UMB Financial Corporation (UMBF): Price and Financial Metrics

UMBF POWR Grades

• UMBF scores best on the Momentum dimension, with a Momentum rank ahead of 92.69% of US stocks.
• UMBF's strongest trending metric is Growth; it's been moving up over the last 177 days.
• UMBF ranks lowest in Value; there it ranks in the 37th percentile.

UMBF Stock Summary

• UMBF's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 246.97 -- higher than 90.76% of US-listed equities with positive expected earnings growth.
• UMBF's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 96.03% of US stocks.
• The volatility of UMB FINANCIAL CORP's share price is greater than that of just 14.23% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to UMB FINANCIAL CORP are PBHC, PWOD, ZION, TCFC, and FDBC.
• UMBF's SEC filings can be seen here. And to visit UMB FINANCIAL CORP's official web site, go to www.umb.com.

UMBF Valuation Summary

• In comparison to the median Financial Services stock, UMBF's price/sales ratio is 10.71% higher, now standing at 3.1.
• Over the past 243 months, UMBF's price/sales ratio has gone up 1.2.

Below are key valuation metrics over time for UMBF.

UMBF Growth Metrics

Its 4 year cash and equivalents growth rate is now at 112.36%.
• Its 3 year net cashflow from operations growth rate is now at 89.75%.
• Its year over year price growth rate is now at -4.84%.

UMBF's revenue has moved up $378,869,000 over the prior 33 months.

The table below shows UMBF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	1,371.783	762.634	416.482
2022-03-31	1,292.717	614.194	366.338
2021-12-31	1,262.696	534.082	353.018
2021-09-30	1,359.809	520.327	430.842
2021-06-30	1,318.517	449.17	409.467
2021-03-31	1,287.042	480.18	382.584

UMBF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UMBF has a Quality Grade of C, ranking ahead of 31% of graded US stocks.
• UMBF's asset turnover comes in at 0.038 -- ranking 213th of 428 Banking stocks.
• HFBL, SFBS, and CVLY are the stocks whose asset turnover ratios are most correlated with UMBF.

The table below shows UMBF's key quality metrics over time.