C&F Financial Corporation (CFFI): Price and Financial Metrics

CFFI POWR Grades

• CFFI scores best on the Value dimension, with a Value rank ahead of 94.38% of US stocks.
• CFFI's strongest trending metric is Sentiment; it's been moving down over the last 29 days.
• CFFI's current lowest rank is in the Quality metric (where it is better than 52.53% of US stocks).

CFFI Stock Summary

• Price to trailing twelve month operating cash flow for CFFI is currently 1.06, higher than merely 3.92% of US stocks with positive operating cash flow.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 10.82 for C & F Financial Corp; that's greater than it is for 92.9% of US stocks.
• C & F Financial Corp's shareholder yield -- a measure of how much capital is returned to stockholders via dividends and buybacks -- is 40.91%, greater than the shareholder yield of 95.01% of stocks in our set.
• If you're looking for stocks that are quantitatively similar to C & F Financial Corp, a group of peers worth examining would be FMNB, OVLY, FCBC, WABC, and FBNC.
• CFFI's SEC filings can be seen here. And to visit C & F Financial Corp's official web site, go to www.cffc.com.

CFFI Valuation Summary

• In comparison to the median Financial Services stock, CFFI's price/sales ratio is 59.38% lower, now standing at 1.3.
• CFFI's price/sales ratio has moved down 1.1 over the prior 243 months.
• CFFI's price/sales ratio has moved down 1.1 over the prior 243 months.

Below are key valuation metrics over time for CFFI.

CFFI Growth Metrics

Its 4 year price growth rate is now at -15.71%.
• Its 4 year cash and equivalents growth rate is now at -2.11%.
• The 5 year price growth rate now stands at -15.71%.

Over the past 67 months, CFFI's revenue has gone up $60,148,000.

The table below shows CFFI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-09-30	143.613	176.715	30.743
2021-06-30	144.866	92.042	29.862
2021-03-31	137.92	-17.462	25.6
2020-12-31	127.869	-80.374	22.117
2020-09-30	115.873	-128.332	18.482
2020-06-30	108.043	-52.307	16.569

CFFI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFFI has a Quality Grade of C, ranking ahead of 52.53% of graded US stocks.
• CFFI's asset turnover comes in at 0.068 -- ranking 64th of 437 Banking stocks.
• OMF, CNOB, and VBFC are the stocks whose asset turnover ratios are most correlated with CFFI.

The table below shows CFFI's key quality metrics over time.