Regional Management Corp. (RM): Price and Financial Metrics

RM POWR Grades

• RM scores best on the Quality dimension, with a Quality rank ahead of 91.88% of US stocks.
• RM's strongest trending metric is Momentum; it's been moving down over the last 179 days.
• RM ranks lowest in Sentiment; there it ranks in the 52nd percentile.

RM Stock Summary

• With a price/earnings ratio of 5.38, Regional Management Corp P/E ratio is greater than that of about only 7.59% of stocks in our set with positive earnings.
• The price/operating cash flow metric for Regional Management Corp is higher than only 7.67% of stocks in our set with a positive cash flow.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for RM comes in at -53.11% -- higher than that of only 8.46% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to Regional Management Corp are NXST, MCRI, NP, CLH, and NNBR.
• RM's SEC filings can be seen here. And to visit Regional Management Corp's official web site, go to www.regionalmanagement.com.

RM Valuation Summary

• RM's price/earnings ratio is 8.2; this is 25.45% lower than that of the median Financial Services stock.
• RM's price/sales ratio has moved down 0.4 over the prior 114 months.
• Over the past 114 months, RM's EV/EBIT ratio has gone up 1.4.

Below are key valuation metrics over time for RM.

RM Growth Metrics

Its 3 year price growth rate is now at 42.84%.
• Its 4 year cash and equivalents growth rate is now at 279.74%.
• The 2 year price growth rate now stands at -56.28%.

Over the past 33 months, RM's revenue has gone up $99,605,000.

The table below shows RM's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	406.311	183.464	82.256
2021-06-30	385.389	174.124	71.273
2021-03-31	375.563	170.351	58.577
2020-12-31	373.906	172.582	26.73
2020-09-30	374.446	175.311	28.066
2020-06-30	375.615	182.564	29.4

RM's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• RM has a Quality Grade of B, ranking ahead of 92.69% of graded US stocks.
• RM's asset turnover comes in at 0.345 -- ranking 21st of 428 Banking stocks.
• PFS, ESXB, and LC are the stocks whose asset turnover ratios are most correlated with RM.

The table below shows RM's key quality metrics over time.