The Community Financial Corporation (TCFC): Price and Financial Metrics

TCFC POWR Grades

• Sentiment is the dimension where TCFC ranks best; there it ranks ahead of 96.74% of US stocks.
• TCFC's strongest trending metric is Sentiment; it's been moving up over the last 48 weeks.
• TCFC ranks lowest in Quality; there it ranks in the 33rd percentile.

TCFC Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.69 for Community Financial Corp; that's greater than it is for 92.84% of US stocks.
• With a year-over-year growth in debt of -70.26%, Community Financial Corp's debt growth rate surpasses just 4.97% of about US stocks.
• Community Financial Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 79.23%, greater than the shareholder yield of 97.41% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Community Financial Corp, a group of peers worth examining would be OSBC, CVLY, FNCB, SRCE, and BMTC.
• TCFC's SEC filings can be seen here. And to visit Community Financial Corp's official web site, go to www.cbtc.com.

TCFC Valuation Summary

• TCFC's price/earnings ratio is 9.3; this is 15.45% lower than that of the median Financial Services stock.
• TCFC's price/sales ratio has moved down 0.9 over the prior 189 months.
• Over the past 189 months, TCFC's price/sales ratio has gone down 0.9.

Below are key valuation metrics over time for TCFC.

TCFC Growth Metrics

• Its 5 year price growth rate is now at 1.47%.
• The year over year price growth rate now stands at 57.91%.
• The 4 year price growth rate now stands at 2.56%.

Over the past 33 months, TCFC's revenue has gone up $16,991,000.

The table below shows TCFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	68.85	33.622	22.669
2021-03-31	64.833	29.261	19.687
2020-12-31	58.633	28.083	16.136
2020-09-30	56.012	23.578	14.072
2020-06-30	55.792	23.39	13.966
2020-03-31	55.946	19.991	14.143

TCFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TCFC has a Quality Grade of C, ranking ahead of 33.9% of graded US stocks.
• TCFC's asset turnover comes in at 0.032 -- ranking 345th of 437 Banking stocks.
• RNST, BOKF, and SSB are the stocks whose asset turnover ratios are most correlated with TCFC.

The table below shows TCFC's key quality metrics over time.