American National Insurance Company (ANAT): Price and Financial Metrics

ANAT POWR Grades

• ANAT scores best on the Stability dimension, with a Stability rank ahead of 84.97% of US stocks.
• The strongest trend for ANAT is in Momentum, which has been heading up over the past 179 days.
• ANAT ranks lowest in Growth; there it ranks in the 21st percentile.

ANAT Stock Summary

• ANAT's went public 36.27 years ago, making it older than 92.84% of listed US stocks we're tracking.
• Of note is the ratio of American National Group Inc's sales and general administrative expense to its total operating expenses; 98.37% of US stocks have a lower such ratio.
• With a year-over-year growth in debt of -63.03%, American National Group Inc's debt growth rate surpasses only 4.91% of about US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to American National Group Inc are MANU, RLI, ORI, SIM, and NWLI.
• ANAT's SEC filings can be seen here. And to visit American National Group Inc's official web site, go to www.americannational.com.

ANAT Valuation Summary

• ANAT's EV/EBIT ratio is 4.4; this is 48.84% lower than that of the median Financial Services stock.
• ANAT's price/sales ratio has moved up 0.7 over the prior 243 months.
• Over the past 243 months, ANAT's EV/EBIT ratio has gone up 2.4.

Below are key valuation metrics over time for ANAT.

ANAT Growth Metrics

The 4 year cash and equivalents growth rate now stands at 120.72%.
• Its 3 year net income to common stockholders growth rate is now at 135.31%.
• Its 3 year net cashflow from operations growth rate is now at 40.14%.

Over the past 34 months, ANAT's revenue has gone up $745,091,000.

The table below shows ANAT's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	4,391.791	350.787	699.325
2021-09-30	4,375.961	355.779	755.549
2021-06-30	4,470.838	354.315	875.553
2021-03-31	4,461.332	369.848	858.122
2020-12-31	3,792.399	332.463	467.505
2020-09-30	3,658.252	362.259	332.275

ANAT's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• ANAT has a Quality Grade of C, ranking ahead of 29.37% of graded US stocks.
• ANAT's asset turnover comes in at 0.15 -- ranking 100th of 133 Insurance stocks.
• ORI, BHF, and BRK.B are the stocks whose asset turnover ratios are most correlated with ANAT.

The table below shows ANAT's key quality metrics over time.