OPHC's price/sales ratio is 3.2; this is 166.67% higher than that of the median Financial Services stock.
  • OPHC's price/sales ratio has moved down 2.4 over the prior 212 months.
  • Over the past 212 months, OPHC's price/sales ratio has gone down 2.4.

Below are key valuation metrics over time for OPHC.

Stock Date P/S P/B P/E EV/EBIT
OPHC 2020-10-28 2.5 0.9 -7.0 -8.5
OPHC 2017-11-02 0.6 0.8 -4.1 -16.8
OPHC 2014-01-09 -41.2 6.0 -1.8 -4.3
OPHC 2013-01-30 5.6 2.0 -7.4 -10.4
OPHC 2009-03-06 2.1 0.6 9.2 55.4
OPHC 2006-12-27 4.6 1.5 15.7 30.7

OPHC Growth Metrics

    Its 5 year revenue growth rate is now at -14.33%.
  • The 4 year net cashflow from operations growth rate now stands at -195.24%.
  • Its 5 year net income to common stockholders growth rate is now at -391.05%.
OPHC's revenue has moved up $5,102,000 over the prior 34 months.

The table below shows OPHC's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2021-12-31 10.005 3.763 6.296
2021-09-30 8.252 0.562 2.078
2021-06-30 6.571 0.653 0.665
2021-03-31 5.27 -1.176 -0.126
2020-12-31 4.264 -1.458 -0.782
2020-09-30 3.522 -1.51 -1.395

OPHC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • OPHC has a Quality Grade of D, ranking ahead of 13.05% of graded US stocks.
  • OPHC's asset turnover comes in at 0.027 -- ranking 414th of 436 Banking stocks.
  • CIZN, LMFA, and MCB are the stocks whose asset turnover ratios are most correlated with OPHC.

The table below shows OPHC's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.027 1 0.003
2021-03-31 0.024 1 -0.001
2020-12-31 0.022 1 -0.004
2020-09-30 0.021 1 -0.009
2020-06-30 0.023 1 -0.008
2020-03-31 0.028 1 -0.010

OPHC Stock Price Chart Interactive Chart >

Price chart for OPHC

OPHC Price/Volume Stats

Current price $3.90 52-week high $7.27
Prev. close $3.87 52-week low $3.73
Day low $3.90 Volume 207
Day high $3.90 Avg. volume 39,122
50-day MA $4.10 Dividend yield N/A
200-day MA $4.43 Market Cap 19.10M

OptimumBank Holdings, Inc. (OPHC) Company Bio

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. It operates through three banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

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Latest OPHC News From Around the Web

Below are the latest news stories about OptimumBank Holdings Inc that investors may wish to consider to help them evaluate OPHC as an investment opportunity.

OptimumBank reports FY results

OptimumBank press release (OPHC): FY net income of $5.41M.Loans increased 63% Y/Y to $247.90M.Noninterest income generated was $143M, an increase of 406%. The Bank ended the year

Seeking Alpha | February 2, 2022

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Full Year Results for OptimumBank (the “Bank”)

Fort Lauderdale, FL, Feb. 01, 2022 (GLOBE NEWSWIRE) -- OptimumBank (the “Bank”) ended the year with a net income of $5,412,000, which included a tax benefit of $1,550,000. Excluding the non-cash provision expense and tax benefit, the Bank earned $5,035,000, a 415% increase over the prior year’s amount of $978,000. Loans increased 63% year-over-year to $247,902,000. Noninterest income generated was $1,433,000, an increase of 406%. This growth was accomplished while staying well capitalized throug

Yahoo | February 1, 2022

OptimumBank (OPHC) and Its Rivals Financial Comparison

OptimumBank (NASDAQ: OPHC) is one of 169 publicly-traded companies in the National commercial banks industry, but how does it contrast to its rivals? We will compare OptimumBank to related companies based on the strength of its valuation, institutional ownership, dividends, earnings, analyst recommendations, risk and profitability. Profitability This table compares OptimumBank and its rivals net []

Dakota Financial News | December 13, 2021

Reviewing First Bancorp (NASDAQ:FNLC) and OptimumBank (NASDAQ:OPHC)

First Bancorp (NASDAQ:FNLC) and OptimumBank (NASDAQ:OPHC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, risk, analyst recommendations, earnings, dividends and institutional ownership. Earnings & Valuation This table compares First Bancorp and OptimumBanks gross revenue, earnings per share and []

Dakota Financial News | December 10, 2021

OptimumBank (OPHC) and Its Rivals Head-To-Head Review

OptimumBank (NASDAQ: OPHC) is one of 169 public companies in the National commercial banks industry, but how does it weigh in compared to its competitors? We will compare OptimumBank to related companies based on the strength of its earnings, valuation, institutional ownership, dividends, profitability, risk and analyst recommendations. Analyst Recommendations This is a summary of []

Transcript Daily | December 6, 2021

Read More 'OPHC' Stories Here

OPHC Price Returns

1-mo -9.30%
3-mo -4.41%
6-mo -0.76%
1-year -19.16%
3-year 11.43%
5-year 30.43%
YTD -0.76%
2021 16.62%
2020 21.66%
2019 N/A
2018 0.00%
2017 24.34%

Continue Researching OPHC

Want to see what other sources are saying about OptimumBank Holdings Inc's financials and stock price? Try the links below:

OptimumBank Holdings Inc (OPHC) Stock Price | Nasdaq
OptimumBank Holdings Inc (OPHC) Stock Quote, History and News - Yahoo Finance
OptimumBank Holdings Inc (OPHC) Stock Price and Basic Information | MarketWatch

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