Arrow Financial Corporation (AROW): Price and Financial Metrics

AROW POWR Grades

• AROW scores best on the Stability dimension, with a Stability rank ahead of 99.26% of US stocks.
• AROW's strongest trending metric is Sentiment; it's been moving up over the last 178 days.
• AROW's current lowest rank is in the Value metric (where it is better than 23.53% of US stocks).

AROW Stock Summary

• ARROW FINANCIAL CORP's stock had its IPO on January 1, 1986, making it an older stock than 93.26% of US equities in our set.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.24 for ARROW FINANCIAL CORP; that's greater than it is for 93.42% of US stocks.
• In terms of volatility of its share price, AROW is more volatile than just 4.17% of stocks we're observing.
• Stocks that are quantitatively similar to AROW, based on their financial statements, market capitalization, and price volatility, are CCBG, CCNE, FBP, RRBI, and CBFV.
• Visit AROW's SEC page to see the company's official filings. To visit the company's web site, go to www.arrowfinancial.com.

AROW Valuation Summary

• AROW's EV/EBIT ratio is 5.7; this is 43% lower than that of the median Financial Services stock.
• AROW's price/earnings ratio has moved down 1.9 over the prior 243 months.

Below are key valuation metrics over time for AROW.

AROW Growth Metrics

The 5 year price growth rate now stands at -14.28%.
• Its 2 year net cashflow from operations growth rate is now at 39.96%.
• Its year over year cash and equivalents growth rate is now at 7.82%.

AROW's revenue has moved up $37,254,000 over the prior 52 months.

The table below shows AROW's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	141.561	58.797	47.847
2022-03-31	142.259	64.856	49.152
2021-12-31	142.452	68.206	49.857
2021-09-30	142.54	70.463	52.043
2021-06-30	137.633	66.551	50.1
2021-03-31	130.024	49.307	45.98

AROW's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• AROW has a Quality Grade of C, ranking ahead of 39.15% of graded US stocks.
• AROW's asset turnover comes in at 0.036 -- ranking 259th of 430 Banking stocks.
• SNV, PACW, and WTFC are the stocks whose asset turnover ratios are most correlated with AROW.

The table below shows AROW's key quality metrics over time.