The Community Financial Corporation (TCFC): Price and Financial Metrics

TCFC Stock Summary

• TCFC's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.5% of US stocks.
• In terms of volatility of its share price, TCFC is more volatile than only 12.14% of stocks we're observing.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for TCFC comes in at 11.06% -- higher than that of 85.45% of stocks in our set.
• Stocks that are quantitatively similar to TCFC, based on their financial statements, market capitalization, and price volatility, are CZNC, CPF, FNCB, HTLF, and FFWM.
• Visit TCFC's SEC page to see the company's official filings. To visit the company's web site, go to www.cbtc.com.

TCFC Valuation Summary

• TCFC's price/earnings ratio is 9.3; this is 15.45% lower than that of the median Financial Services stock.
• TCFC's price/sales ratio has moved down 0.9 over the prior 189 months.
• Over the past 189 months, TCFC's price/sales ratio has gone down 0.9.

Below are key valuation metrics over time for TCFC.

TCFC Growth Metrics

Its 4 year net cashflow from operations growth rate is now at 96.63%.
• The year over year revenue growth rate now stands at 15.88%.
• Its year over year net cashflow from operations growth rate is now at 46.37%.

Over the past 70 months, TCFC's revenue has gone up $35,391,000.

The table below shows TCFC's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	73.754	33.217	25.886
2021-09-30	72.325	38.57	25.274
2021-06-30	68.85	33.622	22.669
2021-03-31	64.833	29.261	19.687
2020-12-31	58.633	28.083	16.136
2020-09-30	56.012	23.578	14.072

TCFC's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• TCFC has a Quality Grade of C, ranking ahead of 33.76% of graded US stocks.
• TCFC's asset turnover comes in at 0.032 -- ranking 339th of 430 Banking stocks.
• RNST, BOKF, and SSB are the stocks whose asset turnover ratios are most correlated with TCFC.

The table below shows TCFC's key quality metrics over time.