Ally Financial Inc. (ALLY): Price and Financial Metrics

ALLY POWR Grades

• ALLY scores best on the Value dimension, with a Value rank ahead of 81.88% of US stocks.
• ALLY's strongest trending metric is Momentum; it's been moving up over the last 177 days.
• ALLY ranks lowest in Sentiment; there it ranks in the 13th percentile.

ALLY Stock Summary

• Price to trailing twelve month operating cash flow for ALLY is currently 1.4, higher than only 4.07% of US stocks with positive operating cash flow.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 14.82 for ALLY FINANCIAL INC; that's greater than it is for 95.58% of US stocks.
• ALLY FINANCIAL INC's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 41.47%, greater than the shareholder yield of 95.62% of stocks in our set.
• Stocks that are quantitatively similar to ALLY, based on their financial statements, market capitalization, and price volatility, are SYF, AFG, CBRL, ATLC, and UNM.
• Visit ALLY's SEC page to see the company's official filings. To visit the company's web site, go to www.ally.com.

ALLY Valuation Summary

• ALLY's EV/EBIT ratio is 13.7; this is 21.24% higher than that of the median Financial Services stock.
• ALLY's EV/EBIT ratio has moved down 471.8 over the prior 117 months.

Below are key valuation metrics over time for ALLY.

ALLY Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 104.33%.
• Its 5 year cash and equivalents growth rate is now at 43.21%.
• Its 4 year revenue growth rate is now at 13.18%.

Over the past 15 months, ALLY's revenue has gone up $440,000,000.

The table below shows ALLY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	8,428	6,247	1,604
2022-09-30	8,426	6,033	1,977
2022-06-30	8,395	5,892	2,388
2022-03-31	8,404	4,513	2,834
2021-12-31	8,206	4,042	3,003
2021-09-30	7,988	4,218	3,066

ALLY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ALLY has a Quality Grade of C, ranking ahead of 46.66% of graded US stocks.
• ALLY's asset turnover comes in at 0.042 -- ranking 147th of 430 Banking stocks.
• HWBK, PDLB, and CBAN are the stocks whose asset turnover ratios are most correlated with ALLY.

The table below shows ALLY's key quality metrics over time.