Arrow Financial Corporation (AROW): Price and Financial Metrics

AROW POWR Grades

• Stability is the dimension where AROW ranks best; there it ranks ahead of 81.41% of US stocks.
• The strongest trend for AROW is in Stability, which has been heading down over the past 177 days.
• AROW's current lowest rank is in the Growth metric (where it is better than 5.62% of US stocks).

AROW Stock Summary

• AROW's went public 37.76 years ago, making it older than 93.16% of listed US stocks we're tracking.
• AROW's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.18% of US stocks.
• With a year-over-year growth in debt of 292.66%, ARROW FINANCIAL CORP's debt growth rate surpasses 95.79% of about US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to ARROW FINANCIAL CORP are NBTB, OPOF, FRAF, BGSF, and BHLB.
• Visit AROW's SEC page to see the company's official filings. To visit the company's web site, go to www.arrowfinancial.com.

AROW Valuation Summary

• In comparison to the median Financial Services stock, AROW's EV/EBIT ratio is 41.59% lower, now standing at 6.6.
• AROW's EV/EBIT ratio has moved down 9.4 over the prior 243 months.

Below are key valuation metrics over time for AROW.

AROW Growth Metrics

The year over year revenue growth rate now stands at 9.41%.
• Its 5 year net cashflow from operations growth rate is now at 35.57%.
• Its year over year net cashflow from operations growth rate is now at 31.54%.

Over the past 67 months, AROW's revenue has gone up $44,023,000.

The table below shows AROW's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	142.341	60.704	47.021
2022-06-30	141.561	58.797	47.847
2022-03-31	142.259	64.856	49.152
2021-12-31	142.452	68.206	49.857
2021-09-30	142.54	70.463	52.043
2021-06-30	137.633	66.551	50.1

AROW's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• AROW has a Quality Grade of C, ranking ahead of 39.15% of graded US stocks.
• AROW's asset turnover comes in at 0.036 -- ranking 259th of 430 Banking stocks.
• SNV, PACW, and WTFC are the stocks whose asset turnover ratios are most correlated with AROW.

The table below shows AROW's key quality metrics over time.