Primerica, Inc. (PRI): Price and Financial Metrics

PRI POWR Grades

• PRI scores best on the Stability dimension, with a Stability rank ahead of 87.8% of US stocks.
• The strongest trend for PRI is in Growth, which has been heading up over the past 163 days.
• PRI's current lowest rank is in the Value metric (where it is better than 22.48% of US stocks).

PRI Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 7.84 for Primerica Inc; that's greater than it is for 86.4% of US stocks.
• With a year-over-year growth in debt of 33.04%, Primerica Inc's debt growth rate surpasses 81.33% of about US stocks.
• The volatility of Primerica Inc's share price is greater than that of merely 11.07% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to Primerica Inc are PBCT, TCBK, FULT, TRMK, and TDS.
• PRI's SEC filings can be seen here. And to visit Primerica Inc's official web site, go to www.primerica.com.

PRI Valuation Summary

• PRI's price/sales ratio is 2.4; this is 25% lower than that of the median Financial Services stock.
• PRI's price/sales ratio has moved up 1.7 over the prior 139 months.
• Over the past 139 months, PRI's EV/EBIT ratio has gone up 8.3.

Below are key valuation metrics over time for PRI.

PRI Growth Metrics

Its 2 year net cashflow from operations growth rate is now at 44%.
• The 4 year revenue growth rate now stands at 46.26%.
• Its 2 year net income to common stockholders growth rate is now at -1.16%.

Over the past 15 months, PRI's revenue has gone up $480,601,000.

The table below shows PRI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	2,583.964	674.585	438.574
2021-06-30	2,459.186	601.785	438.219
2021-03-31	2,330.315	631.353	411.567
2020-12-31	2,217.541	643.417	386.164
2020-09-30	2,151.171	568.135	379.637
2020-06-30	2,103.363	616.853	363.759

PRI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• PRI has a Quality Grade of C, ranking ahead of 59.52% of graded US stocks.
• PRI's asset turnover comes in at 0.164 -- ranking 96th of 133 Insurance stocks.
• UIHC, TRUP, and AJG are the stocks whose asset turnover ratios are most correlated with PRI.

The table below shows PRI's key quality metrics over time.