BankFinancial Corporation (BFIN): Price and Financial Metrics

BFIN POWR Grades

• Stability is the dimension where BFIN ranks best; there it ranks ahead of 85.38% of US stocks.
• The strongest trend for BFIN is in Growth, which has been heading down over the past 123 days.
• BFIN's current lowest rank is in the Growth metric (where it is better than 20.74% of US stocks).

BFIN Stock Summary

• BFIN's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 90.19% of US stocks.
• With a year-over-year growth in debt of 82.91%, BANKFINANCIAL CORP's debt growth rate surpasses 88.45% of about US stocks.
• In terms of twelve month growth in earnings before interest and taxes, BANKFINANCIAL CORP is reporting a growth rate of 53.41%; that's higher than 81.58% of US stocks.
• Stocks that are quantitatively similar to BFIN, based on their financial statements, market capitalization, and price volatility, are HTH, ASRV, TRST, FCF, and ACNB.
• BFIN's SEC filings can be seen here. And to visit BANKFINANCIAL CORP's official web site, go to bankfinancial.com.

BFIN Valuation Summary

• BFIN's price/sales ratio is 1.9; this is 17.39% lower than that of the median Financial Services stock.
• BFIN's price/sales ratio has moved down 4.4 over the prior 222 months.

Below are key valuation metrics over time for BFIN.

BFIN Growth Metrics

Its 4 year cash and equivalents growth rate is now at 125.18%.
• Its 5 year net income to common stockholders growth rate is now at 40.91%.
• The 3 year price growth rate now stands at -32.71%.

Over the past 33 months, BFIN's revenue has gone down $987,000.

The table below shows BFIN's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	53.551	6.335	9.427
2022-06-30	51.102	1.079	7.85
2022-03-31	50.471	-0.06	7.209
2021-12-31	50.701	7.768	7.41
2021-09-30	50.87	6.846	7.484
2021-06-30	50.908	9.592	7.788

BFIN's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• BFIN has a Quality Grade of C, ranking ahead of 34.25% of graded US stocks.
• BFIN's asset turnover comes in at 0.031 -- ranking 356th of 430 Banking stocks.
• NICK, ATAX, and TRST are the stocks whose asset turnover ratios are most correlated with BFIN.

The table below shows BFIN's key quality metrics over time.