UMB Financial Corporation (UMBF): Price and Financial Metrics

UMBF POWR Grades

• Momentum is the dimension where UMBF ranks best; there it ranks ahead of 78.32% of US stocks.
• UMBF's strongest trending metric is Growth; it's been moving down over the last 179 days.
• UMBF ranks lowest in Quality; there it ranks in the 26th percentile.

UMBF Stock Summary

• UMB FINANCIAL CORP's stock had its IPO on March 27, 1990, making it an older stock than 85.79% of US equities in our set.
• UMBF's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 96.3% of US stocks.
• The volatility of UMB FINANCIAL CORP's share price is greater than that of only 3.96% US stocks with at least 200 days of trading history.
• Stocks that are quantitatively similar to UMBF, based on their financial statements, market capitalization, and price volatility, are BOH, CALB, SFST, CAC, and PBHC.
• Visit UMBF's SEC page to see the company's official filings. To visit the company's web site, go to www.umb.com.

UMBF Valuation Summary

• UMBF's price/sales ratio is 3; this is 3.45% higher than that of the median Financial Services stock.
• Over the past 243 months, UMBF's price/sales ratio has gone up 1.1.

Below are key valuation metrics over time for UMBF.

UMBF Growth Metrics

Its 5 year price growth rate is now at -30.02%.
• The 4 year revenue growth rate now stands at 3.61%.
• The year over year price growth rate now stands at -4.84%.

UMBF's revenue has moved up $324,494,000 over the prior 33 months.

The table below shows UMBF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,389.319	796.829	410.005
2022-06-30	1,371.783	762.634	416.482
2022-03-31	1,292.717	614.194	366.338
2021-12-31	1,262.696	534.082	353.018
2021-09-30	1,359.809	520.327	430.842
2021-06-30	1,318.517	449.17	409.467

UMBF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UMBF has a Quality Grade of C, ranking ahead of 31% of graded US stocks.
• UMBF's asset turnover comes in at 0.038 -- ranking 213th of 428 Banking stocks.
• HFBL, SFBS, and CVLY are the stocks whose asset turnover ratios are most correlated with UMBF.

The table below shows UMBF's key quality metrics over time.