Old Second Bancorp, Inc. (OSBC): Price and Financial Metrics

Old Second Bancorp, Inc. (OSBC): $13.67

-0.04 (-0.29%)

POWR Rating

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Industry: Midwest Regional Banks




#17 of 47

in industry

OSBC Price/Volume Stats

Current price $13.67 52-week high $17.80
Prev. close $13.71 52-week low $10.79
Day low $13.45 Volume 186,295
Day high $13.74 Avg. volume 188,300
50-day MA $12.58 Dividend yield 1.58%
200-day MA $14.83 Market Cap 610.57M

OSBC Stock Price Chart Interactive Chart >


  • Sentiment is the dimension where OSBC ranks best; there it ranks ahead of 73.97% of US stocks.
  • The strongest trend for OSBC is in Value, which has been heading up over the past 179 days.
  • OSBC's current lowest rank is in the Quality metric (where it is better than 22.49% of US stocks).

OSBC Stock Summary

  • OSBC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 94.48% of US stocks.
  • With a year-over-year growth in debt of 161.07%, OLD SECOND BANCORP INC's debt growth rate surpasses 91.51% of about US stocks.
  • Over the past twelve months, OSBC has reported earnings growth of 279.79%, putting it ahead of 94.84% of US stocks in our set.
  • Stocks with similar financial metrics, market capitalization, and price volatility to OLD SECOND BANCORP INC are MRBK, FBP, ORRF, SSBK, and USCB.
  • OSBC's SEC filings can be seen here. And to visit OLD SECOND BANCORP INC's official web site, go to www.oldsecond.com.

OSBC Valuation Summary

  • OSBC's price/earnings ratio is 6.8; this is 20% lower than that of the median Financial Services stock.
  • OSBC's price/earnings ratio has moved down 8.6 over the prior 243 months.

Below are key valuation metrics over time for OSBC.

Stock Date P/S P/B P/E EV/EBIT
OSBC 2023-05-19 2.1 1.1 6.8 8.4
OSBC 2023-05-18 2.1 1.1 6.9 8.5
OSBC 2023-05-17 2.1 1.1 6.8 8.5
OSBC 2023-05-16 2.0 1.0 6.3 8.1
OSBC 2023-05-15 2.0 1.0 6.4 8.2
OSBC 2023-05-12 2.0 1.0 6.4 8.1

OSBC Growth Metrics

    The year over year cash and equivalents growth rate now stands at 43.94%.
  • Its 4 year revenue growth rate is now at 28.98%.
  • The 3 year cash and equivalents growth rate now stands at 1473.48%.
Over the past 15 months, OSBC's revenue has gone up $60,441,000.

The table below shows OSBC's growth in key financial areas (numbers in millions of US dollars).

Date Revenue Operating Cash Flow Net Income to Common Stock
2022-09-30 198.213 40.342 34.723
2022-06-30 169.106 33.652 23.612
2022-03-31 148.554 15.935 20.185
2021-12-31 131.668 31.047 20.044
2021-09-30 137.336 59.998 37.158
2021-06-30 137.772 29.669 39.011

OSBC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.
  • OSBC has a Quality Grade of C, ranking ahead of 54.57% of graded US stocks.
  • OSBC's asset turnover comes in at 0.044 -- ranking 114th of 428 Banking stocks.
  • TREE, ESXB, and NBTB are the stocks whose asset turnover ratios are most correlated with OSBC.

The table below shows OSBC's key quality metrics over time.

Period Asset Turnover Gross Margin ROIC
2021-06-30 0.044 1 0.019
2021-03-31 0.045 1 0.019
2020-12-31 0.041 1 0.013
2020-09-30 0.042 1 0.014
2020-06-30 0.045 1 0.015
2020-03-31 0.046 1 0.015

OSBC Price Target

For more insight on analysts targets of OSBC, see our OSBC price target page. And for a list of of all stocks sorted by upside potential based on analyst target price, see our Top Price Target page.

Average Price Target $14.40 Average Broker Recommendation 1.4 (Strong Buy)

Old Second Bancorp, Inc. (OSBC) Company Bio

Old Second Bancorp operates as a holding company for Old Second National Bank that provides a range of banking services for clients in Aurora, Illinois and its surrounding communities, as well as in the Chicago metropolitan area. The company was founded in 1982 and is based in Aurora, Illinois.

OSBC Latest News Stream

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Latest OSBC News From Around the Web

Below are the latest news stories about OLD SECOND BANCORP INC that investors may wish to consider to help them evaluate OSBC as an investment opportunity.

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Graycliff Partners’ Growth Investment in Republic Electric Company

O2 Sponsor Finance, a division of Old Second National Bank, today announced that it provided senior secured credit facilities to support Graycliff Partners' growth investment in Republic Electric Company ("Republic").

Yahoo | May 4, 2023

Q1 2023 Old Second Bancorp Inc Earnings Call

Q1 2023 Old Second Bancorp Inc Earnings Call

Yahoo | April 21, 2023

Old Second Bancorp (OSBC) Q1 Earnings and Revenues Miss Estimates

Old Second Bancorp (OSBC) delivered earnings and revenue surprises of -3.70% and 3.98%, respectively, for the quarter ended March 2023. Do the numbers hold clues to what lies ahead for the stock?

Yahoo | April 19, 2023

Old Second Bancorp, Inc. Reports First Quarter 2023 Net Income of $23.6 Million, or $0.52 per Diluted Share

Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the first quarter of 2023.

Yahoo | April 19, 2023

Old Second Bancorp (OSBC) Earnings Expected to Grow: Should You Buy?

Old Second Bancorp (OSBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Yahoo | April 19, 2023

Read More 'OSBC' Stories Here

OSBC Price Returns

1-mo 21.19%
3-mo -8.00%
6-mo -18.08%
1-year -8.67%
3-year 58.43%
5-year -5.49%
YTD -14.15%
2022 29.23%
2021 26.26%
2020 -24.70%
2019 3.93%
2018 -4.50%

OSBC Dividends

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