C&F Financial Corporation (CFFI): Price and Financial Metrics

CFFI POWR Grades

• CFFI scores best on the Momentum dimension, with a Momentum rank ahead of 95.04% of US stocks.
• The strongest trend for CFFI is in Growth, which has been heading down over the past 68 days.
• CFFI ranks lowest in Growth; there it ranks in the 33rd percentile.

CFFI Stock Summary

• Price to trailing twelve month operating cash flow for CFFI is currently 1.75, higher than merely 6.67% of US stocks with positive operating cash flow.
• CFFI's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 93.85% of US stocks.
• The volatility of C & F FINANCIAL CORP's share price is greater than that of merely 8.41% US stocks with at least 200 days of trading history.
• If you're looking for stocks that are quantitatively similar to C & F FINANCIAL CORP, a group of peers worth examining would be CBAN, FHB, AMNB, GABC, and EFSC.
• CFFI's SEC filings can be seen here. And to visit C & F FINANCIAL CORP's official web site, go to www.cffc.com.

CFFI Valuation Summary

• In comparison to the median Financial Services stock, CFFI's EV/EBIT ratio is 50.88% lower, now standing at 5.6.
• CFFI's price/sales ratio has moved down 0.5 over the prior 243 months.

Below are key valuation metrics over time for CFFI.

CFFI Growth Metrics

The 2 year revenue growth rate now stands at 18.92%.
• The 2 year net income to common stockholders growth rate now stands at 45.91%.
• Its 3 year cash and equivalents growth rate is now at 95.66%.

CFFI's revenue has moved up $27,095,000 over the prior 70 months.

The table below shows CFFI's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	115.153	106.645	24.775
2022-06-30	119.074	101.122	25.969
2022-03-31	126.738	157.45	27.235
2021-12-31	133.957	157.387	28.667
2021-09-30	143.613	176.715	30.743
2021-06-30	144.866	92.042	29.862

CFFI's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFFI has a Quality Grade of C, ranking ahead of 52.53% of graded US stocks.
• CFFI's asset turnover comes in at 0.068 -- ranking 64th of 437 Banking stocks.
• OMF, CNOB, and VBFC are the stocks whose asset turnover ratios are most correlated with CFFI.

The table below shows CFFI's key quality metrics over time.