Citizens Financial Group Inc. (CFG): Price and Financial Metrics

CFG POWR Grades

• Value is the dimension where CFG ranks best; there it ranks ahead of 88.3% of US stocks.
• CFG's strongest trending metric is Stability; it's been moving down over the last 179 days.
• CFG ranks lowest in Sentiment; there it ranks in the 6th percentile.

CFG Stock Summary

• With a one year PEG ratio of 313.75, CITIZENS FINANCIAL GROUP INC is expected to have a higher PEG ratio (a measure of how expensive a stock is relative to its expected earnings growth) than 92.12% of US stocks.
• With a year-over-year growth in debt of 235.75%, CITIZENS FINANCIAL GROUP INC's debt growth rate surpasses 94% of about US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for CFG comes in at -65.09% -- higher than that of only 8.43% of stocks in our set.
• Stocks that are quantitatively similar to CFG, based on their financial statements, market capitalization, and price volatility, are SNV, FIBK, FULT, WTFC, and BAP.
• Visit CFG's SEC page to see the company's official filings. To visit the company's web site, go to www.citizensbank.com.

CFG Valuation Summary

• In comparison to the median Financial Services stock, CFG's price/sales ratio is 77.78% higher, now standing at 1.6.
• Over the past 105 months, CFG's EV/EBIT ratio has gone down 11.5.

Below are key valuation metrics over time for CFG.

CFG Growth Metrics

Its 3 year cash and equivalents growth rate is now at 308.03%.
• Its 3 year price growth rate is now at 16.32%.
• The year over year net income to common stockholders growth rate now stands at 31.98%.

CFG's revenue has moved up $1,852,000,000 over the prior 52 months.

The table below shows CFG's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	7,547	4,119	1,960
2022-09-30	7,224	3,783	1,837
2022-06-30	6,862	2,063	1,730
2022-03-31	6,901	4,519	2,014
2021-12-31	7,058	2,275	2,206
2021-09-30	6,896	2,036	2,132

CFG's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CFG has a Quality Grade of C, ranking ahead of 35.46% of graded US stocks.
• CFG's asset turnover comes in at 0.037 -- ranking 238th of 428 Banking stocks.
• HWC, STL, and ZION are the stocks whose asset turnover ratios are most correlated with CFG.

The table below shows CFG's key quality metrics over time.