Central Valley Community Bancorp (CVCY): Price and Financial Metrics

CVCY POWR Grades

• Sentiment is the dimension where CVCY ranks best; there it ranks ahead of 96.93% of US stocks.
• The strongest trend for CVCY is in Sentiment, which has been heading up over the past 47 weeks.
• CVCY's current lowest rank is in the Quality metric (where it is better than 30% of US stocks).

CVCY Stock Summary

• With a price/earnings ratio of 9.24, Central Valley Community Bancorp P/E ratio is greater than that of about only 18.83% of stocks in our set with positive earnings.
• The ratio of debt to operating expenses for Central Valley Community Bancorp is higher than it is for about merely 14.01% of US stocks.
• Equity multiplier, or assets relative to shareholders' equity, comes in at 8.66 for Central Valley Community Bancorp; that's greater than it is for 87.91% of US stocks.
• Stocks with similar financial metrics, market capitalization, and price volatility to Central Valley Community Bancorp are RRBI, COFS, SBFG, TSBK, and AROW.
• Visit CVCY's SEC page to see the company's official filings. To visit the company's web site, go to www.cvcb.com.

CVCY Valuation Summary

• CVCY's price/sales ratio is 3.3; this is 175% higher than that of the median Financial Services stock.
• Over the past 243 months, CVCY's price/earnings ratio has gone down 4.7.
• CVCY's EV/EBIT ratio has moved up 3.5 over the prior 243 months.

Below are key valuation metrics over time for CVCY.

CVCY Growth Metrics

• The 5 year cash and equivalents growth rate now stands at -51.97%.
• The 3 year net income to common stockholders growth rate now stands at 78.25%.
• Its year over year price growth rate is now at 51.35%.

CVCY's revenue has moved up $41,393,000 over the prior 70 months.

The table below shows CVCY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	82.141	42.994	26.465
2021-03-31	75.102	17.438	21.203
2020-12-31	74.945	16.99	20.347
2020-09-30	70.624	11.823	17.717
2020-06-30	72.787	13.816	19.064
2020-03-31	78.412	20.75	22.85

CVCY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CVCY has a Quality Grade of C, ranking ahead of 30.19% of graded US stocks.
• CVCY's asset turnover comes in at 0.039 -- ranking 191st of 436 Banking stocks.
• PFBI, SYBT, and WABC are the stocks whose asset turnover ratios are most correlated with CVCY.

The table below shows CVCY's key quality metrics over time.