UMB Financial Corporation (UMBF): Price and Financial Metrics

UMBF POWR Grades

• UMBF scores best on the Momentum dimension, with a Momentum rank ahead of 89.62% of US stocks.
• The strongest trend for UMBF is in Momentum, which has been heading up over the past 179 days.
• UMBF's current lowest rank is in the Growth metric (where it is better than 14.9% of US stocks).

UMBF Stock Summary

• Umb Financial Corp's stock had its IPO on March 27, 1990, making it an older stock than 84.38% of US equities in our set.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.31 for Umb Financial Corp; that's greater than it is for 95.3% of US stocks.
• Umb Financial Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -17.68%, greater than the shareholder yield of only 19.42% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to Umb Financial Corp, a group of peers worth examining would be VLY, BANC, CVBF, HWC, and CALB.
• UMBF's SEC filings can be seen here. And to visit Umb Financial Corp's official web site, go to www.umb.com.

UMBF Valuation Summary

• UMBF's price/earnings ratio is 10.7; this is 2.73% lower than that of the median Financial Services stock.
• UMBF's EV/EBIT ratio has moved up 5.5 over the prior 243 months.
• Over the past 243 months, UMBF's price/sales ratio has gone up 2.5.

Below are key valuation metrics over time for UMBF.

UMBF Growth Metrics

The 5 year revenue growth rate now stands at 12.57%.
• Its 3 year price growth rate is now at 26.35%.
• Its 4 year price growth rate is now at -7.66%.

Over the past 52 months, UMBF's revenue has gone up $309,451,000.

The table below shows UMBF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	1,262.696	534.082	353.018
2021-09-30	1,359.809	520.327	430.842
2021-06-30	1,318.517	449.17	409.467
2021-03-31	1,287.042	480.18	382.584
2020-12-31	1,160.895	373.598	286.502
2020-09-30	1,023.648	366.548	196.697

UMBF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UMBF has a Quality Grade of C, ranking ahead of 31% of graded US stocks.
• UMBF's asset turnover comes in at 0.038 -- ranking 213th of 428 Banking stocks.
• HFBL, SFBS, and CVLY are the stocks whose asset turnover ratios are most correlated with UMBF.

The table below shows UMBF's key quality metrics over time.