Ally Financial Inc. (ALLY): Price and Financial Metrics

ALLY POWR Grades

• ALLY scores best on the Value dimension, with a Value rank ahead of 72.8% of US stocks.
• ALLY's strongest trending metric is Growth; it's been moving down over the last 177 days.
• ALLY's current lowest rank is in the Growth metric (where it is better than 8.83% of US stocks).

ALLY Stock Summary

• Price to trailing twelve month operating cash flow for ALLY is currently 1.74, higher than just 6.14% of US stocks with positive operating cash flow.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 12.58 for ALLY FINANCIAL INC; that's greater than it is for 95.14% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for ALLY comes in at -53.87% -- higher than that of merely 9.37% of stocks in our set.
• Stocks that are quantitatively similar to ALLY, based on their financial statements, market capitalization, and price volatility, are SYF, AEL, ATLC, UNM, and BBD.
• Visit ALLY's SEC page to see the company's official filings. To visit the company's web site, go to www.ally.com.

ALLY Valuation Summary

• ALLY's price/sales ratio is 1.1; this is 8.33% lower than that of the median Financial Services stock.
• Over the past 109 months, ALLY's EV/EBIT ratio has gone down 474.9.

Below are key valuation metrics over time for ALLY.

ALLY Growth Metrics

Its 5 year net income to common stockholders growth rate is now at -0.87%.
• Its 4 year net income to common stockholders growth rate is now at -0.87%.
• Its 5 year revenue growth rate is now at 13.18%.

ALLY's revenue has moved up $2,941,000,000 over the prior 67 months.

The table below shows ALLY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	8,426	6,033	1,977
2022-06-30	8,395	5,892	2,388
2022-03-31	8,404	4,513	2,834
2021-12-31	8,206	4,042	3,003
2021-09-30	7,988	4,218	3,066
2021-06-30	7,687	4,199	2,859

ALLY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ALLY has a Quality Grade of C, ranking ahead of 46.66% of graded US stocks.
• ALLY's asset turnover comes in at 0.042 -- ranking 147th of 430 Banking stocks.
• HWBK, PDLB, and CBAN are the stocks whose asset turnover ratios are most correlated with ALLY.

The table below shows ALLY's key quality metrics over time.