Meridian Bancorp, Inc. (EBSB): Price and Financial Metrics

EBSB POWR Grades

• EBSB scores best on the Stability dimension, with a Stability rank ahead of 82.86% of US stocks.
• EBSB's strongest trending metric is Value; it's been moving down over the last 52 weeks.
• EBSB's current lowest rank is in the Value metric (where it is better than 24.8% of US stocks).

EBSB Stock Summary

• For EBSB, its debt to operating expenses ratio is greater than that reported by 82.71% of US equities we're observing.
• EBSB's equity multiplier -- a measure of assets relative to shareholders'equity -- is greater than that of 87.26% of US stocks.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for EBSB comes in at 22.03% -- higher than that of 90.21% of stocks in our set.
• Stocks that are quantitatively similar to EBSB, based on their financial statements, market capitalization, and price volatility, are FNLC, FFNW, GTIM, FRME, and WASH.
• Visit EBSB's SEC page to see the company's official filings. To visit the company's web site, go to www.ebsb.com.

EBSB Valuation Summary

• In comparison to the median Financial Services stock, EBSB's price/sales ratio is 350% higher, now standing at 5.4.
• EBSB's price/earnings ratio has moved down 82.9 over the prior 165 months.
• Over the past 165 months, EBSB's price/earnings ratio has gone down 82.9.

Below are key valuation metrics over time for EBSB.

EBSB Growth Metrics

• Its 5 year net income to common stockholders growth rate is now at 163.75%.
• Its 2 year net income to common stockholders growth rate is now at 42.03%.
• Its 3 year net cashflow from operations growth rate is now at 76.33%.

EBSB's revenue has moved up $15,478,000 over the prior 15 months.

The table below shows EBSB's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2021-06-30	202.25	70.5	75.661
2021-03-31	198.569	75.177	76.394
2020-12-31	183.543	65.837	65.051
2020-09-30	182.988	48.363	63.998
2020-06-30	187.814	69.105	67.013
2020-03-31	186.772	63.028	64.902

EBSB's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• EBSB has a Quality Grade of C, ranking ahead of 46.94% of graded US stocks.
• EBSB's asset turnover comes in at 0.031 -- ranking 358th of 433 Banking stocks.
• ACBI, NYCB, and BBDC are the stocks whose asset turnover ratios are most correlated with EBSB.

The table below shows EBSB's key quality metrics over time.