Central Valley Community Bancorp (CVCY): Price and Financial Metrics

CVCY POWR Grades

• Sentiment is the dimension where CVCY ranks best; there it ranks ahead of 94.24% of US stocks.
• CVCY's strongest trending metric is Quality; it's been moving down over the last 177 days.
• CVCY ranks lowest in Quality; there it ranks in the 34th percentile.

CVCY Stock Summary

• Equity multiplier, or assets relative to shareholders' equity, comes in at 11.18 for CENTRAL VALLEY COMMUNITY BANCORP; that's greater than it is for 93.31% of US stocks.
• With a year-over-year growth in debt of 847.62%, CENTRAL VALLEY COMMUNITY BANCORP's debt growth rate surpasses 97.59% of about US stocks.
• Revenue growth over the past 12 months for CENTRAL VALLEY COMMUNITY BANCORP comes in at 0.87%, a number that bests only 24.26% of the US stocks we're tracking.
• Stocks that are quantitatively similar to CVCY, based on their financial statements, market capitalization, and price volatility, are COFS, FNCB, ALRS, CALB, and GCBC.
• Visit CVCY's SEC page to see the company's official filings. To visit the company's web site, go to www.cvcb.com.

CVCY Valuation Summary

• CVCY's price/sales ratio is 2.6; this is 136.36% higher than that of the median Financial Services stock.
• CVCY's price/earnings ratio has moved down 3.8 over the prior 243 months.

Below are key valuation metrics over time for CVCY.

CVCY Growth Metrics

Its 2 year revenue growth rate is now at 7.04%.
• Its 2 year net cashflow from operations growth rate is now at 72.73%.
• Its 2 year price growth rate is now at 49.27%.

CVCY's revenue has moved up $7,756,000 over the prior 15 months.

The table below shows CVCY's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-06-30	82.858	20.604	25.987
2022-03-31	83.936	35.841	27.008
2021-12-31	85.859	42.855	28.401
2021-09-30	85.485	42.247	28.642
2021-06-30	82.141	42.994	26.465
2021-03-31	75.102	17.438	21.203

CVCY's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• CVCY has a Quality Grade of C, ranking ahead of 27.98% of graded US stocks.
• CVCY's asset turnover comes in at 0.039 -- ranking 191st of 428 Banking stocks.
• HTBK, MSBI, and TMP are the stocks whose asset turnover ratios are most correlated with CVCY.

The table below shows CVCY's key quality metrics over time.