Sandy Spring Bancorp, Inc. (SASR): Price and Financial Metrics

SASR POWR Grades

• Stability is the dimension where SASR ranks best; there it ranks ahead of 93.07% of US stocks.
• SASR's strongest trending metric is Stability; it's been moving up over the last 179 days.
• SASR's current lowest rank is in the Growth metric (where it is better than 2.91% of US stocks).

SASR Stock Summary

• SASR's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.76% of US stocks.
• With a year-over-year growth in debt of -72.7%, Sandy Spring Bancorp Inc's debt growth rate surpasses only 3.85% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for SASR comes in at 48.13% -- higher than that of 96.88% of stocks in our set.
• Stocks that are quantitatively similar to SASR, based on their financial statements, market capitalization, and price volatility, are CCNE, CVLY, PFC, FBP, and GABC.
• SASR's SEC filings can be seen here. And to visit Sandy Spring Bancorp Inc's official web site, go to www.sandyspringbank.com.

SASR Valuation Summary

• SASR's EV/EBIT ratio is 5.6; this is 34.88% lower than that of the median Financial Services stock.
• SASR's EV/EBIT ratio has moved down 22.5 over the prior 243 months.
• Over the past 243 months, SASR's EV/EBIT ratio has gone down 22.5.

Below are key valuation metrics over time for SASR.

SASR Growth Metrics

Its 3 year cash and equivalents growth rate is now at -16.15%.
• Its 2 year price growth rate is now at -40.88%.
• The 5 year net income to common stockholders growth rate now stands at 113.83%.

SASR's revenue has moved up $245,321,000 over the prior 15 months.

The table below shows SASR's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	572.129	216.398	235.107
2021-09-30	582.46	213.313	246.365
2021-06-30	563.104	176.39	234.031
2021-03-31	490.347	156.985	162.43
2020-12-31	380.206	141.981	96.953
2020-09-30	326.808	139.331	68.748

SASR's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• SASR has a Quality Grade of C, ranking ahead of 56.19% of graded US stocks.
• SASR's asset turnover comes in at 0.044 -- ranking 116th of 430 Banking stocks.
• COF, UNTY, and UMPQ are the stocks whose asset turnover ratios are most correlated with SASR.

The table below shows SASR's key quality metrics over time.