Regional Management Corp. (RM): Price and Financial Metrics

RM POWR Grades

• Quality is the dimension where RM ranks best; there it ranks ahead of 92.38% of US stocks.
• RM's strongest trending metric is Growth; it's been moving up over the last 48 weeks.
• RM's current lowest rank is in the Growth metric (where it is better than 63.76% of US stocks).

RM Stock Summary

• The price/operating cash flow metric for Regional Management Corp is higher than just 11.38% of stocks in our set with a positive cash flow.
• The volatility of Regional Management Corp's share price is greater than that of 83.76% US stocks with at least 200 days of trading history.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for RM comes in at -17.54% -- higher than that of only 14.59% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Regional Management Corp, a group of peers worth examining would be RLGY, NXST, DY, CLH, and NI.
• Visit RM's SEC page to see the company's official filings. To visit the company's web site, go to www.regionalmanagement.com.

RM Valuation Summary

• RM's price/earnings ratio is 8.2; this is 25.45% lower than that of the median Financial Services stock.
• RM's price/sales ratio has moved down 0.4 over the prior 114 months.
• Over the past 114 months, RM's EV/EBIT ratio has gone up 1.4.

Below are key valuation metrics over time for RM.

RM Growth Metrics

• The 2 year net cashflow from operations growth rate now stands at 51.12%.
• Its 2 year net income to common stockholders growth rate is now at -2.18%.
• Its 3 year price growth rate is now at 42.84%.

RM's revenue has moved up $135,748,000 over the prior 52 months.

The table below shows RM's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	385.389	174.124	71.273
2021-03-31	375.563	170.351	58.577
2020-12-31	373.906	172.582	26.73
2020-09-30	374.446	175.311	28.066
2020-06-30	375.615	182.564	29.4
2020-03-31	370.039	178.922	30.299

RM's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• RM has a Quality Grade of B, ranking ahead of 92.38% of graded US stocks.
• RM's asset turnover comes in at 0.348 -- ranking 20th of 437 Banking stocks.
• LC, BOTJ, and ESQ are the stocks whose asset turnover ratios are most correlated with RM.

The table below shows RM's key quality metrics over time.