UMB Financial Corporation (UMBF): Price and Financial Metrics

UMBF POWR Grades

• UMBF scores best on the Sentiment dimension, with a Sentiment rank ahead of 73.56% of US stocks.
• The strongest trend for UMBF is in Stability, which has been heading up over the past 177 days.
• UMBF's current lowest rank is in the Quality metric (where it is better than 29.03% of US stocks).

UMBF Stock Summary

• UMBF's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 95.97% of US stocks.
• With a year-over-year growth in debt of 64.72%, UMB FINANCIAL CORP's debt growth rate surpasses 88.42% of about US stocks.
• UMB FINANCIAL CORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -45.92%, greater than the shareholder yield of merely 9.69% of stocks in our set.
• Stocks with similar financial metrics, market capitalization, and price volatility to UMB FINANCIAL CORP are FBP, CFR, CUBI, PBHC, and FISI.
• UMBF's SEC filings can be seen here. And to visit UMB FINANCIAL CORP's official web site, go to www.umb.com.

UMBF Valuation Summary

• In comparison to the median Financial Services stock, UMBF's price/earnings ratio is 8.08% lower, now standing at 9.1.
• UMBF's price/sales ratio has moved down 0.1 over the prior 243 months.

Below are key valuation metrics over time for UMBF.

UMBF Growth Metrics

Its 2 year price growth rate is now at 84.03%.
• The 2 year revenue growth rate now stands at 30.54%.
• Its 5 year revenue growth rate is now at 3.61%.

Over the past 15 months, UMBF's revenue has gone up $70,802,000.

The table below shows UMBF's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	1,389.319	796.829	410.005
2022-06-30	1,371.783	762.634	416.482
2022-03-31	1,292.717	614.194	366.338
2021-12-31	1,262.696	534.082	353.018
2021-09-30	1,359.809	520.327	430.842
2021-06-30	1,318.517	449.17	409.467

UMBF's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• UMBF has a Quality Grade of C, ranking ahead of 31% of graded US stocks.
• UMBF's asset turnover comes in at 0.038 -- ranking 213th of 428 Banking stocks.
• HFBL, SFBS, and CVLY are the stocks whose asset turnover ratios are most correlated with UMBF.

The table below shows UMBF's key quality metrics over time.