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Regional Management Corp. (RM) Company Bio

Regional Management Corporation is a diversified specialty consumer finance company providing a broad array of loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other traditional lenders. The company was founded in 1987 and is based in Greenville, South Carolina.

RM Price Forecast Based on DCF Valuation

We started the process of determining a valid price forecast for Regional Management Corp with a discounted cash flow analysis -- the results of which can be found in the table below. To summarize, we found that Regional Management Corp ranked in the 86st percentile in terms of potential gain offered. Specifically, our DCF analysis implies the stock is trading below its fair value by an estimated 593.17%. The most interesting components of our discounted cash flow analysis for Regional Management Corp ended up being:

• 30% of the company's capital comes from equity, which is greater than just 8.91% of stocks in our cash flow based forecasting set.
• The business' balance sheet suggests that 70% of the company's capital is sourced from debt; this is greater than 91.05% of the free cash flow producing stocks we're observing.
• The company's cost of debt, derived from its interest coverage, tax rate, and market capitalization, is greater than 64.85% of stocks in its sector (Financial Services).

Want more companies with a valuation profile/forecast similar to that of Regional Management Corp? See ECPG, ONDK, MMAC, LFC, and BGCP.