Donegal Group, Inc. - (DGICA): Price and Financial Metrics

DGICA POWR Grades

• Stability is the dimension where DGICA ranks best; there it ranks ahead of 95.97% of US stocks.
• The strongest trend for DGICA is in Sentiment, which has been heading down over the past 26 weeks.
• DGICA ranks lowest in Sentiment; there it ranks in the 28th percentile.

DGICA Stock Summary

• DGICA's one year PEG ratio, measuring expected growth in earnings next year relative to current common stock price is 3,041.69 -- higher than 98.95% of US-listed equities with positive expected earnings growth.
• Of note is the ratio of DONEGAL GROUP INC's sales and general administrative expense to its total operating expenses; 86.89% of US stocks have a lower such ratio.
• In terms of volatility of its share price, DGICA is more volatile than only 15.21% of stocks we're observing.
• Stocks that are quantitatively similar to DGICA, based on their financial statements, market capitalization, and price volatility, are STE, TTD, CTKB, IAS, and DDOG.
• DGICA's SEC filings can be seen here. And to visit DONEGAL GROUP INC's official web site, go to www.donegalgroup.com.

DGICA Valuation Summary

• DGICA's price/sales ratio is 0.6; this is 80% lower than that of the median Financial Services stock.
• Over the past 236 months, DGICA's price/earnings ratio has gone down 2894.

Below are key valuation metrics over time for DGICA.

DGICA Growth Metrics

Its 3 year net income to common stockholders growth rate is now at 230.17%.
• The 2 year net income to common stockholders growth rate now stands at 0.03%.
• Its year over year cash and equivalents growth rate is now at -45.23%.

Over the past 70 months, DGICA's revenue has gone up $146,596,863.

The table below shows DGICA's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-09-30	835.0199	68.16686	-0.166331
2022-06-30	825.2878	52.5454	3.497562
2022-03-31	826.1226	67.60478	27.86935
2021-12-31	816.4658	76.73197	25.25417
2021-09-30	803.7187	91.13694	34.55026
2021-06-30	797.1248	112.2748	53.09924

DGICA's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• DGICA has a Quality Grade of C, ranking ahead of 46.3% of graded US stocks.
• DGICA's asset turnover comes in at 0.365 -- ranking 43rd of 133 Insurance stocks.
• ESNT, CIA, and GL are the stocks whose asset turnover ratios are most correlated with DGICA.

The table below shows DGICA's key quality metrics over time.