Arrow Financial Corporation (AROW): Price and Financial Metrics

AROW POWR Grades

• Stability is the dimension where AROW ranks best; there it ranks ahead of 98.68% of US stocks.
• The strongest trend for AROW is in Momentum, which has been heading up over the past 179 days.
• AROW ranks lowest in Growth; there it ranks in the 15th percentile.

AROW Stock Summary

• AROW's went public 36.27 years ago, making it older than 92.84% of listed US stocks we're tracking.
• AROW's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.74% of US stocks.
• The volatility of Arrow Financial Corp's share price is greater than that of only 1.39% US stocks with at least 200 days of trading history.
• Stocks with similar financial metrics, market capitalization, and price volatility to Arrow Financial Corp are MGYR, SMBK, RRBI, CVCY, and ACNB.
• Visit AROW's SEC page to see the company's official filings. To visit the company's web site, go to www.arrowfinancial.com.

AROW Valuation Summary

• In comparison to the median Financial Services stock, AROW's price/earnings ratio is 0% higher, now standing at 11.
• AROW's price/sales ratio has moved down 0.1 over the prior 243 months.
• Over the past 243 months, AROW's EV/EBIT ratio has gone down 13.6.

Below are key valuation metrics over time for AROW.

AROW Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 43.88%.
• Its 4 year price growth rate is now at 4.08%.
• Its 3 year net cashflow from operations growth rate is now at 30.91%.

Over the past 15 months, AROW's revenue has gone up $24,867,000.

The table below shows AROW's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-12-31	142.452	68.206	49.857
2021-09-30	142.54	70.463	52.043
2021-06-30	137.633	66.551	50.1
2021-03-31	130.024	49.307	45.98
2020-12-31	122.541	42.314	40.827
2020-09-30	117.585	38.783	38.072

AROW's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• AROW has a Quality Grade of C, ranking ahead of 39.15% of graded US stocks.
• AROW's asset turnover comes in at 0.036 -- ranking 259th of 430 Banking stocks.
• SNV, PACW, and WTFC are the stocks whose asset turnover ratios are most correlated with AROW.

The table below shows AROW's key quality metrics over time.