American National Bankshares, Inc. (AMNB): Price and Financial Metrics

AMNB POWR Grades

• AMNB scores best on the Stability dimension, with a Stability rank ahead of 84.97% of US stocks.
• The strongest trend for AMNB is in Stability, which has been heading down over the past 179 days.
• AMNB ranks lowest in Quality; there it ranks in the 21st percentile.

AMNB Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 9.62 for AMERICAN NATIONAL BANKSHARES INC; that's greater than it is for 89.25% of US stocks.
• With a year-over-year growth in debt of 74.56%, AMERICAN NATIONAL BANKSHARES INC's debt growth rate surpasses 86.2% of about US stocks.
• As for revenue growth, note that AMNB's revenue has grown -4.27% over the past 12 months; that beats the revenue growth of only 22.79% of US companies in our set.
• Stocks that are quantitatively similar to AMNB, based on their financial statements, market capitalization, and price volatility, are AUB, SYBT, FBK, CHCO, and CATY.
• AMNB's SEC filings can be seen here. And to visit AMERICAN NATIONAL BANKSHARES INC's official web site, go to www.amnb.com.

AMNB Valuation Summary

• AMNB's price/earnings ratio is 8.3; this is 2.35% lower than that of the median Financial Services stock.
• AMNB's price/sales ratio has moved down 2.3 over the prior 243 months.

Below are key valuation metrics over time for AMNB.

AMNB Growth Metrics

Its 2 year net cashflow from operations growth rate is now at 49.62%.
• Its 5 year revenue growth rate is now at 52.72%.
• The year over year price growth rate now stands at 0.91%.

AMNB's revenue has moved up $37,916,000 over the prior 49 months.

The table below shows AMNB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	110.612	43.426	37.688
2022-06-30	110.194	42.226	38.61
2022-03-31	112.713	53.506	41.236
2021-12-31	114.247	51.095	43.526
2021-09-30	110.126	42.011	41.027
2021-06-30	105.56	35.454	38.076

AMNB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• AMNB has a Quality Grade of C, ranking ahead of 40.33% of graded US stocks.
• AMNB's asset turnover comes in at 0.035 -- ranking 279th of 428 Banking stocks.
• TCBK, INDB, and CCNE are the stocks whose asset turnover ratios are most correlated with AMNB.

The table below shows AMNB's key quality metrics over time.