World Acceptance Corporation (WRLD): Price and Financial Metrics

WRLD POWR Grades

• Quality is the dimension where WRLD ranks best; there it ranks ahead of 91.51% of US stocks.
• WRLD's strongest trending metric is Momentum; it's been moving down over the last 179 days.
• WRLD's current lowest rank is in the Sentiment metric (where it is better than 5.27% of US stocks).

WRLD Stock Summary

• World Acceptance Corp's stock had its IPO on December 2, 1991, making it an older stock than 82.75% of US equities in our set.
• Price to trailing twelve month operating cash flow for WRLD is currently 5.29, higher than only 18.13% of US stocks with positive operating cash flow.
• With a year-over-year growth in debt of 27.47%, World Acceptance Corp's debt growth rate surpasses 77.27% of about US stocks.
• Stocks that are quantitatively similar to WRLD, based on their financial statements, market capitalization, and price volatility, are ACEL, EEX, AP, WD, and HGV.
• WRLD's SEC filings can be seen here. And to visit World Acceptance Corp's official web site, go to www.loansbyworld.com.

WRLD Valuation Summary

• In comparison to the median Financial Services stock, WRLD's price/sales ratio is 25% lower, now standing at 2.4.
• Over the past 243 months, WRLD's price/sales ratio has gone up 1.1.
• WRLD's EV/EBIT ratio has moved up 5.7 over the prior 243 months.

Below are key valuation metrics over time for WRLD.

WRLD Growth Metrics

The 4 year price growth rate now stands at 54.22%.
• Its year over year cash and equivalents growth rate is now at 35.52%.
• Its 5 year cash and equivalents growth rate is now at -6.13%.

WRLD's revenue has moved up $17,794,911 over the prior 34 months.

The table below shows WRLD's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	562.3378	239.6446	80.4216
2021-09-30	544.7117	230.2353	87.58548
2021-06-30	531.3258	197.2472	88.54401
2021-03-31	525.5333	199.5593	88.28283
2020-12-31	542.1882	217.8084	64.55202
2020-09-30	558.3218	219.1468	44.23735

WRLD's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• WRLD has a Quality Grade of B, ranking ahead of 93.84% of graded US stocks.
• WRLD's asset turnover comes in at 0.539 -- ranking 14th of 430 Banking stocks.
• COOP, CIZN, and BHLB are the stocks whose asset turnover ratios are most correlated with WRLD.

The table below shows WRLD's key quality metrics over time.