OptimumBank Holdings, Inc. (OPHC): Price and Financial Metrics

OptimumBank Holdings, Inc. (OPHC): $3.22

0.01 (+0.31%)

POWR Rating

Component Grades













OPHC Stock Summary

  • OPHC has a higher market value than only 9.39% of US stocks; more precisely, its current market capitalization is $23,838,720.
  • The price/operating cash flow metric for OPTIMUMBANK HOLDINGS INC is higher than just 10.75% of stocks in our set with a positive cash flow.
  • With a year-over-year growth in debt of -38.33%, OPTIMUMBANK HOLDINGS INC's debt growth rate surpasses merely 7.7% of about US stocks.
  • If you're looking for stocks that are quantitatively similar to OPTIMUMBANK HOLDINGS INC, a group of peers worth examining would be HTBK, NECB, FBK, TBBK, and EQBK.
  • Visit OPHC's SEC page to see the company's official filings. To visit the company's web site, go to www.optimumbank.com.

OPHC Valuation Summary

  • OPHC's EV/EBIT ratio is -6.6; this is 160.55% lower than that of the median Financial Services stock.
  • Over the past 231 months, OPHC's price/earnings ratio has gone down 13.6.

Below are key valuation metrics over time for OPHC.

Stock Date P/S P/B P/E EV/EBIT
OPHC 2023-03-17 1.6 0.4 6.0 -6.6
OPHC 2023-03-16 1.5 0.4 5.9 -6.7
OPHC 2023-03-15 1.5 0.4 5.8 -6.7
OPHC 2023-03-14 1.6 0.4 6.0 -6.5
OPHC 2023-03-13 1.6 0.4 5.9 -6.6
OPHC 2023-03-10 1.7 0.4 6.6 -6.1

OPHC Growth Metrics

    The 2 year cash and equivalents growth rate now stands at 282.21%.
  • Its 5 year price growth rate is now at -26.52%.
  • The 4 year cash and equivalents growth rate now stands at 6.23%.
Over the past 49 months, OPHC's revenue has gone up $8,759,000.

The table below shows OPHC's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-09-30 14.185 10.539 7.06
2022-06-30 13.168 6.724 7.304
2022-03-31 11.603 5.159 6.803
2021-12-31 10.005 3.763 6.296
2021-09-30 8.252 0.562 2.078
2021-06-30 6.571 0.653 0.665

OPHC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • OPHC has a Quality Grade of D, ranking ahead of 13.05% of graded US stocks.
  • OPHC's asset turnover comes in at 0.027 -- ranking 414th of 436 Banking stocks.
  • CIZN, LMFA, and MCB are the stocks whose asset turnover ratios are most correlated with OPHC.

The table below shows OPHC's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.027 1 0.003
2021-03-31 0.024 1 -0.001
2020-12-31 0.022 1 -0.004
2020-09-30 0.021 1 -0.009
2020-06-30 0.023 1 -0.008
2020-03-31 0.028 1 -0.010

OPHC Stock Price Chart Interactive Chart >

Price chart for OPHC

OPHC Price/Volume Stats

Current price $3.22 52-week high $4.80
Prev. close $3.21 52-week low $2.98
Day low $3.21 Volume 20,100
Day high $3.23 Avg. volume 7,342
50-day MA $3.80 Dividend yield N/A
200-day MA $4.07 Market Cap 23.35M

OptimumBank Holdings, Inc. (OPHC) Company Bio

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as Internet banking services. It operates through three banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

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Latest OPHC News From Around the Web

Below are the latest news stories about OPTIMUMBANK HOLDINGS INC that investors may wish to consider to help them evaluate OPHC as an investment opportunity.

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Yahoo | February 23, 2023

OptimumBank (the "Bank") Announces OptimumBank’s Entry into SMALL BUSINESS ADMINISTRATION (SBA) National Lending

Fort Lauderdale, FL, Feb. 22, 2023 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc. (OPHC-NASDAQ). OptimumBank is excited to announce its entry into providing government loans to small and middle market companies. President and Chief Executive Officer Tim Terry, has selected Chris Tomlinson to head the division as Vice President, SBA Director. Mr. Tomlinson started his career in 2005, as a financial business specialist and has served in various commercial banking positions. Chris is a seasoned cor

Yahoo | February 22, 2023

If EPS Growth Is Important To You, OptimumBank Holdings (NASDAQ:OPHC) Presents An Opportunity

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...

Yahoo | February 2, 2023

OptimumBank Holdings Third Quarter 2022 Earnings: EPS: US$0.11 (vs US$0.21 in 3Q 2021)

OptimumBank Holdings ( NASDAQ:OPHC ) Third Quarter 2022 Results Key Financial Results Revenue: US$3.62m (up 39% from 3Q...

Yahoo | November 13, 2022

OptimumBank Holdings, Inc. (OPHC-NASDAQ) Announces Third Quarter Results

Fort Lauderdale, FL, Nov. 11, 2022 (GLOBE NEWSWIRE) -- OptimumBank Holdings, Inc., (the “Company”) ended the third quarter of 2022 with a pre-tax income of $903,000, after a loan loss provision of $1,374,000. Total Assets are $544.8 million, and the loan portfolio increased this quarter to $438.1 million or by 23.9% over the prior quarter’s ending balance amount of $353.5 million. The third quarter net interest margin was 3.53%, down 51 basis points compared to the previous quarter. The loan por

Yahoo | November 11, 2022

Read More 'OPHC' Stories Here

OPHC Price Returns

1-mo -16.36%
3-mo -21.27%
6-mo -20.88%
1-year -23.52%
3-year N/A
5-year -23.88%
YTD -21.27%
2022 4.07%
2021 16.62%
2020 21.66%
2019 N/A
2018 0.00%

Continue Researching OPHC

Want to see what other sources are saying about OptimumBank Holdings Inc's financials and stock price? Try the links below:

OptimumBank Holdings Inc (OPHC) Stock Price | Nasdaq
OptimumBank Holdings Inc (OPHC) Stock Quote, History and News - Yahoo Finance
OptimumBank Holdings Inc (OPHC) Stock Price and Basic Information | MarketWatch

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