Sierra Bancorp (BSRR): Price and Financial Metrics

BSRR POWR Grades

• Sentiment is the dimension where BSRR ranks best; there it ranks ahead of 86.98% of US stocks.
• The strongest trend for BSRR is in Sentiment, which has been heading up over the past 177 days.
• BSRR ranks lowest in Quality; there it ranks in the 27th percentile.

BSRR Stock Summary

• BSRR's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 92.85% of US stocks.
• With a year-over-year growth in debt of 138.8%, SIERRA BANCORP's debt growth rate surpasses 91.87% of about US stocks.
• SIERRA BANCORP's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is -92.3%, greater than the shareholder yield of just 6.31% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to SIERRA BANCORP, a group of peers worth examining would be FMNB, FSBC, FULT, FIBK, and BFST.
• BSRR's SEC filings can be seen here. And to visit SIERRA BANCORP's official web site, go to www.sierrabancorp.com.

BSRR Valuation Summary

• In comparison to the median Financial Services stock, BSRR's price/earnings ratio is 16.84% lower, now standing at 7.9.
• BSRR's EV/EBIT ratio has moved up 1.1 over the prior 243 months.

Below are key valuation metrics over time for BSRR.

BSRR Growth Metrics

The 2 year cash and equivalents growth rate now stands at 136.97%.
• Its year over year cash and equivalents growth rate is now at -26.77%.
• Its 4 year cash and equivalents growth rate is now at 15.33%.

BSRR's revenue has moved up $15,754,000 over the prior 33 months.

The table below shows BSRR's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	134.05	7.321	36.167
2022-06-30	134.637	45.708	36.837
2022-03-31	135.933	47.371	39.341
2021-12-31	140.755	52.656	43.012
2021-09-30	138.557	91.555	42.37
2021-06-30	136.535	39.563	42.121

BSRR's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• BSRR has a Quality Grade of C, ranking ahead of 50.1% of graded US stocks.
• BSRR's asset turnover comes in at 0.042 -- ranking 150th of 430 Banking stocks.
• NKSH, TCBK, and PKBK are the stocks whose asset turnover ratios are most correlated with BSRR.

The table below shows BSRR's key quality metrics over time.