Unum Group is a leading provider of financial protection benefits in the United States and the United Kingdom. Its primary businesses are Unum US, Colonial Life and Unum UK. Unum's portfolio includes disability, life, accident and critical illness coverage. The company was founded in 1848 and is based in Chattanooga, Tennessee.
UNM Price Forecast Based on DCF Valuation
DCF Fair Value Target:
The table below illustrates the output of a discounted cash flow forecast using a variety of scenarios for Unum Group. To summarize, we found that Unum Group ranked in the 79th percentile in terms of potential gain offered. Specifically, our DCF analysis implies the stock is trading below its fair value by an estimated 589%. As for the metrics that stood out in our discounted cash flow analysis of Unum Group, consider:
Unum Group's weighted average cost of capital (WACC) is 6%; for context, that number is higher than only 1.39% of tickers in our DCF set.
Relative to other stocks in its sector (Financial Services), Unum Group has a reliance on debt greater than 73.33% of them.
Terminal Growth Rate in Free Cash Flow
Return Relative to Current Share Price
For other companies in the Financial Services that have a similar discounted cashflow valuation profile (and ensuing price forecasts) as UNM, try LPLA, ESNT, FOCS, AMP, and HIG.
Mental health, modified school schedules, and more leave requests are some of employers' biggest challenges heading into the Fall. Many companies made accommodations to make their business and their employees more resilient for what's ahead, according to new research from employee benefits provider Unum (NYSE: UNM) among more than 400 companies in August.
Moody's Investors Service ("Moody's") has completed a periodic review of the ratings of Unum Group and other ratings that are associated with the same analytical unit. The review was conducted through a portfolio review in which Moody's reassessed the appropriateness of the ratings in the context of the relevant principal methodology(ies), recent developments, and a comparison of the financial and operating profile to similarly rated peers. Since 1 January 2019, Moody's practice has been to issue a press release following each periodic review to announce its completion.