Primerica, Inc. (PRI): Price and Financial Metrics

PRI POWR Grades

• PRI scores best on the Sentiment dimension, with a Sentiment rank ahead of 91.29% of US stocks.
• PRI's strongest trending metric is Growth; it's been moving down over the last 51 weeks.
• PRI's current lowest rank is in the Value metric (where it is better than 23.42% of US stocks).

PRI Stock Summary

• PRI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 86.18% of US stocks.
• With a year-over-year growth in debt of 28.19%, Primerica Inc's debt growth rate surpasses 81.27% of about US stocks.
• In terms of volatility of its share price, PRI is more volatile than only 5.72% of stocks we're observing.
• Stocks that are quantitatively similar to PRI, based on their financial statements, market capitalization, and price volatility, are TCBK, PBCT, CSTR, CIT, and PRA.
• Visit PRI's SEC page to see the company's official filings. To visit the company's web site, go to www.primerica.com.

PRI Valuation Summary

• PRI's price/sales ratio is 2.4; this is 25% lower than that of the median Financial Services stock.
• PRI's price/sales ratio has moved up 1.7 over the prior 139 months.
• Over the past 139 months, PRI's EV/EBIT ratio has gone up 8.3.

Below are key valuation metrics over time for PRI.

PRI Growth Metrics

• Its 4 year price growth rate is now at 100.86%.
• The year over year price growth rate now stands at 62%.
• Its 5 year cash and equivalents growth rate is now at 79.31%.

Over the past 33 months, PRI's revenue has gone up $603,726,000.

The table below shows PRI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	2,459.186	601.785	438.219
2021-03-31	2,330.315	631.353	411.567
2020-12-31	2,217.541	643.417	386.164
2020-09-30	2,151.171	568.135	379.637
2020-06-30	2,103.363	616.853	363.759
2020-03-31	2,082.45	550.614	359.695

PRI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PRI has a Quality Grade of C, ranking ahead of 58.35% of graded US stocks.
• PRI's asset turnover comes in at 0.164 -- ranking 96th of 133 Insurance stocks.
• UIHC, TRUP, and AJG are the stocks whose asset turnover ratios are most correlated with PRI.

The table below shows PRI's key quality metrics over time.